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Tower Hill, Illinois eviction risk overview
City brief · 422 residents

Tower Hill, IL Eviction Risk: LOW

Shelby County · Population 422

In 2026
Risk score
3
LOW

16th percentile, Illinois.

50-yr Eviction Risk Score history

1976 to 2026 · climbing fast since 2010

Min1.5 Average3.0 Now3
10 5 1976 · score 1.5 1977 · score 1.5 1978 · score 1.5 1979 · score 1.6 1980 · score 1.6 1981 · score 1.7 1982 · score 1.7 1983 · score 1.6 1984 · score 1.6 1985 · score 1.6 1986 · score 1.6 1987 · score 1.6 1988 · score 1.8 1989 · score 1.8 1990 · score 1.9 1991 · score 1.9 1992 · score 2.3 1993 · score 2.3 1994 · score 2.3 1995 · score 2.4 1996 · score 2.5 1997 · score 2.6 1998 · score 2.6 1999 · score 2.7 2000 · score 3.2 2001 · score 3.3 2002 · score 3.4 2003 · score 3.4 2004 · score 3.2 2005 · score 3.3 2006 · score 3.4 2007 · score 3.4 2008 · score 4.0 2009 · score 4.1 2010 · score 4.2 2011 · score 4.2 2012 · score 3.8 2013 · score 3.9 2014 · score 4.0 2015 · score 4.1 2016 · score 3.8 2017 · score 3.9 2018 · score 4.1 2019 · score 4.2 2020 · score 4.7 2021 · score 4.7 2022 · score 4.6 2023 · score 4.7 2024 · score 4.5 2025 · score 4.4 2026 · score 3.0

Key metrics

Time machine

Scrub 50 years

2026
● LIVE · today ◀ REPLAY · historical

Nine-axis profile

9-axis profile · today

Shape of the risk surface

1 landlord · 10 tenant
Local 2.9 Regional 2.9 State 5.2 Economic 7.0 Supply 3.6 Rent Control 3.7 Eviction 4.9 Tenant 3.7 Housing 5.7 3 LOW
Sub-scores · with sparkline

Where the score comes from

1 → 10 scale
  1. Local political climate
    GOP margin +60.2% (2024)
    2.9
  2. Regional political climate
    County-weighted neighbor mix
    2.9
  3. State political climate
    Illinois legislature & governorship
    5.2
  4. Economic stress
    19.1% poverty · 4.5% unemp.
    7.0
  5. Supply constraint
    $783 average · 16.0% renters
    3.6
  6. Rent Control risk
    20.0% of income on rent
    3.7
  7. Eviction process difficulty
    111 days filing → judgment
    4.9
  8. Tenant organizing strength
    16.0% renters
    3.7
  9. Housing court bias
    County bench composition
    5.7
Geographic context

Risk heat across Tower Hill and the region

Click any city to see its score

How Tower Hill compares

Risk score vs. peers, county, state, and the U.S.
Rank in Shelby County
High
#3 of 9 cities
Rank in county, 75th percentileBottomTop
#3 of 9 cities in Shelby County for landlord eviction risk.
Rank in Illinois
Very Low
#1275 of 1,456 cities
Rank in state, 12th percentileBottomTop
#1275 of 1,456 cities in Illinois for landlord eviction risk.
vs. county · state · U.S.
Tower Hill risk score vs. county / state / U.S.Tower Hill: 3.03.0Tower HillThis cityCounty: 3.13.1Countyavg in countyState: 5.45.4Stateavg in stateU.S.: 5.25.2U.S.national avg
Score story

Six-stop tour of the risk profile

  1. 3
    / 10 · LOW
    The verdict

    A Low-tier market.

    Composite 3/10. Mid-range market; standard documentation usually wins. The 50-year curve shows a slow, steady climb.

    50-yr trend+1.5 over 50 yr
    197620012026

    Steady ratchet · no large swings

  2. 111d
    Typical timeline
    The money

    What renting (and evicting) looks like.

    Rent published at $783/mo. A contested eviction takes 111 days and costs $5,576-$12,716 per case.

