Happy Valley Eviction Risk: Moderate

Severe burden reaches 27%. A tenant at that level absorbs no shock: one cut shift or one repair bill converts directly into arrears. Pulling the other way is economic stress, at 1.7/10. Running hot is rent-regulation exposure at 7.6/10.

Court records carry 18 eviction filings across its 2 observed tracts. Well under the midpoint is supply constraint, at 2.7/10.

Filing activity peaked in 2018 at 2.0% of renter households. Judgments average 0.8% of renter households a year, the share of filings that actually convert to an order. Social vulnerability runs high at 7.5/10, concentrating the disaster- and displacement-exposure this model treats as a lagging risk input.

Poverty sits at 7%, low enough that arrears here usually reflect a specific shock rather than a structural income gap. The 3 tracts here are tightly clustered, 0.8 points apart at the extremes.

Average gross rent runs $1,762, close to the Wailuku average. Annual rent works out to 26% of average household income of $80,967. 39% of occupied units are renter-occupied.

With little internal variation, 5.6/10 is a fair proxy for any address inside the boundary. Scores move when the ACS release, the court-record feed, or the statute ledger behind them moves.