Carpentersville Eviction Risk: Moderate

34% are severely burdened past the 50% mark. That cohort absorbs no shock: one repair bill or one cut shift converts straight into arrears. Against the Kane County average of 4.1, this tract reads riskier for landlords by 1.8 points. Adults with no health insurance runs 26.6% against 11.3% nationally.

The poverty rate is 19%, which in this model reads as reduced rent-recovery odds after a judgment. The filing record is not thin: 48 evictions over 3 years of observation.

Inability to pay a utility bill runs 14.9% against 9.2% nationally. Utility arrears usually lead rent arrears by a month or two. The worst year on record was 2011, when 4.2% of renter households were served.

In a typical year about 2.7% of renter households face a filing. On the national scale it lands near the 77th percentile of the 84,120 tracts scored.

On the CDC Social Vulnerability Index the tract reads 9.2/10, which tracks how hard a shock lands on the households already here. Statewide the IL average is 5.1, so this tract runs 0.8 points hotter.

Of its three components the socioeconomic standing measure is the most pressured. Average gross rent is $1,506, close to the Carpentersville average.

Annual rent works out to 24% of average household income of $75,693. 33% of occupied units are renter-occupied.

Tract-level figures come from the ACS 5-year release and are rebuilt whenever that, the court-record feed, or the statutory ledger behind the score changes.