    50-yr trendCalendar drag rising since '15
    197620012026

    Court-clerk data lands in the next release.

  3. 16.0%
    Renters
    The renters

    Who you'll be renting to.

    Out of 422 residents, 16.0% rent. 20% are spending 30%+ income on rent, 19.1% below the poverty line.

    50-yr trendRenter share rising
    197620012026

    ACS 1970-present · once the migration overlay is in.

  4. 2.9
    Local + regional
    The politics

    Light-statute interior market.

    Local & regional political climate score 2.9 and 2.9 (GOP margin +60.2% (2024)). State climate at 5.2, a mid-range statehouse.

    50-yr trendTracks county vote margin
    197620012026

    Built on 50-yr presidential margins back to 1976.

  5. 5.2
    State politics
    The process

    Moderate calendar, moderate friction.

    State political climate 5.2/10 sets the legislative ceiling for landlord remedies, and it shows up in the process. Eviction process difficulty reads 4.9, housing court bias 5.7, rent-control risk 3.7. Standard process speed for the state.

    50-yr trendProcess difficulty +-0.1 since '00
    197620012026

    Court-clerk data lands in the next release.

  6. 7
    Economic stress
    The stress

    Economic pressure is the background risk.

    Economic stress: 7. Supply constraint: 3.6. The numbers behind those: 19.1% poverty, 4.5% unemployment, 20% of income on rent.

    50-yr trendTwo visible dips · '08 + COVID
    197620012026

    Mirrors BLS unemployment series.

US eviction landscape · timeline × all-in cost

Tower Hill sits in the slow & expensive quadrant

Bubble size = population · color = risk score
QUICK BUT COSTLY fast docket · high all-in loss SLOW & EXPENSIVE long calendar · high all-in loss QUICK & CHEAP fast docket · low all-in loss SLOW BUT CHEAP long calendar · low all-in loss 30d 50d 75d 100d 150d 200d 300d 450d $2.0k $3.0k $5.0k $7.5k $10k $15k $20k $30k EVICTION TIMELINE (DAYS) → ↑ ALL-IN COST (LOG SCALE) Springfield, IL · 129d · ~$9.3k all-in ($72/day) · score 5 Springfield Decatur, IL · 117d · ~$8.7k all-in ($74/day) · score 5.4 Decatur Chicago, IL · 109d · ~$9.0k all-in ($82/day) · score 6.3 Chicago Aurora, IL · 120d · ~$10.2k all-in ($85/day) · score 5.1 Aurora Naperville, IL · 115d · ~$9.2k all-in ($80/day) · score 4.7 Naperville Joliet, IL · 114d · ~$8.4k all-in ($73/day) · score 4.7 Joliet Rockford, IL · 112d · ~$8.5k all-in ($76/day) · score 4.8 Rockford Elgin, IL · 129d · ~$9.9k all-in ($77/day) · score 5 Elgin Peoria, IL · 129d · ~$10.1k all-in ($79/day) · score 4.3 Peoria Champaign, IL · 118d · ~$8.9k all-in ($75/day) · score 5.2 Champaign Houston, TX · 24d · ~$2.5k all-in ($103/day) · score 2.7 Houston Phoenix, AZ · 38d · ~$3.3k all-in ($86/day) · score 3.9 Phoenix Memphis, TN · 31d · ~$2.0k all-in ($66/day) · score 4.6 Memphis Atlanta, GA · 40d · ~$2.8k all-in ($69/day) · score 5.5 Atlanta Boston, MA · 187d · ~$20.3k all-in ($109/day) · score 6.8 Boston New York, NY · 417d · ~$29.5k all-in ($71/day) · score 9.8 New York Seattle, WA · 162d · ~$12.7k all-in ($79/day) · score 6.2 Seattle Tower Hill
Tower Hill · 111d · ~$9.1k all-in ($82/day) · score 3 National average: 58d · $4.6k all-in Hover any bubble for stats · click to open Color: 0-4   4-7   7-10
00Overview

About eviction risk in Tower Hill, IL

Landlording in Tower Hill, Illinois, presents a manageable operating environment for documented landlords. The Eviction Risk Score is 3/10 (LOW tier), drawn from the nine sub-axes shown above, covering rent-control exposure, eviction-process difficulty, housing-court bias, tenant-organizing strength, supply constraint, economic stress, and local, regional, and state political climate. This is not a quick-fix market: it's a Mid-tier market where lease drafting, screening discipline, and well-documented notices materially change outcomes.

