Hemingway District Eviction Risk: Moderate , Oak Park

The voucher gap is 34.2%: households holding assistance that local rents will not absorb, which surfaces as churn rather than arrears. The clearest offset is economic stress at 1.4/10.

On the high side, supply constraint reads 8.4/10. 68% of occupied units are rented, so comparables are plentiful and vacancy risk is low, but a mispriced renewal loses the tenant to a building nearby. Severe burden reaches 19%. Those are renters paying half their income or more, and that is where non-payment filings originate.

Sitting well above the midpoint, tenant-organizing strength reads 8/10. Disability prevalence runs 19.2% against 31.5% nationally.

Food insecurity runs 8.1% against 17.8% nationally. The filing record is not thin: 593 evictions over 15 years of observation.

Against the Cook County average of 6.1, this tract reads safer for landlords by 0.9 points. Filings peaked in 2011 at 5.2% of renter households.

In the 1930s the federal Home Owners' Loan Corporation graded this ground C ("Definitely Declining"). Redlining cut off mortgage credit to whole blocks for decades, and the areas graded D still carry measurably lower ownership and higher rent burden today.

These are ACS 5-year estimates; the score moves when the ACS, court-record, or statute inputs behind it move.