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Mount Vernon, Illinois eviction risk overview
City brief · 14,090 residents

Mount Vernon, IL Eviction Risk: MODERATE

Jefferson County · Population 14,090

In 2026
Risk score
4
MODERATE

54th percentile, Illinois.

50-yr Eviction Risk Score history

1976 to 2026 · climbing fast since 2010

Min1.7 Average3.6 Now4
10 5 1976 · score 1.7 1977 · score 1.7 1978 · score 1.7 1979 · score 1.8 1980 · score 1.8 1981 · score 1.9 1982 · score 2.0 1983 · score 1.9 1984 · score 1.9 1985 · score 1.9 1986 · score 2.0 1987 · score 1.9 1988 · score 2.1 1989 · score 2.1 1990 · score 2.2 1991 · score 2.2 1992 · score 2.7 1993 · score 2.8 1994 · score 2.8 1995 · score 2.8 1996 · score 3.0 1997 · score 3.1 1998 · score 3.1 1999 · score 3.2 2000 · score 3.7 2001 · score 3.8 2002 · score 3.9 2003 · score 3.9 2004 · score 3.8 2005 · score 3.8 2006 · score 3.9 2007 · score 4.0 2008 · score 4.6 2009 · score 4.7 2010 · score 4.8 2011 · score 4.9 2012 · score 4.6 2013 · score 4.7 2014 · score 4.8 2015 · score 4.9 2016 · score 4.7 2017 · score 4.9 2018 · score 5.1 2019 · score 5.2 2020 · score 5.8 2021 · score 5.8 2022 · score 5.8 2023 · score 5.8 2024 · score 5.7 2025 · score 5.5 2026 · score 4.0

Key metrics

Time machine

Scrub 50 years

2026
● LIVE · today ◀ REPLAY · historical

Nine-axis profile

9-axis profile · today

Shape of the risk surface

1 landlord · 10 tenant
Local 3.5 Regional 3.5 State 5.2 Economic 8.0 Supply 6.9 Rent Control 4.5 Eviction 4.8 Tenant 8.9 Housing 6.1 4 MODERATE
Sub-scores · with sparkline

Where the score comes from

1 → 10 scale
  1. Local political climate
    GOP margin +47.8% (2024)
    3.5
  2. Regional political climate
    County-weighted neighbor mix
    3.5
  3. State political climate
    Illinois legislature & governorship
    5.2
  4. Economic stress
    18.7% poverty · 8.2% unemp.
    8.0
  5. Supply constraint
    $910 average · 46.9% renters
    6.9
  6. Rent Control risk
    27.7% of income on rent
    4.5
  7. Eviction process difficulty
    113 days filing → judgment
    4.8
  8. Tenant organizing strength
    46.9% renters
    8.9
  9. Housing court bias
    County bench composition
    6.1
Geographic context

Risk heat across Mount Vernon and the region

Click any city to see its score

How Mount Vernon compares

Risk score vs. peers, county, state, and the U.S.
Rank in Jefferson County
Very High
#1 of 10 cities
Rank in county, 100th percentileBottomTop
#1 of 10 cities in Jefferson County for landlord eviction risk.
Rank in Illinois
Moderate
#695 of 1,456 cities
Rank in state, 52nd percentileBottomTop
#695 of 1,456 cities in Illinois for landlord eviction risk.
vs. county · state · U.S.
Mount Vernon risk score vs. county / state / U.S.Mount Vernon: 4.04.0Mount VernonThis cityCounty: 3.93.9Countyavg in countyState: 5.45.4Stateavg in stateU.S.: 5.25.2U.S.national avg
Score story

Six-stop tour of the risk profile

  1. 4
    / 10 · MODERATE
    The verdict

    A Moderate-tier market.

    Composite 4/10. Mid-range market; standard documentation usually wins. The 50-year curve shows a sharp climb.

    50-yr trend+2.3 over 50 yr
    197620012026

    Steepening since 2010 · COVID inflection visible

  2. 113d
    Typical timeline
    The money

    What renting (and evicting) looks like.

    Rent published at $910/mo. A contested eviction takes 113 days and costs $4,741-$13,365 per case.

    50-yr trendCalendar drag rising since '15
    197620012026

    Court-clerk data lands in the next release.

  3. 46.9%
    Renters
    The renters

    Who you'll be renting to.

    Out of 14,090 residents, 46.9% rent. 28% are spending 30%+ income on rent, 18.7% below the poverty line.

    50-yr trendRenter share rising
    197620012026

    ACS 1970-present · once the migration overlay is in.

  4. 3.5
    Local + regional
    The politics

    Light-statute interior market.

    Local & regional political climate score 3.5 and 3.5 (GOP margin +47.8% (2024)). State climate at 5.2, a mid-range statehouse.

