Crest Hill Eviction Risk: Moderate

29% are severely burdened past the 50% mark. That cohort absorbs no shock: one repair bill or one cut shift converts straight into arrears. The main counterweight is economic stress at 1/10. Running hot, tenant-organizing strength reads 6.9/10.

In the 1930s the federal Home Owners' Loan Corporation graded this ground C ("Definitely Declining"). Redlining cut off mortgage credit to whole blocks for decades, and the areas graded D still carry measurably lower ownership and higher rent burden today. That is riskier than roughly 42% of the 84,120 US census tracts in this model.

At 16% renter-occupied this is predominantly owner territory, and comps have to be drawn from further out. Social vulnerability reads 2.8/10 on the CDC index, a measure of exposure to housing and economic shocks.

Rent consumes only 15% of average household income of $115,938, an unusually wide affordability cushion. Statewide the IL average is 5.1, so this tract runs 1.1 points cooler. Of its three components the housing type and transport measure is the least pressured.

Poverty sits at 2%, low enough that arrears here usually signal a specific shock rather than a structural income gap.

All figures here are ACS 5-year estimates for this tract, refreshed as the underlying releases land.