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Neighborhood · Ranked #13,119 of 84,120 nationally

Pullman-Standard Historic District Eviction Risk: Moderate , Hammond

Tract 18089020800 · Lake County, IN · pop 3,787 · neighborhood within 0.3 mi

How risky is the Pullman-Standard Historic District neighborhood of Hammond for landlords? Census tract 18089020800 scores 5.9/10, the Moderate tier. It lands near the 72nd percentile nationally for landlord eviction risk.

About 47% of renters carry a rent burden of 30% of income or higher, a severe level, and 27% are severely burdened at 50% or more. The typical renter pays about $1,147 a month while the average household earns $36,804 a year, roughly 37% of income at the averages. About 49% of occupied units are renter-occupied.

Risk score
5.9
Moderate
Confidence 85% · 1–10 scale
Household mix · 100 hh
Burdened renters 23% Stable renters 26% Owners 51%
Tract context
Occupied units1,624
Renter share49.0%
SVI overall0.81
Poverty rate31.7%
Median income$36,804

Percentile rank

Higher percentile = riskier than more peers.
Within neighborhood
50 th percentile
Rank, 50th percentileLowHigh
#1 of 1 tracts In Pullman-Standard Historic District
Moderate
Within parent city
89 th percentile
Rank, 89th percentileLowHigh
#3 of 19 tracts In Hammond
High
Within county
95 th percentile
Rank, 95th percentileLowHigh
#8 of 131 tracts In Lake County
Very High
Within state
99 th percentile
Rank, 99th percentileLowHigh
#22 of 1,693 tracts In Indiana
Very High
Geographic context

Risk heat across Hammond and the region

Centroid at 41.6033, -87.4951 · click any tract to drill in

Why Pullman-Standard Historic District scores 5.9

9 axes · 1 = landlord-friendly
Local political climate
Inherited from Hammond
6.2
Regional political climate
2024 county presidential margin
5.8
State political climate
Indiana legislature & governorship
2.0
Economic stress
31.7% poverty · this tract
7.9
Supply constraint
$1,147 rent vs county FMR
4.6
Rent control risk
Inherited from Hammond
6.9
Eviction process difficulty
State law sets the calendar
1.7
Tenant organizing strength
Inherited from Hammond
7.8
Housing court bias
Inherited from Hammond
7.3

How Pullman-Standard Historic District compares

Risk score vs. parent city, county, state.
Pullman-Standard Historic District risk score vs. parent city / county / stateThis tract: 5.95.9This tracttract 020800Hammond: 2.72.7Hammondparent cityCounty: 3.93.9Countyavg tract in countyState: 3.63.6Stateavg tract in state
CDC Social Vulnerability Index

SVI percentile: 81

CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.

Historical context · 1930s redlining

HOLC grade: D: Hazardous (Redlined)

This tract sits within an area graded by the Home Owners' Loan Corporation in the 1930s. Grade D meant Black, immigrant, and poor neighborhoods systematically denied mortgage credit. These designations suppressed minority homeownership for generations and remain a documented predictor of present-day eviction filings and rent burden.

Source: Mapping Inequality (americanpanorama.org), 1935-1940 HOLC residential security maps, aggregated to 2020 census tracts by area share. CC BY-NC-SA 4.0.

CDC PLACES 2023 · health & economic stress

Eviction-adjacent indicators

Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.

Analysis

What drives eviction risk in Pullman-Standard Historic District

The heaviest input here is economic stress at 7.9/10. That part is specific to this tract, computed from its own rent, income, and poverty figures. Statewide and court-level factors such as eviction-process speed and rent-control exposure are inherited from Hammond eviction risk, while the economic and supply signals are measured at the tract level.

Set against its neighbors, this tract scores above the Lake County average of 5.2 and above the Indiana statewide average of 4.7. Within its own county it reads on the riskier side for landlords.

In CDC survey modeling, about 26.0% of adults here said they could not pay rent or mortgage at some point in the past year, and 21.0% faced a utility shutoff threat, a common early warning before a filing.

This tract overlaps land the federal Home Owners' Loan Corporation redlined in the 1930s, a dominant grade of D ("Hazardous") across 23% of the tract. Redlining cut off mortgage credit to Black, immigrant, and working-class blocks, and those areas still tend to carry higher rent burden and eviction filings today.

For a landlord, conditions here are middle-of-the-road. Standard screening and prompt, documented notices usually keep cases short.

Frequently asked

About tract 18089020800

Q1

What is the eviction-risk score for census tract 18089020800?

Census tract 18089020800 in the Pullman-Standard Historic District neighborhood scores 5.9/10 (Moderate tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.
Q2

What is the average rent in tract 18089020800?

Median gross rent is $1,147/month (ACS 5-year 2023, table B25064). 47% of renter households are cost-burdened.
Q3

What is the poverty rate in tract 18089020800?

31.7% of residents in tract 18089020800 live below the federal poverty line (ACS B17001, 2023). Population: 3,787.
Q4

How socially vulnerable is tract 18089020800?

CDC Social Vulnerability Index ranks this tract in the 81th percentile nationally. Sub-themes: socioeconomic 89th, household 73th, minority 91th, housing 44th.
Q5

Is tract 18089020800 considered part of Pullman-Standard Historic District?

Yes. Per Census Bureau 2020 Block Assignment Files, the plurality of blocks in tract 18089020800 fall within Pullman-Standard Historic District (neighborhood centroid within 0.3 miles, OSM data).
Q6

What share of households in tract 18089020800 struggle to pay rent?

About 26.0% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 21.0% also reported utility shutoff threats, a frequent precursor to eviction filings.
Q7

How does tract 18089020800 compare to Hammond overall?

Tract 18089020800 scores 5.9/10, higher than the parent city of Hammond at 2.7/10. City-scale signals (state law, local rent controls, court bias) are inherited from Hammond eviction risk; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.
Q8

Was tract 18089020800 historically redlined?

Yes. This tract sits inside an area graded by the Home Owners' Loan Corporation in the 1930s, with a dominant grade of D. 23% of the tract's area was rated D ("Hazardous"), the redlined tier. HOLC redlining systematically denied mortgage credit to Black, immigrant, and working-class neighborhoods and remains a documented predictor of present-day eviction filings, rent burden, and homeownership gaps. Source: Mapping Inequality (americanpanorama.org), Robert K. Nelson et al.
Sibling tracts

Highest-risk tracts in Hammond

Top eight tracts in Hammond ranked by composite eviction-risk score.

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