South Lynn Eviction Risk: High , Chicago

36% are severely burdened past the 50% mark. That cohort absorbs no shock: one repair bill or one cut shift converts straight into arrears. The dominant input is economic stress at 9.9/10. Housing insecurity runs 40.4% against 14.2% nationally.

Inability to pay a utility bill runs 30.8% against 9.2% nationally. Utility arrears usually lead rent arrears by a month or two. The poverty rate is 40%. Judgments in high-poverty tracts are collectible far less often than filing counts suggest. On the softer side, supply constraint reads 1/10.

Annualized rent equals 36% of average household income of $35,038, past the 30% affordability line, which thins the margin any screening standard has to work with. Against the Cook County average of 6.1, this tract reads riskier for landlords by 2.0 points.

73% of occupied units are rented, so comparables are plentiful and vacancy risk is low, but a mispriced renewal loses the tenant to a building nearby. At $1,048 a month, rents run 27% under what the rest of Chicago commands.

Sitting well above the midpoint, local political climate reads 8.5/10. The filing record is not thin: 316 evictions over 15 years of observation. Filings peaked in 2004 at 10.1% of renter households.

Tract-level figures come from the ACS 5-year release and are rebuilt whenever that, the court-record feed, or the statutory ledger behind the score changes.