    50-yr trendTracks county vote margin
    197620012026

    Built on 50-yr presidential margins back to 1976.

  5. 5.2
    State politics
    The process

    Moderate calendar, moderate friction.

    State political climate 5.2/10 sets the legislative ceiling for landlord remedies, and it shows up in the process. Eviction process difficulty reads 4.8, housing court bias 6.1, rent-control risk 4.5. Standard process speed for the state.

    50-yr trendProcess difficulty +-0.2 since '00
    197620012026

    Court-clerk data lands in the next release.

  6. 8
    Economic stress
    The stress

    Economic pressure is the real risk.

    Economic stress: 8. Supply constraint: 6.9. The numbers behind those: 18.7% poverty, 8.2% unemployment, 28% of income on rent.

    50-yr trendTwo visible dips · '08 + COVID
    197620012026

    Mirrors BLS unemployment series.

US eviction landscape · timeline × all-in cost

Mount Vernon sits in the slow & expensive quadrant

Bubble size = population · color = risk score
QUICK BUT COSTLY fast docket · high all-in loss SLOW & EXPENSIVE long calendar · high all-in loss QUICK & CHEAP fast docket · low all-in loss SLOW BUT CHEAP long calendar · low all-in loss 30d 50d 75d 100d 150d 200d 300d 450d $2.0k $3.0k $5.0k $7.5k $10k $15k $20k $30k EVICTION TIMELINE (DAYS) → ↑ ALL-IN COST (LOG SCALE) Chicago, IL · 109d · ~$9.0k all-in ($82/day) · score 6.3 Chicago Aurora, IL · 120d · ~$10.2k all-in ($85/day) · score 5.1 Aurora Naperville, IL · 115d · ~$9.2k all-in ($80/day) · score 4.7 Naperville Joliet, IL · 114d · ~$8.4k all-in ($73/day) · score 4.7 Joliet Rockford, IL · 112d · ~$8.5k all-in ($76/day) · score 4.8 Rockford Elgin, IL · 129d · ~$9.9k all-in ($77/day) · score 5 Elgin Springfield, IL · 129d · ~$9.3k all-in ($72/day) · score 5 Springfield Peoria, IL · 129d · ~$10.1k all-in ($79/day) · score 4.3 Peoria Champaign, IL · 118d · ~$8.9k all-in ($75/day) · score 5.2 Champaign Waukegan, IL · 116d · ~$9.0k all-in ($78/day) · score 4.9 Waukegan Houston, TX · 24d · ~$2.5k all-in ($103/day) · score 2.7 Houston Phoenix, AZ · 38d · ~$3.3k all-in ($86/day) · score 3.9 Phoenix Memphis, TN · 31d · ~$2.0k all-in ($66/day) · score 4.6 Memphis Atlanta, GA · 40d · ~$2.8k all-in ($69/day) · score 5.5 Atlanta Boston, MA · 187d · ~$20.3k all-in ($109/day) · score 6.8 Boston New York, NY · 417d · ~$29.5k all-in ($71/day) · score 9.8 New York Seattle, WA · 162d · ~$12.7k all-in ($79/day) · score 6.2 Seattle Mount Vernon
Mount Vernon · 113d · ~$9.1k all-in ($80/day) · score 4 National average: 58d · $4.6k all-in Hover any bubble for stats · click to open Color: 0-4   4-7   7-10
00Overview

About eviction risk in Mount Vernon, IL

Landlording in Mount Vernon, Illinois, presents a manageable operating environment for documented landlords. The Eviction Risk Score is 4/10 (MODERATE tier), drawn from the nine sub-axes shown above, covering rent-control exposure, eviction-process difficulty, housing-court bias, tenant-organizing strength, supply constraint, economic stress, and local, regional, and state political climate. This is not a quick-fix market: it's a Mid-tier market where lease drafting, screening discipline, and well-documented notices materially change outcomes.

Mount Vernon is a city of 14,090 residents where 46.9% of occupied units are renter-occupied, and the typical renter spends 27.7% of income on rent. At an average rent of $910/month, the typical renter household here spends more than the federal 30% threshold on housing, a leading indicator of payment volatility and a precondition for the kinds of tenant defenses that show up most often in housing court.

01Process

How Mount Vernon eviction process actually works

Eviction process difficulty here reads 4.8/10, a number that combines statutory complexity (notice categories, just-cause rules, mandatory pre-filing disclosures) with operational realities (court calendar length and clerk responsiveness). The typical contested filing in Mount Vernon closes 113 days after the initial notice. For non-payment of rent the first step is a properly-formatted, properly-served pay-or-quit notice; for material lease breaches it's a cure-or-quit; for tenancies under just-cause protection an at-fault grounds notice (or a no-fault notice with statutory relocation assistance) is required.

