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Coleta, Illinois eviction risk overview
City brief · 169 residents

Coleta, IL Eviction Risk: LOW

Whiteside County · Population 169

In 2026
Risk score
3.7
LOW

45th percentile, Illinois.

50-yr Eviction Risk Score history

1976 to 2026 · climbing fast since 2010

Min1.4 Average2.9 Now3.7
10 5 1976 · score 1.4 1977 · score 1.4 1978 · score 1.4 1979 · score 1.5 1980 · score 1.5 1981 · score 1.6 1982 · score 1.6 1983 · score 1.5 1984 · score 1.5 1985 · score 1.5 1986 · score 1.5 1987 · score 1.5 1988 · score 1.7 1989 · score 1.7 1990 · score 1.8 1991 · score 1.8 1992 · score 2.4 1993 · score 2.4 1994 · score 2.4 1995 · score 2.5 1996 · score 2.6 1997 · score 2.7 1998 · score 2.7 1999 · score 2.7 2000 · score 2.9 2001 · score 3.0 2002 · score 3.1 2003 · score 3.1 2004 · score 3.0 2005 · score 3.1 2006 · score 3.1 2007 · score 3.2 2008 · score 3.9 2009 · score 4.0 2010 · score 4.0 2011 · score 4.1 2012 · score 3.9 2013 · score 4.0 2014 · score 4.0 2015 · score 4.1 2016 · score 3.8 2017 · score 3.9 2018 · score 4.0 2019 · score 4.1 2020 · score 4.5 2021 · score 4.5 2022 · score 4.5 2023 · score 4.5 2024 · score 4.3 2025 · score 4.4 2026 · score 3.7

Key metrics

Time machine

Scrub 50 years

2026
● LIVE · today ◀ REPLAY · historical

Nine-axis profile

9-axis profile · today

Shape of the risk surface

1 landlord · 10 tenant
Local 5.1 Regional 5.1 State 5.2 Economic 6.0 Supply 3.8 Rent Control 2.1 Eviction 4.9 Tenant 4.0 Housing 4.5 3.7 LOW
Sub-scores · with sparkline

Where the score comes from

1 → 10 scale
  1. Local political climate
    GOP margin +14.7% (2024)
    5.1
  2. Regional political climate
    County-weighted neighbor mix
    5.1
  3. State political climate
    Illinois legislature & governorship
    5.2
  4. Economic stress
    15.5% poverty · 3.2% unemp.
    6.0
  5. Supply constraint
    $925 average · 17.3% renters
    3.8
  6. Rent Control risk
    37.5% of income on rent
    2.1
  7. Eviction process difficulty
    129 days filing → judgment
    4.9
  8. Tenant organizing strength
    17.3% renters
    4.0
  9. Housing court bias
    County bench composition
    4.5
Geographic context

Risk heat across Coleta and the region

Click any city to see its score

How Coleta compares

Risk score vs. peers, county, state, and the U.S.
Rank in Whiteside County
Low
#9 of 14 cities
Rank in county, 39th percentileBottomTop
#9 of 14 cities in Whiteside County for landlord eviction risk.
Rank in Illinois
Moderate
#808 of 1,456 cities
Rank in state, 45th percentileBottomTop
#808 of 1,456 cities in Illinois for landlord eviction risk.
vs. county · state · U.S.
Coleta risk score vs. county / state / U.S.Coleta: 3.73.7ColetaThis cityCounty: 3.93.9Countyavg in countyState: 5.45.4Stateavg in stateU.S.: 5.25.2U.S.national avg
Score story

Six-stop tour of the risk profile

  1. 3.7
    / 10 · LOW
    The verdict

    A Low-tier market.

    Composite 3.7/10. Mid-range market; standard documentation usually wins. The 50-year curve shows a sharp climb.

    50-yr trend+2.3 over 50 yr
    197620012026

    Steepening since 2010 · COVID inflection visible

  2. 129d
    Typical timeline
    The money

    What renting (and evicting) looks like.

    Rent published at $925/mo. A contested eviction takes 129 days and costs $4,319-$15,617 per case.

    50-yr trendCalendar drag rising since '15
    197620012026

    Court-clerk data lands in the next release.

  3. 17.3%
    Renters
    The renters

    Who you'll be renting to.

    Out of 169 residents, 17.3% rent. 38% are spending 30%+ income on rent, 15.5% below the poverty line.

    50-yr trendRenter share rising
    197620012026

    ACS 1970-present · once the migration overlay is in.

  4. 5.1
    Local + regional
    The politics

    Mid-range climate. Not a coastal market.

    Local & regional political climate score 5.1 and 5.1 (GOP margin +14.7% (2024)). State climate at 5.2, a mid-range statehouse.

    50-yr trendTracks county vote margin
    197620012026

    Built on 50-yr presidential margins back to 1976.

  5. 5.2
    State politics
    The process

    Moderate calendar, moderate friction.

