New Albany Downtown Historic District Eviction Risk: Moderate

Annualized rent equals 43% of average household income of $29,144, past the 30% affordability line, which thins the margin any screening standard has to work with. The severe-burden share is 28%, and it is the single best predictor in this model of a filing that actually reaches judgment.

The score leans hardest on tenant-organizing strength at 8.6/10. The poverty rate is 29%. Judgments in high-poverty tracts are collectible far less often than filing counts suggest. On the softer side, eviction-process difficulty reads 1.9/10.

Running cool, state political climate reads 2/10. Food insecurity runs 29.7% against 17.8% nationally. It sits 1.2 points above the Floyd County average of 4.2.

The filing record is not thin: 452 evictions over 6 years of observation. SNAP participation runs 22.5% against 15.2% nationally.

The worst year on record was 2013, when 8.7% of renter households were served. In a typical year about 8.7% of renter households face a filing. That is riskier than roughly 70% of the 84,120 US census tracts in this model.

Tract-level figures come from the ACS 5-year release and are rebuilt whenever that, the court-record feed, or the statutory ledger behind the score changes.