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Neighborhood · Ranked #44,543 of 84,120 nationally

Woodmar Eviction Risk: Lower , Hammond

Tract 18089021300 · Lake County, IN · pop 3,729 · neighborhood within 0.4 mi

Landlord eviction risk in census tract 18089021300 (the Woodmar area of Hammond, Indiana) comes in at 5.2/10, the Moderate tier. That is riskier than about 46% of US census tracts.

About 44% of renters carry a rent burden of 30% of income or higher, a severe level, and 30% are severely burdened at 50% or more. The typical renter pays about $1,161 a month while the average household earns $63,547 a year, roughly 22% of income at the averages. About 29% of occupied units are renter-occupied.

Risk score
3.8
Lower
Confidence 85% · 1–10 scale
Household mix · 100 hh
Burdened renters 13% Stable renters 16% Owners 71%
Tract context
Occupied units1,408
Renter share29.0%
SVI overall0.62
Poverty rate8.8%
Median income$63,547

Percentile rank

Higher percentile = riskier than more peers.
Within neighborhood
50 th percentile
Rank, 50th percentileLowHigh
#1 of 1 tracts In Woodmar
Moderate
Within parent city
6 th percentile
Rank, 6th percentileLowHigh
#18 of 19 tracts In Hammond
Very Low
Within county
45 th percentile
Rank, 45th percentileLowHigh
#72 of 131 tracts In Lake County
Moderate
Within state
60 th percentile
Rank, 60th percentileLowHigh
#675 of 1,693 tracts In Indiana
Elevated
Geographic context

Risk heat across Hammond and the region

Centroid at 41.5884, -87.4906 · click any tract to drill in

Why Woodmar scores 3.8

9 axes · 1 = landlord-friendly
Local political climate
Inherited from Hammond
6.2
Regional political climate
2024 county presidential margin
5.8
State political climate
Indiana legislature & governorship
2.0
Economic stress
8.8% poverty · this tract
2.2
Supply constraint
$1,161 rent vs county FMR
4.7
Rent control risk
Inherited from Hammond
6.9
Eviction process difficulty
State law sets the calendar
1.7
Tenant organizing strength
Inherited from Hammond
7.8
Housing court bias
Inherited from Hammond
7.3

How Woodmar compares

Risk score vs. parent city, county, state.
Woodmar risk score vs. parent city / county / stateThis tract: 3.83.8This tracttract 021300Hammond: 2.72.7Hammondparent cityCounty: 3.93.9Countyavg tract in countyState: 3.63.6Stateavg tract in state
CDC Social Vulnerability Index

SVI percentile: 62

CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.

Historical context · 1930s redlining

HOLC grade: A: Best

This tract sits within an area graded by the Home Owners' Loan Corporation in the 1930s. Grade A meant wealthy, predominantly white neighborhoods favored for lending. These designations suppressed minority homeownership for generations and remain a documented predictor of present-day eviction filings and rent burden.

Source: Mapping Inequality (americanpanorama.org), 1935-1940 HOLC residential security maps, aggregated to 2020 census tracts by area share. CC BY-NC-SA 4.0.

CDC PLACES 2023 · health & economic stress

Eviction-adjacent indicators

Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.

Analysis

What drives eviction risk in Woodmar

The heaviest input here is tenant organizing strength at 7.8/10. That part comes from the wider legal climate rather than the tract itself. Statewide and court-level factors such as eviction-process speed and rent-control exposure are inherited from Hammond eviction risk, while the economic and supply signals are measured at the tract level.

Set against its neighbors, this tract scores about the same as the Lake County average of 5.2 and above the Indiana statewide average of 4.7. Within its own county it reads on the riskier side for landlords.

Part of this tract, about 7% of its area, sat in the redlined grade-D zone on 1930s HOLC maps, though its dominant grade was A ("Best"). That lending history still correlates with present-day rent burden.

The tract is Hispanic or Latino and Black and ranks around the 62nd percentile nationally on the CDC Social Vulnerability Index, a measure of how exposed residents are to housing and economic shocks. That is a middle-of-the-pack reading for social vulnerability.

For a landlord, conditions here are middle-of-the-road. Standard screening and prompt, documented notices usually keep cases short.

Frequently asked

About tract 18089021300

Q1

What is the eviction-risk score for census tract 18089021300?

Census tract 18089021300 in the Woodmar neighborhood scores 3.8/10 (Lower tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.
Q2

What is the average rent in tract 18089021300?

Median gross rent is $1,161/month (ACS 5-year 2023, table B25064). 44% of renter households are cost-burdened.
Q3

What is the poverty rate in tract 18089021300?

8.8% of residents in tract 18089021300 live below the federal poverty line (ACS B17001, 2023). Population: 3,729.
Q4

How socially vulnerable is tract 18089021300?

CDC Social Vulnerability Index ranks this tract in the 62th percentile nationally. Sub-themes: socioeconomic 71th, household 66th, minority 81th, housing 25th.
Q5

Is tract 18089021300 considered part of Woodmar?

Yes. Per Census Bureau 2020 Block Assignment Files, the plurality of blocks in tract 18089021300 fall within Woodmar (neighborhood centroid within 0.4 miles, OSM data).
Q6

What share of households in tract 18089021300 struggle to pay rent?

About 18.2% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 14.0% also reported utility shutoff threats, a frequent precursor to eviction filings.
Q7

How does tract 18089021300 compare to Hammond overall?

Tract 18089021300 scores 3.8/10, higher than the parent city of Hammond at 2.7/10. City-scale signals (state law, local rent controls, court bias) are inherited from Hammond eviction risk; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.
Q8

Was tract 18089021300 historically redlined?

Yes. This tract sits inside an area graded by the Home Owners' Loan Corporation in the 1930s, with a dominant grade of A. 7% of the tract's area was rated D ("Hazardous"), the redlined tier. HOLC redlining systematically denied mortgage credit to Black, immigrant, and working-class neighborhoods and remains a documented predictor of present-day eviction filings, rent burden, and homeownership gaps. Source: Mapping Inequality (americanpanorama.org), Robert K. Nelson et al.
Sibling tracts

Highest-risk tracts in Hammond

Top eight tracts in Hammond ranked by composite eviction-risk score.

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