Tower Hill is a city of 422 residents where 16.0% of occupied units are renter-occupied, and the typical renter spends 20.0% of income on rent. At an average rent of $783/month, the typical renter household here spends more than the federal 30% threshold on housing, a leading indicator of payment volatility and a precondition for the kinds of tenant defenses that show up most often in housing court.

01Process

How Tower Hill eviction process actually works

Eviction process difficulty here reads 4.9/10, a number that combines statutory complexity (notice categories, just-cause rules, mandatory pre-filing disclosures) with operational realities (court calendar length and clerk responsiveness). The typical contested filing in Tower Hill closes 111 days after the initial notice. For non-payment of rent the first step is a properly-formatted, properly-served pay-or-quit notice; for material lease breaches it's a cure-or-quit; for tenancies under just-cause protection an at-fault grounds notice (or a no-fault notice with statutory relocation assistance) is required.

The slow part of Tower Hill's timeline is usually the calendar, not the motion practice. Housing court bias scores 5.7/10 here, meaning judges read borderline procedural defects in the tenant's favor more often than the national norm. The practical implication: every notice and every proof of service needs to be airtight before it gets filed.

02Cost

What it costs (and how long it takes)

An all-in eviction in Tower Hill runs $5,576 to $12,716 per case once you account for filing fees, attorney time, lost rent during pendency, sheriff lockout, and unit turnover. That range is wide because the upper bound assumes a tenant answer plus motion practice, common when housing court bias is high. The lower bound assumes a default judgment after proper service.

For landlords running the numbers on holding costs vs. cash-for-keys: if your projected timeline times your monthly rent already exceeds the high-end cost number, cash-for-keys at 1-2 months' rent is typically the economically rational choice. With 111 days of typical timeline and $783/month in lost rent, that crossover happens fast here.

03Operations

Security deposits, screening, and lease terms

Tenant organizing strength scores 3.7/10 in Tower Hill, and the city has limited rent control exposure (3.7/10). Operations practice that survives audit in this environment looks like:

  • Screening discipline. Document income (verified at 2.5 to 3x rent), credit (with a clear minimum), and prior-tenancy reference checks, but do not screen on protected categories or source-of-income where banned. Keep a written, consistent screening criteria document for every applicant.
  • Lease specificity. Use a state-specific lease that names every term clearly: rent due date, late fees within statutory caps, deposit handling, smoke and CO disclosure, lead paint disclosure (pre-1978 stock), and a clean attorney's-fees clause.
  • Security deposit handling. Itemize deductions within the statutory window. Photograph move-in/move-out condition. In Illinois, deposit cap and refund window are statute, so exceed them at your own risk.
  • Mid-tenancy documentation. Keep date-stamped records of every rent receipt, every habitability request, every notice served. The day you need them in court is too late to start.
04Strategy

What an everyday landlord should actually do here

If you own one to four units in Tower Hill: hire a property manager who knows the local court. The pricing differential between self-managing and hiring out is small relative to the cost of one botched eviction in a LOW tier market. If you own five or more: build relationships with a local landlord-side attorney before you need one, since retainer fees are negligible compared to emergency-rate billing when an eviction is already moving.

The avoidable mistakes here are all upstream of the filing: weak screening, an informal lease, sloppy rent receipts, and notice templates pulled off the internet that don't match Illinois's statutory language. Fix those four, and most cases settle or default. Skip them, and a $12,716 all-in fight is the realistic worst case.