    State political climate 5.2/10 sets the legislative ceiling for landlord remedies, and it shows up in the process. Eviction process difficulty reads 4.9, housing court bias 4.5, rent-control risk 2.1. Standard process speed for the state.

    50-yr trendProcess difficulty +-0.1 since '00
    197620012026

    Court-clerk data lands in the next release.

  6. 6
    Economic stress
    The stress

    Economic pressure is the background risk.

    Economic stress: 6. Supply constraint: 3.8. The numbers behind those: 15.5% poverty, 3.2% unemployment, 38% of income on rent.

    50-yr trendTwo visible dips · '08 + COVID
    197620012026

    Mirrors BLS unemployment series.

US eviction landscape · timeline × all-in cost

Coleta sits in the slow & expensive quadrant

Bubble size = population · color = risk score
QUICK BUT COSTLY fast docket · high all-in loss SLOW & EXPENSIVE long calendar · high all-in loss QUICK & CHEAP fast docket · low all-in loss SLOW BUT CHEAP long calendar · low all-in loss 30d 50d 75d 100d 150d 200d 300d 450d $2.0k $3.0k $5.0k $7.5k $10k $15k $20k $30k EVICTION TIMELINE (DAYS) → ↑ ALL-IN COST (LOG SCALE) Rockford, IL · 112d · ~$8.5k all-in ($76/day) · score 4.8 Rockford Chicago, IL · 109d · ~$9.0k all-in ($82/day) · score 6.3 Chicago Aurora, IL · 120d · ~$10.2k all-in ($85/day) · score 5.1 Aurora Naperville, IL · 115d · ~$9.2k all-in ($80/day) · score 4.7 Naperville Joliet, IL · 114d · ~$8.4k all-in ($73/day) · score 4.7 Joliet Elgin, IL · 129d · ~$9.9k all-in ($77/day) · score 5 Elgin Springfield, IL · 129d · ~$9.3k all-in ($72/day) · score 5 Springfield Peoria, IL · 129d · ~$10.1k all-in ($79/day) · score 4.3 Peoria Champaign, IL · 118d · ~$8.9k all-in ($75/day) · score 5.2 Champaign Waukegan, IL · 116d · ~$9.0k all-in ($78/day) · score 4.9 Waukegan Houston, TX · 24d · ~$2.5k all-in ($103/day) · score 2.7 Houston Phoenix, AZ · 38d · ~$3.3k all-in ($86/day) · score 3.9 Phoenix Memphis, TN · 31d · ~$2.0k all-in ($66/day) · score 4.6 Memphis Atlanta, GA · 40d · ~$2.8k all-in ($69/day) · score 5.5 Atlanta Boston, MA · 187d · ~$20.3k all-in ($109/day) · score 6.8 Boston New York, NY · 417d · ~$29.5k all-in ($71/day) · score 9.8 New York Seattle, WA · 162d · ~$12.7k all-in ($79/day) · score 6.2 Seattle Coleta
Coleta · 129d · ~$10.0k all-in ($77/day) · score 3.7 National average: 58d · $4.6k all-in Hover any bubble for stats · click to open Color: 0-4   4-7   7-10
00Overview

About eviction risk in Coleta, IL

Landlording in Coleta, Illinois, presents a manageable operating environment for documented landlords. The Eviction Risk Score is 3.7/10 (LOW tier), drawn from the nine sub-axes shown above, covering rent-control exposure, eviction-process difficulty, housing-court bias, tenant-organizing strength, supply constraint, economic stress, and local, regional, and state political climate. This is not a quick-fix market: it's a Mid-tier market where lease drafting, screening discipline, and well-documented notices materially change outcomes.

Coleta is a city of 169 residents where 17.3% of occupied units are renter-occupied, and the typical renter spends 37.5% of income on rent. At an average rent of $925/month, the typical renter household here spends more than the federal 30% threshold on housing, a leading indicator of payment volatility and a precondition for the kinds of tenant defenses that show up most often in housing court.

01Process

How Coleta eviction process actually works

Eviction process difficulty here reads 4.9/10, a number that combines statutory complexity (notice categories, just-cause rules, mandatory pre-filing disclosures) with operational realities (court calendar length and clerk responsiveness). The typical contested filing in Coleta closes 129 days after the initial notice. For non-payment of rent the first step is a properly-formatted, properly-served pay-or-quit notice; for material lease breaches it's a cure-or-quit; for tenancies under just-cause protection an at-fault grounds notice (or a no-fault notice with statutory relocation assistance) is required.

The slow part of Coleta's timeline is usually the calendar, not the motion practice. Housing court bias scores 4.5/10 here, meaning judges read borderline procedural defects in the tenant's favor more often than the national norm. The practical implication: every notice and every proof of service needs to be airtight before it gets filed.

02Cost

What it costs (and how long it takes)

An all-in eviction in Coleta runs $4,319 to $15,617 per case once you account for filing fees, attorney time, lost rent during pendency, sheriff lockout, and unit turnover. That range is wide because the upper bound assumes a tenant answer plus motion practice, common when housing court bias is high. The lower bound assumes a default judgment after proper service.

