Waverly Park Eviction Risk: Elevated , Gary
Tract 18089011000 · Lake County, IN · pop 1,587 · neighborhood within 0.7 mi
18089011000 is a census tract in the Waverly Park area of Gary, IN. It scores 6/10 for landlords. It is home to 1,587 residents. Severe burden reaches 51%. Those are renters paying half their income or more, and that is where non-payment filings originate.
Percentile rank
Higher percentile = riskier than more peers.Risk heat across Gary and the region
Centroid at 41.5916, -87.3847 · click any tract to drill in
Why Waverly Park scores 6
9 axes · 1 = landlord-friendlyHow Waverly Park compares
Risk score vs. parent city, county, state.SVI percentile: 77
CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.
- 89%Socioeconomic
- 97%Household composition
- 100%Racial/ethnic minority
- 8%Housing & transportation
HOLC grade: C: Definitely Declining
This tract sits within an area graded by the Home Owners' Loan Corporation in the 1930s. Grade C meant mixed-race / working-class neighborhoods rated as risky. These designations suppressed minority homeownership for generations and remain a documented predictor of present-day eviction filings and rent burden.
- 0%Grade A
- 0%Grade B
- 71%Grade C
- 17%Grade D · redlined
Source: Mapping Inequality (americanpanorama.org), 1935-1940 HOLC residential security maps, aggregated to 2020 census tracts by area share. CC BY-NC-SA 4.0.
Eviction-adjacent indicators
Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.
- 30.1%Housing insecurity
- 27.9%Utility-shutoff threat
- 46.2%Food insecurity
- 40.4%SNAP enrollment
- 21.6%Transit barriers
- 13.8%No health insurance
- 20.3%Frequent mental distress
- 46.9%Any disability
What drives eviction risk in Waverly Park
roughly two in three of renter households cross the 30%-of-income line, well clear of the Lake County average of 43.0%. The dominant input is economic stress at 10/10. Food insecurity runs 46.2% against 17.8% nationally.
The poverty rate is 41%, which in this model reads as reduced rent-recovery odds after a judgment. On the high side, tenant-organizing strength reads 9.3/10.
Inability to pay a utility bill runs 27.9% against 9.2% nationally. Utility arrears usually lead rent arrears by a month or two. Annualized rent equals 36% of average household income of $41,042, past the 30% affordability line, which thins the margin any screening standard has to work with. Sitting well above the midpoint, housing-court posture reads 8.7/10.
It sits 1.6 points above the Lake County average of 4.4. Average gross rent is $1,224, 21% above the Gary average. This ground was mapped C ("Definitely Declining") on the 1930s HOLC security maps for Lake Co. Gary. That grading determined who could get a mortgage, and its imprint on tenure and rent burden is still visible in the ACS data above.
Nationally it ranks #18,163 of 84,120 for landlord eviction difficulty.
Tract-level figures come from the ACS 5-year release and are rebuilt whenever that, the court-record feed, or the statutory ledger behind the score changes.
About tract 18089011000
What is the eviction-risk score for census tract 18089011000?
What is the average rent in tract 18089011000?
What is the poverty rate in tract 18089011000?
How socially vulnerable is tract 18089011000?
Is tract 18089011000 considered part of Waverly Park?
What share of households in tract 18089011000 struggle to pay rent?
How does tract 18089011000 compare to Gary overall?
Was tract 18089011000 historically redlined?
Highest-risk tracts in Gary
Top eight tracts in Gary ranked by composite eviction-risk score.