Within neighborhood
50
th percentile
Moderate
Neighborhood · Ranked #48,083 of 84,120 nationally
Chesterton Eviction Risk: Lower , Indianapolis
Tract 18097320205 · Marion County, IN · pop 1,996 · neighborhood within 1.3 mi
Landlord eviction risk in census tract 18097320205 (the Chesterton area of Indianapolis city (balance), Indiana) comes in at 4.8/10, the Moderate tier. That is riskier than roughly 32% of the 84,120 US census tracts we score.
Rent eats 30% or more of income for 25% of renter households, a moderate level, and 9% are severely burdened at 50% or more. Average rent runs $1,328 a month against an average household income of $69,085 a year, roughly 23% of income at the averages. Renters make up 93% of occupied homes, a renter-majority tract.
Risk score
3.6
Lower
Confidence 85% · 1–10 scale
Household mix · 100 hh
Burdened renters 23%
Stable renters 69%
Owners 8%
Tract context
Occupied units1,294
Renter share92.5%
SVI overall0.12
Poverty rate9.2%
Median income$69,085
Percentile rank
Higher percentile = riskier than more peers.Within parent city
34
th percentile
Low
Within county
36
th percentile
Low
Within state
55
th percentile
Moderate
Geographic context
Risk heat across Indianapolis and the region
Centroid at 39.9236, -86.0968 · click any tract to drill in
Why Chesterton scores 3.6
9 axes · 1 = landlord-friendlyLocal political climate
Inherited from Indianapolis
6.8
Regional political climate
2024 county presidential margin
6.5
State political climate
Indiana legislature & governorship
2.0
Economic stress
9.2% poverty · this tract
2.3
Supply constraint
$1,328 rent vs county FMR
5.4
Rent control risk
Inherited from Indianapolis
6.6
Eviction process difficulty
State law sets the calendar
2.1
Tenant organizing strength
Inherited from Indianapolis
8.7
Housing court bias
Inherited from Indianapolis
6.8
How Chesterton compares
Risk score vs. parent city, county, state.CDC Social Vulnerability Index
SVI percentile: 12
CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.
- 37%Socioeconomic
- 4%Household composition
- 54%Racial/ethnic minority
- 11%Housing & transportation
Historical context · 1930s redlining
HOLC grade: C: Definitely Declining
This tract sits within an area graded by the Home Owners' Loan Corporation in the 1930s. Grade C meant mixed-race / working-class neighborhoods rated as risky. These designations suppressed minority homeownership for generations and remain a documented predictor of present-day eviction filings and rent burden.
- 0%Grade A
- 0%Grade B
- 2%Grade C
- 0%Grade D · redlined
Source: Mapping Inequality (americanpanorama.org), 1935-1940 HOLC residential security maps, aggregated to 2020 census tracts by area share. CC BY-NC-SA 4.0.
Eviction filings
Court-record eviction history
Court-validated eviction filings collected from county clerks and consolidated by the Eviction Lab at Princeton University. Filing rate is filings per 100 renter households.1
Pandemic-era tracking (2020–2021)
- 502Total filings 2020-21
- 6.5Avg monthly (observed)
- 2.7Pre-pandemic baseline
- 2.46×Ratio to baseline
Pandemic filings ran above baseline. Eviction Lab tracked Indianapolis, IN as part of its 34-metro Eviction Tracking System.
CDC PLACES 2023 · health & economic stress
Eviction-adjacent indicators
Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.
- 7.9%Housing insecurity
- 5.7%Utility-shutoff threat
- 8.6%Food insecurity
- 3.9%SNAP enrollment
- 5.5%Transit barriers
- 6.5%No health insurance
- 15.7%Frequent mental distress
- 19.5%Any disability
Analysis
What drives eviction risk in Chesterton
What moves this score most is tenant organizing strength at 8.7/10. That part comes from the wider legal climate rather than the tract itself. Statewide and court-level factors such as eviction-process speed and rent-control exposure are inherited from Indianapolis eviction risk city (balance), while the economic and supply signals are measured at the tract level.
Set against its neighbors, this tract scores below the Marion County average of 5.4 and in line with the Indiana statewide average of 4.7. Within its own county it reads on the safer side for landlords.
The tract is predominantly White and ranks around the 12th percentile nationally on the CDC Social Vulnerability Index, a measure of how exposed residents are to housing and economic shocks. That is a relatively low-vulnerability reading.
During 2020 and 2021, eviction filings here ran at about 2.46x the pre-COVID monthly baseline, above pre-pandemic levels.
For a landlord, conditions here are middle-of-the-road. Standard screening and prompt, documented notices usually keep cases short.
Frequently asked
About tract 18097320205
Q1
What is the eviction-risk score for census tract 18097320205?
Census tract 18097320205 in the Chesterton neighborhood scores 3.6/10 (Lower tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.
Q2
What is the average rent in tract 18097320205?
Median gross rent is $1,328/month (ACS 5-year 2023, table B25064). 25% of renter households are cost-burdened.
Q3
What is the poverty rate in tract 18097320205?
9.2% of residents in tract 18097320205 live below the federal poverty line (ACS B17001, 2023). Population: 1,996.
Q4
How socially vulnerable is tract 18097320205?
CDC Social Vulnerability Index ranks this tract in the 12th percentile nationally. Sub-themes: socioeconomic 37th, household 4th, minority 54th, housing 11th.
Q5
Is tract 18097320205 considered part of Chesterton?
Yes. Per Census Bureau 2020 Block Assignment Files, the plurality of blocks in tract 18097320205 fall within Chesterton (neighborhood centroid within 1.3 miles, OSM data).
Q6
Did eviction filings in tract 18097320205 drop during COVID?
Pandemic-era filings ran 2.46× the pre-COVID monthly baseline. Filings ran above pre-pandemic norms. Tracked by the Eviction Lab Eviction Tracking System (Indianapolis eviction risk, IN), 2020-2021.
Q7
What share of households in tract 18097320205 struggle to pay rent?
About 7.9% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 5.7% also reported utility shutoff threats, a frequent precursor to eviction filings.
Q8
How does tract 18097320205 compare to Indianapolis overall?
Tract 18097320205 scores 3.6/10, higher than the parent city of Indianapolis at 2.7/10. City-scale signals (state law, local rent controls, court bias) are inherited from Indianapolis eviction risk; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.
Q9
Was tract 18097320205 historically redlined?
Yes. This tract sits inside an area graded by the Home Owners' Loan Corporation in the 1930s, with a dominant grade of C. 0% of the tract's area was rated D ("Hazardous"), the redlined tier. HOLC redlining systematically denied mortgage credit to Black, immigrant, and working-class neighborhoods and remains a documented predictor of present-day eviction filings, rent burden, and homeownership gaps. Source: Mapping Inequality (americanpanorama.org), Robert K. Nelson et al.
Sibling tracts
Highest-risk tracts in Indianapolis
Top eight tracts in Indianapolis ranked by composite eviction-risk score.
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18097350600
6
/ 10 · Elevated
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5.9
/ 10 · Elevated
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5.9
/ 10 · Elevated
Tract · IN
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5.8
/ 10 · Elevated
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5.8
/ 10 · Elevated
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5.8
/ 10 · Elevated
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5.8
/ 10 · Elevated
Tract · IN
18097360302
5.8
/ 10 · Elevated
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