The slow part of Mount Vernon's timeline is usually the calendar, not the motion practice. Housing court bias scores 6.1/10 here, meaning judges read borderline procedural defects in the tenant's favor more often than the national norm. The practical implication: every notice and every proof of service needs to be airtight before it gets filed.

02Cost

What it costs (and how long it takes)

An all-in eviction in Mount Vernon runs $4,741 to $13,365 per case once you account for filing fees, attorney time, lost rent during pendency, sheriff lockout, and unit turnover. That range is wide because the upper bound assumes a tenant answer plus motion practice, common when housing court bias is high. The lower bound assumes a default judgment after proper service.

For landlords running the numbers on holding costs vs. cash-for-keys: if your projected timeline times your monthly rent already exceeds the high-end cost number, cash-for-keys at 1-2 months' rent is typically the economically rational choice. With 113 days of typical timeline and $910/month in lost rent, that crossover happens fast here.

03Operations

Security deposits, screening, and lease terms

Tenant organizing strength scores 8.9/10 in Mount Vernon, and the city has limited rent control exposure (4.5/10). Operations practice that survives audit in this environment looks like:

  • Screening discipline. Document income (verified at 2.5 to 3x rent), credit (with a clear minimum), and prior-tenancy reference checks, but do not screen on protected categories or source-of-income where banned. Keep a written, consistent screening criteria document for every applicant.
  • Lease specificity. Use a state-specific lease that names every term clearly: rent due date, late fees within statutory caps, deposit handling, smoke and CO disclosure, lead paint disclosure (pre-1978 stock), and a clean attorney's-fees clause.
  • Security deposit handling. Itemize deductions within the statutory window. Photograph move-in/move-out condition. In Illinois, deposit cap and refund window are statute, so exceed them at your own risk.
  • Mid-tenancy documentation. Keep date-stamped records of every rent receipt, every habitability request, every notice served. The day you need them in court is too late to start.
04Strategy

What an everyday landlord should actually do here

If you own one to four units in Mount Vernon: hire a property manager who knows the local court. The pricing differential between self-managing and hiring out is small relative to the cost of one botched eviction in a MODERATE tier market. If you own five or more: build relationships with a local landlord-side attorney before you need one, since retainer fees are negligible compared to emergency-rate billing when an eviction is already moving.

The avoidable mistakes here are all upstream of the filing: weak screening, an informal lease, sloppy rent receipts, and notice templates pulled off the internet that don't match Illinois's statutory language. Fix those four, and most cases settle or default. Skip them, and a $13,365 all-in fight is the realistic worst case.

04bPractical traps

Local traps to avoid in Mount Vernon

Trap · 4.5/10
Comparative benchmarking matters in markets like this. Mount Vernon's 5.5/10 is near the Illinois state average. Rent-control-risk sub-score: 4.5/10. See the nearby cities grid below for direct A-vs-B comparison.
05FAQ

Frequently asked questions

Q1

What's the absolute fastest I can get a non-paying tenant out in Mount Vernon?

Even with a perfect process, you're looking at around 45-60 days from the day you serve the 5-day notice to getting a court order. That doesn't include the sheriff's lockout, which adds more time. The 113-day average is more realistic for the full process. Don't expect miracles.
Q2

Can I just change the locks if my tenant stops paying?

Absolutely not. That's an illegal self-help eviction in Illinois and can lead to serious legal penalties against you, including fines and having to pay the tenant's legal fees. Always follow the judicial process.
Q3

Do I have to accept Section 8 tenants in Mount Vernon?

Yes, due to statewide source-of-income protection, you cannot refuse to rent to a tenant solely because they use a Section 8 voucher or other rental assistance. You can still screen them based on other criteria like credit, rental history, and criminal background, as long as your criteria are applied consistently to all applicants.
Q4

My tenant is causing damage. Is that a 5-day notice too?

No. The 5-day notice is specifically for non-payment of rent. For lease violations like property damage or unauthorized occupants, you'd typically issue a 10-day notice to cure or quit. If they don't fix the issue, then you can proceed with eviction.
Q5

What if the tenant moves out but leaves a bunch of stuff?

In Illinois, you generally need to store the tenant's abandoned property for a reasonable period (often 7-14 days) and notify them of where it's stored and how to retrieve it. If they don't pick it up, you can dispose of it, sell it, or keep it. Always consult with your attorney on the specifics to avoid claims of wrongful conversion.
06Score

What this score means for landlords2

A 4/10 places Mount Vernon in the 54th percentile of Illinois cities on the Eviction Risk Score index. The score is the average of the nine sub-axes, all calibrated on a national 1 to 10 scale where 1 is most landlord-friendly and 10 is most tenant-protective. The 50-year reconstruction shows this score has risen sharply since 1976, a structural drift driven by court-calendar growth, rent-control adoption, and the rise of tenant-side legal aid. The trajectory matters more than the snapshot: the score is the climate, not the weather.