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Indianapolis, Indiana eviction risk overview
Ranked #1,171 of 1,865 nationally

Indianapolis, IN Eviction Risk: LOW

Marion County · Population 885,860

In 2026
Risk score
2.7
LOW

96th percentile, Indiana.

50-yr Eviction Risk Score history

1976 to 2026 · consistently low

Min1.7 Average2.4 Now2.7
10 5 1976 · score 2.3 1977 · score 2.3 1978 · score 2.3 1979 · score 2.3 1980 · score 2.5 1981 · score 2.4 1982 · score 2.4 1983 · score 2.3 1984 · score 2.2 1985 · score 2.2 1986 · score 1.8 1987 · score 1.8 1988 · score 1.8 1989 · score 1.7 1990 · score 1.8 1991 · score 1.8 1992 · score 2.2 1993 · score 2.2 1994 · score 2.2 1995 · score 2.2 1996 · score 2.2 1997 · score 2.2 1998 · score 2.2 1999 · score 2.3 2000 · score 2.2 2001 · score 2.2 2002 · score 2.2 2003 · score 2.2 2004 · score 2.1 2005 · score 2.1 2006 · score 2.0 2007 · score 1.9 2008 · score 2.7 2009 · score 3.0 2010 · score 3.0 2011 · score 3.0 2012 · score 2.9 2013 · score 2.8 2014 · score 2.7 2015 · score 2.6 2016 · score 2.5 2017 · score 2.4 2018 · score 2.3 2019 · score 2.3 2020 · score 3.2 2021 · score 3.3 2022 · score 2.5 2023 · score 2.5 2024 · score 2.6 2025 · score 2.7 2026 · score 2.7

Key metrics

Time machine

Scrub 50 years

2026
● LIVE · today ◀ REPLAY · historical

Nine-axis profile

9-axis profile · today

Shape of the risk surface

1 landlord · 10 tenant
Local 6.8 Regional 6.8 State 2.0 Economic 6.9 Supply 7.7 Rent Control 6.6 Eviction 2.1 Tenant 8.7 Housing 6.8 2.7 LOW
Sub-scores · with sparkline

Where the score comes from

1 → 10 scale
  1. Local political climate
    Dem margin +27.7% (2024)
    6.8
  2. Regional political climate
    County-weighted neighbor mix
    6.8
  3. State political climate
    Indiana legislature & governorship
    2.0
  4. Economic stress
    15.7% poverty · 5.2% unemp.
    6.9
  5. Supply constraint
    $1,156 average · 44.0% renters
    7.7
  6. Rent Control risk
    30.4% of income on rent
    6.6
  7. Eviction process difficulty
    37 days filing → judgment
    2.1
  8. Tenant organizing strength
    44.0% renters
    8.7
  9. Housing court bias
    County bench composition
    6.8
Geographic context

Risk heat across Indianapolis and the region

Click any city to see its score

How Indianapolis compares

Risk score vs. peers, county, state, and the U.S.
Rank in Marion County
Very High
#1 of 15 cities
Rank in county, 100th percentileLowHigh
#1 of 15 cities in Marion County for landlord eviction risk.
Rank in Indiana
Very High
#55 of 971 cities
Rank in state, 94th percentileLowHigh
#55 of 971 cities in Indiana for landlord eviction risk.
vs. county · state · U.S.
Indianapolis risk score vs. county / state / U.S.Indianapolis: 2.72.7IndianapolisThis cityCounty: 2.72.7Countyavg in countyState: 2.42.4Stateavg in stateU.S.: 4.74.7U.S.national avg
Score story

Six-stop tour of the risk profile

  1. 2.7
    / 10 · LOW
    The verdict

    A Low-tier market.

    Composite 2.7/10. Mid-range market; standard documentation usually wins. The 50-year curve shows a slow, steady climb.

    50-yr trend+0.4 over 50 yr
    197620012026

    Steady ratchet · no large swings

  2. 37d
    Typical timeline
    The money

    What renting (and evicting) looks like.

    Rent published at $1,156/mo. A contested eviction takes 37 days and costs $1,131–$3,628 per case.

    50-yr trendCalendar drag rising since '15
    197620012026

    Court-clerk data lands in the next release.

  3. 44.0%
    Renters
    The renters

    Who you'll be renting to.

    Out of 885,860 residents, 44.0% rent. 30% are spending 30%+ income on rent, 15.7% below the poverty line.

    50-yr trendRenter share rising
    197620012026

    ACS 1970-present · once the migration overlay is in.

  4. 6.8
    Local + regional
    The politics

    Mid-range climate. Not a coastal market.

    Local & regional political climate score 6.8 and 6.8 (Dem margin +27.7% (2024)). State climate at 2, a mid-range statehouse.

    50-yr trendTracks county vote margin
    197620012026

    Built on 50-yr presidential margins back to 1976.

  5. 2
    State politics
    The process

    Moderate calendar, moderate friction.

    State political climate 2/10 sets the legislative ceiling for landlord remedies, and it shows up in the process. Eviction process difficulty reads 2.1, housing court bias 6.8, rent-control risk 6.6. Standard process speed for the state.

