Chester Highlands Eviction Risk: High , Chicago

Against the Cook County average of 6.1, this tract reads riskier for landlords by 2.0 points. Annualized rent equals 35% of average household income of $37,580, past the 30% affordability line, which thins the margin any screening standard has to work with.

Housing insecurity runs 30.7% against 14.2% nationally. Running hot, local political climate reads 8.5/10. At $1,097 a month, rents run 24% under what the rest of Chicago commands.

16% are severely burdened past the 50% mark. That cohort absorbs no shock: one repair bill or one cut shift converts straight into arrears. Sitting well above the midpoint, tenant-organizing strength reads 8/10.

Inability to pay a utility bill runs 21.6% against 9.2% nationally. Utility arrears usually lead rent arrears by a month or two. The poverty rate is 21%. Judgments in high-poverty tracts are collectible far less often than filing counts suggest. Princeton's Eviction Lab logged 1,036 filings here across 15 tracked years.

Filings peaked in 2001 at 8.2% of renter households.

These are ACS 5-year estimates; the score moves when the ACS, court-record, or statute inputs behind it move.