Van Loon Eviction Risk: Elevated , Gary

Severe burden reaches 34%. Those are renters paying half their income or more, and that is where non-payment filings originate. The poverty rate is 46%. Judgments in high-poverty tracts are collectible far less often than filing counts suggest.

SNAP participation runs 35.8% against 15.2% nationally. On the high side, tenant-organizing strength reads 9.3/10. Set annual rent against average income of $30,847 and the ratio lands at 40%, above the conventional 30% ceiling.

Running hot, housing-court posture reads 8.7/10. Against the Lake County average of 4.4, this tract reads riskier for landlords by 1.6 points. Inability to pay a utility bill runs 22.7% against 9.2% nationally. Utility arrears usually lead rent arrears by a month or two.

Against Lake County at 43.0%, 51% of renters here are cost-burdened. In the 1930s the federal Home Owners' Loan Corporation graded this ground D ("Hazardous"). Redlining cut off mortgage credit to whole blocks for decades, and the areas graded D still carry measurably lower ownership and higher rent burden today.

On the national scale it lands near the 78th percentile of the 84,120 tracts scored. At 22% renter-occupied this is predominantly owner territory, and comps have to be drawn from further out.

Tract-level figures come from the ACS 5-year release and are rebuilt whenever that, the court-record feed, or the statutory ledger behind the score changes.