Pullman-Standard Historic District Eviction Risk: Moderate

Severe burden reaches 27%. A tenant at that level absorbs no shock: one cut shift or one repair bill converts directly into arrears. Annualized rent equals 37% of average household income here, past the 30% affordability line, which compresses the margin any screening standard has to work with. The poverty rate is 32%, which shows up in this model as reduced rent-recovery odds after a judgment.

The main counterweight is eviction-process difficulty, at 1.7/10. 21.0% of adults report being unable to pay a utility bill, against a 9.2% national figure. Utility arrears usually lead rent arrears by a month or two.

CDC survey data puts housing insecurity at 26.0% of adults, against 14.2% nationally. Running hot is economic stress at 7.9/10. Sitting well above the midpoint is tenant-organizing strength at 7.8/10.

That places it #1 of 16 neighborhoods in Hammond. Social vulnerability runs high at 8.3/10, concentrating the disaster- and displacement-exposure this model treats as a lagging risk input. Average gross rent runs $1,147, close to the Hammond average.

One tract means one number: 5.4/10 applies directly to any address inside the boundary. Scores move when the ACS release, the court-record feed, or the statute ledger behind them moves.