Van Loon Eviction Risk: Elevated

What pushes the score up most is economic stress at 10/10. The poverty rate is 46%, which shows up in this model as reduced rent-recovery odds after a judgment.

34% are severely burdened, paying half their income or more in rent. That cohort has no absorption capacity for an unexpected bill, and it is where non-payment filings originate. Set annual rent against average household income of $30,847 and the ratio lands at 40%, above the conventional 30% ceiling.

Running hot is tenant-organizing strength at 9.3/10. 22.7% of adults report being unable to pay a utility bill, against a 9.2% national figure. Utility arrears usually lead rent arrears by a month or two. Sitting well above the midpoint is housing-court posture at 8.7/10.

Disability prevalence reaches 47.4% against a 31.5% national average, which raises the odds a reasonable-accommodation request accompanies any dispute. Among the 15 mapped neighborhoods of Gary, it ranks #1 by risk, the upper third.

Only 22% of units are renter-occupied. Rental comparables are thin here; price renewals off the nearest genuine rental sub-market rather than off surrounding sale prices. For a like-for-like read, Horace Mann and Waverly Park score within a fraction of it.

Social vulnerability runs high at 7.8/10, concentrating the disaster- and displacement-exposure this model treats as a lagging risk input. Average gross rent runs $1,031, close to the Gary average.

One tract means one number: 6/10 applies directly to any address inside the boundary. Scores move when the ACS release, the court-record feed, or the statute ledger behind them moves.