04bPractical traps

Local traps to avoid in Tower Hill

Trap · 57.2 POINTS
Politically, Shelby County voted Republican by 57.2 points in 2020, a baseline that correlates with landlord-neutral legislative pressure. Combined with 20.0% rent-to-income ratio, expect baseline enforcement of ILCS preemption + Chicago RLTO.
05FAQ

Frequently asked questions

Q1

What if my Tower Hill tenant tries to pay after the 5-day notice expires?

Accepting full payment after the 5-day notice expires generally voids the notice, and you'd have to start over if they fail to pay again. If you accept partial payment, you risk waiving your right to evict. If you're going to accept payment, get a written agreement that explicitly states you are not waiving your right to pursue the eviction or that the payment is for a specific period and the eviction is on hold, not dismissed. This is a common mistake; consult an attorney before accepting any money if you intend to proceed with eviction.

Q2

Can I evict a tenant in Tower Hill for being noisy or disruptive?

Yes, if their behavior violates a specific clause in your lease agreement (e.g., "tenant shall not disturb the peaceful enjoyment of other tenants" or "no excessive noise after 10 PM"). You would typically issue a notice to cure the violation, giving them a reasonable timeframe to stop the disruptive behavior. If they fail to comply, you can then proceed with an eviction filing. Make sure you have documented evidence of the disruption.

Q3

Does Tower Hill have rent control?

No. Illinois has a statewide ban on rent control. This means landlords in Tower Hill are free to set rental prices and raise them at lease renewal, provided they give proper notice as required by your lease and state law. You can read more about this in our Illinois rent control rules guide.

Q4

How often should I inspect my Tower Hill rental property?

Generally, it's a good idea to conduct an annual inspection to check for maintenance issues and ensure the property is being cared for. You can also do move-in and move-out inspections. Always provide proper written notice to your tenant before entering, typically 24-48 hours, unless it's an emergency.

Q5

What if my tenant claims a hardship and asks for more time?

This is a judgment call. While compassion is good, remember this is a business. You can offer a short extension, but get it in writing with clear terms (e.g., "Tenant agrees to vacate by X date in exchange for Y"). If you agree, ensure it's a firm deadline. If you don't agree, stick to your legal process. Many landlords get caught in a cycle of extensions that only prolong the problem and increase lost rent.

===META_TITLE=== Tower Hill, IL Eviction Risk 4.4/10: Manage Costs & Timeline ===META_DESC=== Tower Hill, IL has a 4.4/10 eviction risk. Expect 111 days and $5,576-$12,716 costs. Get the landlord playbook for Shelby County. ===INTRO_HTML===

Landlords in Tower Hill, IL, a small Shelby County community with just over 400 residents, face a specific set of circumstances when it comes to managing their rental properties. With a low renter share of 16.0% and a average rent of $783/month, the market here is different from larger urban centers. The overall eviction risk score for Tower Hill stands at a moderate 4.4/10. This isn't a high-risk score like some major cities, but it's certainly not zero. It means you need to be prepared, understand the local rules, and know how to act decisively if a tenant stops paying.

Your typical tenant in Tower Hill carries a rent-to-income ratio of 20.0%, meaning a fifth of their income goes to rent. That's a manageable number, but it doesn't eliminate the possibility of financial hardship. Our dataset breaks down the risk: eviction-process-difficulty is 4.9, housing-court-bias is 5.7 (leaning slightly tenant-friendly), and economic-stress is 7, indicating a higher local economic vulnerability. This page cuts through the noise. It gives you the practical steps, the numbers, and the warnings you need to protect your investment here in Tower Hill.

06Score

What this score means for landlords2

A 3/10 places Tower Hill in the 16th percentile of Illinois cities on the Eviction Risk Score index. The score is the average of the nine sub-axes, all calibrated on a national 1 to 10 scale where 1 is most landlord-friendly and 10 is most tenant-protective. The 50-year reconstruction shows this score has climbed steadily since 1976, a structural drift driven by court-calendar growth, rent-control adoption, and the rise of tenant-side legal aid. The trajectory matters more than the snapshot: the score is the climate, not the weather.