    50-yr trendProcess difficulty +-2.9 since '00
    197620012026

    Court-clerk data lands in the next release.

  6. 6.9
    Economic stress
    The stress

    Economic pressure is the background risk.

    Economic stress: 6.9. Supply constraint: 7.7. The numbers behind those: 15.7% poverty, 5.2% unemployment, 30% of income on rent.

    50-yr trendTwo visible dips · '08 + COVID
    197620012026

    Mirrors BLS unemployment series.

US eviction landscape · timeline × all-in cost

Indianapolis sits in the quick & cheap quadrant

Bubble size = population · color = risk score
QUICK BUT COSTLY fast docket · high all-in loss SLOW & EXPENSIVE long calendar · high all-in loss QUICK & CHEAP fast docket · low all-in loss SLOW BUT CHEAP long calendar · low all-in loss 30d 50d 75d 100d 150d 200d 300d 450d $2.0k $3.0k $5.0k $7.5k $10k $15k $20k $30k EVICTION TIMELINE (DAYS) → ↑ ALL-IN COST (LOG SCALE) Fishers, IN · 39d · ~$2.4k all-in ($62/day) · score 2.2 Fishers Carmel, IN · 41d · ~$2.3k all-in ($57/day) · score 2.2 Carmel Bloomington, IN · 35d · ~$2.4k all-in ($69/day) · score 2.8 Bloomington Noblesville, IN · 40d · ~$2.5k all-in ($64/day) · score 2.3 Noblesville Greenwood, IN · 35d · ~$2.4k all-in ($69/day) · score 2.2 Greenwood Kokomo, IN · 37d · ~$2.3k all-in ($63/day) · score 2.6 Kokomo Anderson, IN · 39d · ~$2.2k all-in ($56/day) · score 2.7 Anderson Westfield, IN · 40d · ~$2.1k all-in ($53/day) · score 2.1 Westfield Columbus, IN · 40d · ~$2.1k all-in ($53/day) · score 2.3 Columbus Fort Wayne, IN · 40d · ~$2.1k all-in ($52/day) · score 2.2 Fort Wayne Houston, TX · 24d · ~$2.5k all-in ($103/day) · score 2.8 Houston Phoenix, AZ · 38d · ~$3.3k all-in ($86/day) · score 2.8 Phoenix Memphis, TN · 31d · ~$2.0k all-in ($66/day) · score 3.1 Memphis Atlanta, GA · 40d · ~$2.8k all-in ($69/day) · score 3.4 Atlanta Boston, MA · 187d · ~$20.3k all-in ($109/day) · score 7.1 Boston Chicago, IL · 109d · ~$9.0k all-in ($82/day) · score 5.7 Chicago New York, NY · 417d · ~$29.5k all-in ($71/day) · score 9.7 New York Seattle, WA · 162d · ~$12.7k all-in ($79/day) · score 7.9 Seattle Indianapolis
Indianapolis · 37d · ~$2.4k all-in ($64/day) · score 2.7 National average: 58d · $4.6k all-in Hover any bubble for stats · click to open Color: 0–4   4–7   7–10
00Overview

About eviction risk in Indianapolis, IN

Landlording in Indianapolis, Indiana, presents a manageable operating environment for documented landlords. The Eviction Risk Score is 2.7/10 (LOW tier), drawn from the nine sub-axes shown above, covering rent-control exposure, eviction-process difficulty, housing-court bias, tenant-organizing strength, supply constraint, economic stress, and local, regional, and state political climate. This is not a quick-fix market: it's a Mid-tier market where lease drafting, screening discipline, and well-documented notices materially change outcomes.

Indianapolis is a city of 885,860 residents where 44.0% of occupied units are renter-occupied, and the typical renter spends 3.0% of income on rent. At an average rent of $1,156/month, the typical renter household here spends more than the federal 30% threshold on housing, a leading indicator of payment volatility and a precondition for the kinds of tenant defenses that show up most often in housing court.

01Process

How Indianapolis eviction process actually works

Eviction process difficulty here reads 2.1/10, a number that combines statutory complexity (notice categories, just-cause rules, mandatory pre-filing disclosures) with operational realities (court calendar length and clerk responsiveness). The typical contested filing in Indianapolis closes 37 days after the initial notice. For non-payment of rent the first step is a properly-formatted, properly-served pay-or-quit notice; for material lease breaches it's a cure-or-quit; for tenancies under just-cause protection an at-fault grounds notice (or a no-fault notice with statutory relocation assistance) is required.

The slow part of Indianapolis's timeline is usually the calendar, not the motion practice. Housing court bias scores 6.8/10 here, meaning judges read borderline procedural defects in the tenant's favor more often than the national norm. The practical implication: every notice and every proof of service needs to be airtight before it gets filed.

02Cost

What it costs (and how long it takes)

An all-in eviction in Indianapolis runs $1,131 to $3,628 per case once you account for filing fees, attorney time, lost rent during pendency, sheriff lockout, and unit turnover. That range is wide because the upper bound assumes a tenant answer plus motion practice, common when housing court bias is high. The lower bound assumes a default judgment after proper service.

