Neighborhood · Ranked #41,065 of 84,120 nationally

Ellendale Eviction Risk: Moderate

Tract 18089040802 · Lake County, IN · pop 4,096 · neighborhood within 0.1 mi

Census tract 18089040802 belongs to the Ellendale neighborhood of Lake, Indiana. It is home to 4,096 residents and scores 4.8/10, a moderate reading for landlords. On the national scale it ranks #57,075 of 84,120 for landlord eviction difficulty.

About 50% of renters carry a rent burden of 30% of income or higher, a severe level, and 39% are severely burdened at 50% or more. The typical renter pays about $1,040 a month while the average household earns $57,917 a year, roughly 22% of income at the averages. About 16% of occupied units are renter-occupied.

Risk score

Moderate

Confidence 65% · 1–10 scale

Household mix · 100 hh

Burdened renters 8% Stable renters 8% Owners 84%

Tract context

Occupied units1,839

Renter share15.7%

SVI overall0.57

Poverty rate17.4%

Median income$57,917

Percentile rank

Higher percentile = riskier than more peers.

Geographic context

Risk heat across Lake County and the region

Centroid at 41.5425, -87.4512 · click any tract to drill in

Why Ellendale scores 4

9 axes · 1 = landlord-friendly

Local political climate

State baseline

2.0

Regional political climate

2024 county presidential margin

5.8

State political climate

Indiana legislature & governorship

2.0

Economic stress

17.4% poverty · this tract

4.3

Supply constraint

$1,040 rent vs county FMR

3.7

Rent control risk

State baseline

2.0

Eviction process difficulty

State law sets the calendar

5.0

Tenant organizing strength

State baseline

4.0

Housing court bias

State baseline

5.0

How Ellendale compares

Risk score vs. parent city, county, state.

CDC Social Vulnerability Index

SVI percentile: 57

CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.

43%Socioeconomic
81%Household composition
42%Racial/ethnic minority
55%Housing & transportation

Historical context · 1930s redlining

HOLC grade: C: Definitely Declining

This tract sits within an area graded by the Home Owners' Loan Corporation in the 1930s. Grade C meant mixed-race / working-class neighborhoods rated as risky. These designations suppressed minority homeownership for generations and remain a documented predictor of present-day eviction filings and rent burden.

0%Grade A
0%Grade B
8%Grade C
0%Grade D · redlined

Source: Mapping Inequality (americanpanorama.org), 1935-1940 HOLC residential security maps, aggregated to 2020 census tracts by area share. CC BY-NC-SA 4.0.

CDC PLACES 2023 · health & economic stress

Eviction-adjacent indicators

Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.

11.4%Housing insecurity
8.7%Utility-shutoff threat
16.3%Food insecurity
9.2%SNAP enrollment
8.0%Transit barriers
10.5%No health insurance
17.0%Frequent mental distress
32.6%Any disability

Analysis

What drives eviction risk in Ellendale

What moves this score most is eviction process difficulty at $1/10. That part comes from the wider legal climate rather than the tract itself. Statewide and court-level factors such as eviction-process speed and rent-control exposure are set by Indiana eviction laws law, while the economic and supply signals are measured at the tract level.

Set against its neighbors, this tract scores below the Lake County average of 5.2 and in line with the Indiana statewide average of 4.7. Within its own county it reads on the safer side for landlords.

HOLC surveyors mapped this tract in the 1930s with a dominant grade of C ("Declining"), above the redlined D tier. The grading still shaped decades of lending and development in the surrounding area.

The tract is predominantly White and ranks around the 57th percentile nationally on the CDC Social Vulnerability Index, a measure of how exposed residents are to housing and economic shocks. That is a middle-of-the-pack reading for social vulnerability.

For a landlord, conditions here are middle-of-the-road. Standard screening and prompt, documented notices usually keep cases short.

Frequently asked

About tract 18089040802

What is the eviction-risk score for census tract 18089040802?

Census tract 18089040802 in the Ellendale neighborhood scores 4/10 (Moderate tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.

What is the average rent in tract 18089040802?

Median gross rent is $1,040/month (ACS 5-year 2023, table B25064). 50% of renter households are cost-burdened.

What is the poverty rate in tract 18089040802?

17.4% of residents in tract 18089040802 live below the federal poverty line (ACS B17001, 2023). Population: 4,096.

How socially vulnerable is tract 18089040802?

CDC Social Vulnerability Index ranks this tract in the 57th percentile nationally. Sub-themes: socioeconomic 43th, household 81th, minority 42th, housing 55th.

Is tract 18089040802 considered part of Ellendale?

Yes. Per Census Bureau 2020 Block Assignment Files, the plurality of blocks in tract 18089040802 fall within Ellendale (neighborhood centroid within 0.1 miles, OSM data).

What share of households in tract 18089040802 struggle to pay rent?

About 11.4% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 8.7% also reported utility shutoff threats, a frequent precursor to eviction filings.

Was tract 18089040802 historically redlined?

Yes. This tract sits inside an area graded by the Home Owners' Loan Corporation in the 1930s, with a dominant grade of C. 0% of the tract's area was rated D ("Hazardous"), the redlined tier. HOLC redlining systematically denied mortgage credit to Black, immigrant, and working-class neighborhoods and remains a documented predictor of present-day eviction filings, rent burden, and homeownership gaps. Source: Mapping Inequality (americanpanorama.org), Robert K. Nelson et al.