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Neighborhood · Champaign, IL

Mill Creek Eviction Risk: Moderate

1 census tracts · pop 3,704 · pop-weighted Eviction Risk Score 4.9/10 · range 4.9–4.9

Mill Creek is a one-tract neighborhood of Champaign, IL, population 3,704. That produces an Eviction Risk Score of 4.9/10, Moderate tier. What pushes the score up most is tenant-organizing strength at 9.4/10.

The severe-burden share is 27%. Those renters are past the 50% mark, and they miss rent for reasons that have nothing to do with willingness to pay. On the softer side is economic stress, at 1/10. Running hot is housing-court posture at 8.3/10.

Food insecurity affects 6.0% of adults, 11.8 points below the national rate. SNAP participation is 4.3% of households versus 15.2% nationally.

Against a Champaign baseline of 34.9%, 38% of renters here cross the 30%-of-income line. Average gross rent is $1,026, 9% below the Champaign average of $1,123.

Among the 13 mapped neighborhoods of Champaign, it ranks #9 by risk, the lower third. Only 22% of units are renter-occupied. Rental comparables are thin here; price renewals off the nearest genuine rental sub-market rather than off surrounding sale prices.

For a like-for-like read, Southwood and Lincolnshire Fields score within a fraction of it. Against average income of $126,495, annual rent is only 10%, a wide affordability cushion.

One tract means one number: 4.9/10 applies directly to any address inside the boundary. The number is rebuilt whenever its ACS, court-record, or statutory inputs change.

Risk score
4.9
Moderate
1 tracts · population-weighted
Mill Creek vs Champaign How this neighborhood stacks against the citywide average
% of income on rent
38.2% +9%
Champaign: 34.9%
Average gross rent
$1,026 -9%
Champaign: $1,123
Average HH income
$126,495 +120%
Champaign: $57,544
Poverty rate
4.0% -83%
Champaign: 23.9%
Renter share
22.0% -61%
Champaign: 56.2%
Peer neighborhoods

Neighborhoods with similar eviction risk

Same county, closest by Eviction Risk Score.

Geographic context

Risk heat across Mill Creek and the region

Click any tract to drill in · 1 tracts span score 4.9–4.9

Why Mill Creek scores 4.9

9 axes · pop-weighted · 1 = landlord-friendly
State political climate
legislature & governorship · Range 5.2–5.2 across tracts
5.2
Regional political climate
County-level mix · 2024 presidential margin · Range 6.1–6.1 across tracts
6.1
Local political climate
Parent city governance · Range 6.5–6.5 across tracts
6.5
Rent control risk
38% of income on rent · Range 8.1–8.1 across tracts
8.1
Eviction process difficulty
State notice requirements & court backlog · Range 4.5–4.5 across tracts
4.5
Tenant organizing strength
22% renter households · Range 9.4–9.4 across tracts
9.4
Housing court bias
County bench composition · Range 8.3–8.3 across tracts
8.3
Economic stress
4.0% below poverty line · Range 1.0–1.0 across tracts
1.0
Supply constraint
Rent-to-FMR gap & zoning friction · Range 4.5–4.5 across tracts
4.5
Risk score comparison

Mill Creek vs. parent city, state, U.S.

Eviction Risk Score (0–10 scale).

Mill Creek score vs. parent city, state, U.S.Mill Creek: 4.94.9Mill CreekNeighborhoodParent city: 6.36.3Parent cityhost cityState: 5.15.1Stateavg in stateU.S.: 5.15.1U.S.national avgU.S. avg = 5.0
Census tracts

1 tracts in Mill Creek

Ranked highest-risk first. Click for per-tract detail.

Tract Score Pop % over 30% on rent Average rent
17019001204 4.9 3,704 38% $1,026
Social Vulnerability Index

CDC SVI percentile: 17

Pop-weighted across 1 tracts. Higher = more vulnerable to disaster, displacement, and rent shocks. Source: CDC/ATSDR SVI 2022.

Socioeconomic status 13%ile
Poverty, unemployment, no-HS-diploma, housing cost burden
Household characteristics 61%ile
Single-parent HH, disability, language barriers, age 17- / 65+
Racial/ethnic minority 59%ile
Hispanic + non-white share of population
Housing & transport 8%ile
Multi-unit structures, mobile homes, crowding, no vehicle
CDC PLACES 2023 · pop-weighted

Eviction-adjacent indicators in Mill Creek

Average across all constituent tracts, population-weighted. Source: CDC PLACES (cwsq-ngmh) crude prevalence.

Frequently asked

About Mill Creek

Q1

What is the eviction-risk score for Mill Creek?

Mill Creek scores 4.9/10 (Moderate tier) across 1 census tracts. The pop-weighted Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income and poverty signals.
Q2

How does Mill Creek compare to Champaign overall?

Mill Creek scores 1.4 points lower than Champaign overall (6.3/10). Renters spend 38% of income on rent vs 35% citywide. Average rent: $1,026 vs $1,123.
Q3

What is the average rent in Mill Creek?

Average gross rent in Mill Creek is $1,026/month (pop-weighted across 1 census tracts, ACS 5-year 2023). 38% of renter households are cost-burdened.
Q4

What percentage of Mill Creek residents are renters?

22% of Mill Creek households are renter-occupied (vs 56% in Champaign). The neighborhood has 3,704 residents.
Q5

Is Mill Creek a high social-vulnerability area?

Mill Creek sits in the 17th percentile nationally on the CDC Social Vulnerability Index (low vulnerability). The index combines poverty, unemployment, household composition, racial/ethnic minority share, and housing/transportation factors across all US census tracts.
Q6

How safe is Mill Creek for landlords?

Mill Creek carries a moderate-tier eviction-risk profile for landlords (4.9/10). Pop-weighted across 1 constituent tracts, the score blends parent-city rent-control posture, county eviction-process timelines, and tract-specific rent-to-income / poverty signals. Compared to Champaign as a whole (6.3/10), this neighborhood is lower-risk.
Q7

What is the demographic breakdown of Mill Creek?

Mill Creek has 3,602 residents. Top groups: White (non-Hispanic) (58.4%), Asian (non-Hispanic) (19.3%), Other / Multiracial (9.6%). Source: ACS 5-year 2023, table B03002.
Nearby

Other neighborhoods near Mill Creek

Sibling neighborhoods

Other neighborhoods inside Champaign

Same parent city, ranked by score similarity to Mill Creek.

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