Morton Grove Eviction Risk: Moderate

Annualized rent equals 37% of average household income of $70,880, past the 30% affordability line, which thins the margin any screening standard has to work with. What pushes it up most is rent-regulation exposure at 8.4/10. The voucher gap is 22.8%: households holding assistance that local rents will not absorb, which surfaces as churn rather than arrears.

Sitting well above the midpoint, regional political climate reads 7.5/10. Against the Cook County average of 6.1, this tract reads safer for landlords by 1.2 points. Against Cook County at 45.6%, 39% of renters here are cost-burdened.

On the high side, supply constraint reads 7.3/10. The filing record is not thin: 166 evictions over 15 years of observation. The worst year on record was 2009, when 10.0% of renter households were served.

In the 1930s the federal Home Owners' Loan Corporation graded this ground C ("Definitely Declining"). Redlining cut off mortgage credit to whole blocks for decades, and the areas graded D still carry measurably lower ownership and higher rent burden today. In a typical year about 3.7% of renter households face a filing.

That is riskier than roughly 59% of the 84,120 US census tracts in this model. On the CDC Social Vulnerability Index the tract reads 8.8/10, which tracks how hard a shock lands on the households already here. Of its three components the housing type and transport measure is the most pressured.

These are ACS 5-year estimates; the score moves when the ACS, court-record, or statute inputs behind it move.