Pullman-Standard Historic District Eviction Risk: Moderate , Hammond

Annualized rent equals 37% of average household income of $36,804, past the 30% affordability line, which thins the margin any screening standard has to work with. The main counterweight is eviction-process difficulty at 1.7/10.

The poverty rate is 32%. Judgments in high-poverty tracts are collectible far less often than filing counts suggest. On the softer side, state political climate reads 2/10. On the high side, economic stress reads 7.9/10.

SNAP participation runs 27.2% against 15.2% nationally. Housing insecurity runs 26.0% against 14.2% nationally. Against the Lake County average of 4.4, this tract reads riskier for landlords by 1.0 points.

This ground was mapped D ("Hazardous") on the 1930s HOLC security maps for Lake Co. Gary. That grading determined who could get a mortgage, and its imprint on tenure and rent burden is still visible in the ACS data above. On the national scale it lands near the 70th percentile of the 84,120 tracts scored. Social vulnerability reads 8.3/10 on the CDC index, a measure of exposure to housing and economic shocks.

Statewide the IN average is 3.9, so this tract runs 1.5 points hotter. Of its three components the socioeconomic standing measure is the most pressured.

These are ACS 5-year estimates; the score moves when the ACS, court-record, or statute inputs behind it move.