East Joliet Eviction Risk: Elevated

31.2% of adults carry no health insurance against 11.3% nationally, a common route into sudden unpayable debt. Severe burden reaches 27%. A tenant at that level absorbs no shock: one cut shift or one repair bill converts directly into arrears.

Food insecurity affects 37.8% of adults, 20.0 points above the national rate. The 2 tracts inside this boundary do not behave alike. Individual scores run 5.2 to 7.3, a 2.1-point gap wide enough that the area average misleads on any specific address. The clearest offset is supply constraint, at 2.6/10.

The poverty rate is 19%, which shows up in this model as reduced rent-recovery odds after a judgment. That places it #1 of 11 neighborhoods in Joliet. The closest comparables inside the same city are Ingalls Park and Forest Park.

Social vulnerability runs high at 9/10, concentrating the disaster- and displacement-exposure this model treats as a lagging risk input. Average gross rent runs $1,351, close to the Joliet average. Annual rent works out to 24% of average household income of $66,844.

Underwrite the address, not the area: with 2.1 points between its best and worst tract, the per-tract table below is the operative number. The number is rebuilt whenever its ACS, court-record, or statutory inputs change.