Downtown Historic District Eviction Risk: Moderate

The dominant input is tenant-organizing strength at 8.3/10. Running cool is eviction-process difficulty, at 2.1/10.

The poverty rate is 18%. Judgments in high-poverty tracts are collectible far less often than the filing statistics suggest. Severe burden reaches 11%. A tenant at that level absorbs no shock: one cut shift or one repair bill converts directly into arrears. 17.3% of adults carry no health insurance against 11.3% nationally, a common route into sudden unpayable debt.

The closest comparables inside the same city are South Frankfort Historical District and Christian Ridge Historical District. Social vulnerability runs high at 8/10, concentrating the disaster- and displacement-exposure this model treats as a lagging risk input. Average gross rent runs $873, close to the Frankfort average.

Annual rent works out to 21% of average household income of $50,726. 47% of occupied units are renter-occupied.

One tract means one number: 5/10 applies directly to any address inside the boundary. Scores move when the ACS release, the court-record feed, or the statute ledger behind them moves.