For landlords running the numbers on holding costs vs. cash-for-keys: if your projected timeline times your monthly rent already exceeds the high-end cost number, cash-for-keys at 1-2 months' rent is typically the economically rational choice. With 129 days of typical timeline and $925/month in lost rent, that crossover happens fast here.

03Operations

Security deposits, screening, and lease terms

Tenant organizing strength scores 4/10 in Coleta, and the city has limited rent control exposure (2.1/10). Operations practice that survives audit in this environment looks like:

  • Screening discipline. Document income (verified at 2.5 to 3x rent), credit (with a clear minimum), and prior-tenancy reference checks, but do not screen on protected categories or source-of-income where banned. Keep a written, consistent screening criteria document for every applicant.
  • Lease specificity. Use a state-specific lease that names every term clearly: rent due date, late fees within statutory caps, deposit handling, smoke and CO disclosure, lead paint disclosure (pre-1978 stock), and a clean attorney's-fees clause.
  • Security deposit handling. Itemize deductions within the statutory window. Photograph move-in/move-out condition. In Illinois, deposit cap and refund window are statute, so exceed them at your own risk.
  • Mid-tenancy documentation. Keep date-stamped records of every rent receipt, every habitability request, every notice served. The day you need them in court is too late to start.
04Strategy

What an everyday landlord should actually do here

If you own one to four units in Coleta: hire a property manager who knows the local court. The pricing differential between self-managing and hiring out is small relative to the cost of one botched eviction in a LOW tier market. If you own five or more: build relationships with a local landlord-side attorney before you need one, since retainer fees are negligible compared to emergency-rate billing when an eviction is already moving.

The avoidable mistakes here are all upstream of the filing: weak screening, an informal lease, sloppy rent receipts, and notice templates pulled off the internet that don't match Illinois's statutory language. Fix those four, and most cases settle or default. Skip them, and a $15,617 all-in fight is the realistic worst case.

04bPractical traps

Local traps to avoid in Coleta

Trap · PRACTICAL TRAP
Compare Coleta to neighboring cities in Whiteside County via the grid below. The 4.4/10 score is computed from nine sub-factors plus a state-law multiplier under ILCS preemption + Chicago RLTO. Whiteside County 2020 presidential margin: R+8.3. Cross-reference the state overview link in the guides section for Illinois statutory detail.
05FAQ

Frequently asked questions

Q1

What's the best way to handle a tenant who's consistently late with rent but always pays eventually?

This is a common headache. First, enforce your late fees strictly as per your lease. Don't waive them. If it persists, consider a lease addendum or renewal with a higher rent to offset the inconvenience, or simply decide not to renew their lease. For repeated late payments, a 30-day notice to terminate tenancy (if month-to-month) might be your cleanest path, as long as it's not discriminatory.
Q2

Can I evict a tenant in Coleta for something other than not paying rent?

Yes, you can. Illinois allows evictions for other lease violations, such as unauthorized pets, property damage, or illegal activities. The notice period for these "curable" breaches is usually 10 days to fix the problem or quit. If the lease violation is "non-curable" (like serious damage or illegal activity), a 5-day notice to quit may apply. Always consult your attorney to ensure the correct notice is used.
Q3

Does Coleta have rent control?

No, Illinois has a statewide ban on rent control. This means landlords in Coleta, and throughout Illinois, are generally free to set market rates and increase rent as they see fit, provided they give proper notice (usually 30-60 days for month-to-month tenancies). For more on this, see our Illinois rent control rules.
Q4

What if my tenant claims their income source is protected?

Illinois has statewide source-of-income protection. This means you cannot deny an applicant or evict a tenant solely because they use a housing voucher, disability benefits, or other legal forms of income to pay rent. You can still apply your standard screening criteria (credit, criminal history, rental history), but you cannot discriminate against the income source itself. Learn more at Illinois tenant protections.
Q5

I want to sell my rental property. Do I have to wait until the lease ends?

Generally, if there's a fixed-term lease in place, the new owner would take the property subject to that lease. You typically can't evict a tenant just because you want to sell. If it's a month-to-month tenancy, you can give a 30-day notice to terminate, but check your local ordinances for any specific rules. Selling with a tenant in place can sometimes complicate the sale or reduce the pool of buyers.
06Score

What this score means for landlords2

A 3.7/10 places Coleta in the 45th percentile of Illinois cities on the Eviction Risk Score index. The score is the average of the nine sub-axes, all calibrated on a national 1 to 10 scale where 1 is most landlord-friendly and 10 is most tenant-protective. The 50-year reconstruction shows this score has risen sharply since 1976, a structural drift driven by court-calendar growth, rent-control adoption, and the rise of tenant-side legal aid. The trajectory matters more than the snapshot: the score is the climate, not the weather.