Hand in Hand of Glynn Inc. Eviction Risk: Moderate

The strongest single driver of the headline number is tenant-organizing strength at 9.4/10. The severe-burden share is 26%. Those renters are past the 50% mark, and they miss rent for reasons that have nothing to do with willingness to pay.

The poverty rate is 28%. Judgments in high-poverty tracts are collectible far less often than the filing statistics suggest. Running cool is eviction-process difficulty, at 2.1/10. Running hot is housing-court posture at 7.3/10.

14.6% of adults report being unable to pay a utility bill, against a 9.2% national figure. Utility arrears usually lead rent arrears by a month or two. Food insecurity affects 27.6% of adults, 9.8 points above the national rate.

Social vulnerability runs high at 8.5/10, concentrating the disaster- and displacement-exposure this model treats as a lagging risk input. Its 2 tracts score within 0 points of one another, so the area figure travels well to individual addresses.

Average gross rent runs $1,158, close to the Country Club Estates average. Annual rent works out to 29% of average household income of $47,335.

61% of occupied units are renter-occupied.

With little internal variation, 5.9/10 is a fair proxy for any address inside the boundary. The number is rebuilt whenever its ACS, court-record, or statutory inputs change.