Within neighborhood
50
th percentile
Moderate
Neighborhood · Ranked #63,481 of 84,120 nationally
Cherub Manor Eviction Risk: Lower , Griffith
Tract 18089041002 · Lake County, IN · pop 4,506 · neighborhood within 1.0 mi
The Moderate-tier score of 4.5/10 for census tract 18089041002 reflects conditions in the Cherub Manor neighborhood of Griffith, Indiana. It lands near the 23rd percentile nationally for landlord eviction risk.
About 30% of renters carry a rent burden of 30% of income or higher, a high level, and 13% are severely burdened at 50% or more. Average gross rent is $1,120 monthly, set against $80,426 in average yearly household income, roughly 17% of income at the averages. About 20% of occupied units are renter-occupied.
Risk score
2.7
Lower
Confidence 85% · 1–10 scale
Household mix · 100 hh
Burdened renters 6%
Stable renters 14%
Owners 80%
Tract context
Occupied units1,813
Renter share19.7%
SVI overall0.13
Poverty rate9.3%
Median income$80,426
Percentile rank
Higher percentile = riskier than more peers.Within parent city
50
th percentile
Moderate
Within county
32
th percentile
Low
Within state
29
th percentile
Low
Geographic context
Risk heat across Griffith and the region
Centroid at 41.5368, -87.4233 · click any tract to drill in
Why Cherub Manor scores 2.7
9 axes · 1 = landlord-friendlyLocal political climate
Inherited from Griffith
6.2
Regional political climate
2024 county presidential margin
5.8
State political climate
Indiana legislature & governorship
2.0
Economic stress
9.3% poverty · this tract
2.3
Supply constraint
$1,120 rent vs county FMR
4.4
Rent control risk
Inherited from Griffith
6.0
Eviction process difficulty
State law sets the calendar
1.9
Tenant organizing strength
Inherited from Griffith
6.1
Housing court bias
Inherited from Griffith
5.0
How Cherub Manor compares
Risk score vs. parent city, county, state.CDC Social Vulnerability Index
SVI percentile: 13
CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.
- 20%Socioeconomic
- 27%Household composition
- 53%Racial/ethnic minority
- 8%Housing & transportation
Historical context · 1930s redlining
HOLC grade: C: Definitely Declining
This tract sits within an area graded by the Home Owners' Loan Corporation in the 1930s. Grade C meant mixed-race / working-class neighborhoods rated as risky. These designations suppressed minority homeownership for generations and remain a documented predictor of present-day eviction filings and rent burden.
- 0%Grade A
- 0%Grade B
- 1%Grade C
- 0%Grade D · redlined
Source: Mapping Inequality (americanpanorama.org), 1935-1940 HOLC residential security maps, aggregated to 2020 census tracts by area share. CC BY-NC-SA 4.0.
CDC PLACES 2023 · health & economic stress
Eviction-adjacent indicators
Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.
- 11.2%Housing insecurity
- 8.4%Utility-shutoff threat
- 14.6%Food insecurity
- 7.8%SNAP enrollment
- 7.5%Transit barriers
- 9.1%No health insurance
- 16.9%Frequent mental distress
- 28.6%Any disability
Analysis
What drives eviction risk in Cherub Manor
What moves this score most is tenant organizing strength at 6.1/10. That part comes from the wider legal climate rather than the tract itself. Statewide and court-level factors such as eviction-process speed and rent-control exposure are inherited from Griffith eviction risk, while the economic and supply signals are measured at the tract level.
Set against its neighbors, this tract scores below the Lake County average of 5.2 and in line with the Indiana statewide average of 4.7. Within its own county it reads on the safer side for landlords.
The tract is predominantly White and ranks around the 13th percentile nationally on the CDC Social Vulnerability Index, a measure of how exposed residents are to housing and economic shocks. That is a relatively low-vulnerability reading.
HOLC surveyors mapped this tract in the 1930s with a dominant grade of C ("Declining"), above the redlined D tier. The grading still shaped decades of lending and development in the surrounding area.
For a landlord, conditions here are middle-of-the-road. Standard screening and prompt, documented notices usually keep cases short.
Frequently asked
About tract 18089041002
Q1
What is the eviction-risk score for census tract 18089041002?
Census tract 18089041002 in the Cherub Manor neighborhood scores 2.7/10 (Lower tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.
Q2
What is the average rent in tract 18089041002?
Median gross rent is $1,120/month (ACS 5-year 2023, table B25064). 30% of renter households are cost-burdened.
Q3
What is the poverty rate in tract 18089041002?
9.3% of residents in tract 18089041002 live below the federal poverty line (ACS B17001, 2023). Population: 4,506.
Q4
How socially vulnerable is tract 18089041002?
CDC Social Vulnerability Index ranks this tract in the 13th percentile nationally. Sub-themes: socioeconomic 20th, household 27th, minority 53th, housing 8th.
Q5
Is tract 18089041002 considered part of Cherub Manor?
Yes. Per Census Bureau 2020 Block Assignment Files, the plurality of blocks in tract 18089041002 fall within Cherub Manor (neighborhood centroid within 1.0 miles, OSM data).
Q6
What share of households in tract 18089041002 struggle to pay rent?
About 11.2% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 8.4% also reported utility shutoff threats, a frequent precursor to eviction filings.
Q7
How does tract 18089041002 compare to Griffith overall?
Tract 18089041002 scores 2.7/10, higher than the parent city of Griffith at 2.3/10. City-scale signals (state law, local rent controls, court bias) are inherited from Griffith eviction risk; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.
Q8
Was tract 18089041002 historically redlined?
Yes. This tract sits inside an area graded by the Home Owners' Loan Corporation in the 1930s, with a dominant grade of C. 0% of the tract's area was rated D ("Hazardous"), the redlined tier. HOLC redlining systematically denied mortgage credit to Black, immigrant, and working-class neighborhoods and remains a documented predictor of present-day eviction filings, rent burden, and homeownership gaps. Source: Mapping Inequality (americanpanorama.org), Robert K. Nelson et al.
Sibling tracts
Highest-risk tracts in Griffith
Top eight tracts in Griffith ranked by composite eviction-risk score.
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