Neighborhood · Ranked #18,163 of 84,120 nationally

Morningside Eviction Risk: Elevated , Gary

Tract 18089012500 · Lake County, IN · pop 4,394 · neighborhood within 0.3 mi

Tract 18089012500 sits in the Morningside area of Gary eviction risk, IN, carrying an eviction-risk score of 6/10. It is home to 4,394 residents. The dominant input is tenant-organizing strength at 9.3/10.

Risk score

Elevated

Confidence 85% · 1–10 scale

Household mix · 100 hh

Burdened renters 14% Stable renters 25% Owners 61%

Tract context

Occupied units1,425

Renter share38.9%

SVI overall0.89

Poverty rate32.6%

Median income$52,796

Percentile rank

Higher percentile = riskier than more peers.

Geographic context

Risk heat across Gary and the region

Centroid at 41.5350, -87.3444 · click any tract to drill in

Why Morningside scores 6

9 axes · 1 = landlord-friendly

Local political climate

Inherited from Gary

6.2

Regional political climate

2024 county presidential margin

5.8

State political climate

Indiana legislature & governorship

2.0

Economic stress

32.6% poverty · this tract

8.1

Supply constraint

$1,200 rent vs county FMR

5.0

Rent control risk

Inherited from Gary

8.2

Eviction process difficulty

State law sets the calendar

2.3

Tenant organizing strength

Inherited from Gary

9.3

Housing court bias

Inherited from Gary

8.7

How Morningside compares

Risk score vs. parent city, county, state.

CDC Social Vulnerability Index

SVI percentile: 89

CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.

75%Socioeconomic
95%Household composition
94%Racial/ethnic minority
74%Housing & transportation

Historical context · 1930s redlining

HOLC grade: C: Definitely Declining

This tract sits within an area graded by the Home Owners' Loan Corporation in the 1930s. Grade C meant mixed-race / working-class neighborhoods rated as risky. These designations suppressed minority homeownership for generations and remain a documented predictor of present-day eviction filings and rent burden.

4%Grade A
21%Grade B
42%Grade C
0%Grade D · redlined

Source: Mapping Inequality (americanpanorama.org), 1935-1940 HOLC residential security maps, aggregated to 2020 census tracts by area share. CC BY-NC-SA 4.0.

Comparable tracts

Census tracts with similar eviction risk

Within Morningside. Closest by Eviction Risk Score.

CDC PLACES 2023 · health & economic stress

Eviction-adjacent indicators

Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.

27.1%Housing insecurity
23.9%Utility-shutoff threat
38.4%Food insecurity
30.6%SNAP enrollment
18.1%Transit barriers
12.1%No health insurance
20.5%Frequent mental distress
38.8%Any disability

Analysis

What drives eviction risk in Morningside

Sitting well above the midpoint, housing-court posture reads 8.7/10. The poverty rate is 33%, which in this model reads as reduced rent-recovery odds after a judgment.

The severe-burden share is 21%, and it is the single best predictor in this model of a filing that actually reaches judgment. Inability to pay a utility bill runs 23.9% against 9.2% nationally. Utility arrears usually lead rent arrears by a month or two.

Against the Lake County average of 4.4, this tract reads riskier for landlords by 1.6 points. Running hot, rent-regulation exposure reads 8.2/10. Housing insecurity runs 27.1% against 14.2% nationally.

36% of renter households cross the 30%-of-income line, below the Lake County average of 43.0%. At $1,200 a month, rents run 19% over what the rest of Gary commands. This ground was mapped C ("Definitely Declining") on the 1930s HOLC security maps for Lake Co. Gary. That grading determined who could get a mortgage, and its imprint on tenure and rent burden is still visible in the ACS data above.

That is riskier than roughly 78% of the 84,120 US census tracts in this model.

Tract-level figures come from the ACS 5-year release and are rebuilt whenever that, the court-record feed, or the statutory ledger behind the score changes.

Frequently asked

About tract 18089012500

What is the eviction-risk score for census tract 18089012500?

Census tract 18089012500 in the Morningside neighborhood scores 6/10 (Elevated tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.

What is the average rent in tract 18089012500?

Median gross rent is $1,200/month (ACS 5-year 2023, table B25064). 36% of renter households are cost-burdened.

What is the poverty rate in tract 18089012500?

32.6% of residents in tract 18089012500 live below the federal poverty line (ACS B17001, 2023). Population: 4,394.

How socially vulnerable is tract 18089012500?

CDC Social Vulnerability Index ranks this tract in the 89th percentile nationally. Sub-themes: socioeconomic 75th, household 95th, minority 94th, housing 74th.

Is tract 18089012500 considered part of Morningside?

Yes. Per Census Bureau 2020 Block Assignment Files, the plurality of blocks in tract 18089012500 fall within Morningside (neighborhood centroid within 0.3 miles, OSM data).

What share of households in tract 18089012500 struggle to pay rent?

About 27.1% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 23.9% also reported utility shutoff threats, a frequent precursor to eviction filings.

How does tract 18089012500 compare to Gary overall?

Tract 18089012500 scores 6/10, higher than the parent city of Gary at 4.6/10. City-scale signals (state law, local rent controls, court bias) are inherited from Gary eviction risk; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.

Was tract 18089012500 historically redlined?

Yes. This tract sits inside an area graded by the Home Owners' Loan Corporation in the 1930s, with a dominant grade of C. 0% of the tract's area was rated D ("Hazardous"), the redlined tier. HOLC redlining systematically denied mortgage credit to Black, immigrant, and working-class neighborhoods and remains a documented predictor of present-day eviction filings, rent burden, and homeownership gaps. Source: Mapping Inequality (americanpanorama.org), Robert K. Nelson et al.

Sibling tracts

Highest-risk tracts in Gary

Top eight tracts in Gary ranked by composite eviction-risk score.