For landlords running the numbers on holding costs vs. cash-for-keys: if your projected timeline times your monthly rent already exceeds the high-end cost number, cash-for-keys at 1–2 months' rent is typically the economically rational choice. With 37 days of typical timeline and $1,156/month in lost rent, that crossover happens fast here.

03Operations

Security deposits, screening, and lease terms

Tenant organizing strength scores 8.7/10 in Indianapolis, and the city carries meaningful rent control exposure (6.6/10). Operations practice that survives audit in this environment looks like:

  • Screening discipline. Document income (verified at 2.5 to 3x rent), credit (with a clear minimum), and prior-tenancy reference checks, but do not screen on protected categories or source-of-income where banned. Keep a written, consistent screening criteria document for every applicant.
  • Lease specificity. Use a state-specific lease that names every term clearly: rent due date, late fees within statutory caps, deposit handling, smoke and CO disclosure, lead paint disclosure (pre-1978 stock), and a clean attorney's-fees clause.
  • Security deposit handling. Itemize deductions within the statutory window. Photograph move-in/move-out condition. In Indiana, deposit cap and refund window are statute, so exceed them at your own risk.
  • Mid-tenancy documentation. Keep date-stamped records of every rent receipt, every habitability request, every notice served. The day you need them in court is too late to start.
04Strategy

What an everyday landlord should actually do here

If you own one to four units in Indianapolis: hire a property manager who knows the local court. The pricing differential between self-managing and hiring out is small relative to the cost of one botched eviction in a LOW tier market. If you own five or more: build relationships with a local landlord-side attorney before you need one, since retainer fees are negligible compared to emergency-rate billing when an eviction is already moving.

The avoidable mistakes here are all upstream of the filing: weak screening, an informal lease, sloppy rent receipts, and notice templates pulled off the internet that don't match Indiana's statutory language. Fix those four, and most cases settle or default. Skip them, and a $3,628 all-in fight is the realistic worst case.

04bPractical traps

Local traps to avoid in Indianapolis

Trap · HB 1306 (2020)
The HEA 1116 fight is the political story. Indianapolis-area state legislators (mostly suburban Republican) overrode Indianapolis City-County Council preferences on tenant protections, source-of-income ordinances, and the eviction diversion authority. The state legislature has been consistently more landlord-friendly than the Marion County electorate. HB 1306 (2020) preempted local source-of-income ordinances, killing Bloomington and Indianapolis protections enacted earlier. IC 36-1-7-5 preempts rent control entirely.
Trap · IC 32-31-9 (TENANT RIGHT TO WITHHOLD RENT)
What still works for tenants in Indianapolis: IC 32-31-9 (Tenant Right to Withhold Rent) for habitability violations, although the procedural requirements are tight. IC 32-31-8-6 (Retaliation) prohibits evictions in response to tenant complaints to housing authorities. Both statutes survive at the state level. The contested-case fact patterns in Marion County tend to focus on these defenses rather than no-fault termination challenges.
04Eviction filings

Latest Eviction Filings

Princeton Eviction Lab Tracking System, county-level. Last update 2026-05-01.

In the most recent month, 1,798 eviction cases were filed across the tracker's coverage area, 0.83× the historical baseline (below baseline). Past 12 months: 24,375 filings. Pandemic-era cumulative: 139,820.2

  • 1,798Past month
  • 24,375Past 12 months
  • 0.83×vs baseline (past mo)
  • 19.5%Repeat-tenant filings
Notice requirement: at least ten days notice (in some cases more). Filing fee: minimum filing fee of $185.
Last 36 months of filings 2023-05-01 — 2026-04-01
Monthly eviction filings (Eviction Lab tracker)2023-05-01: 2,540 filings (1.06× hist)2023-06-01: 2,659 filings (1.11× hist)2023-07-01: 2,282 filings (0.98× hist)2023-08-01: 2,596 filings (1.04× hist)2023-09-01: 2,167 filings (0.99× hist)2023-10-01: 2,313 filings (1.01× hist)2023-11-01: 2,097 filings (1.00× hist)2023-12-01: 1,830 filings (0.97× hist)2024-01-01: 2,186 filings (0.90× hist)2024-02-01: 1,933 filings (0.92× hist)2024-03-01: 1,750 filings (0.95× hist)2024-04-01: 2,133 filings (0.98× hist)2024-05-01: 2,212 filings (0.92× hist)2024-06-01: 2,119 filings (0.88× hist)2024-07-01: 2,336 filings (1.00× hist)2024-08-01: 2,310 filings (0.93× hist)2024-09-01: 2,161 filings (0.98× hist)2024-10-01: 2,224 filings (0.97× hist)2024-11-01: 2,068 filings (0.98× hist)2024-12-01: 1,894 filings (1.01× hist)2025-01-01: 2,371 filings (0.97× hist)2025-02-01: 2,044 filings (1.01× hist)2025-03-01: 1,684 filings (0.92× hist)2025-04-01: 1,977 filings (0.91× hist)2025-05-01: 2,085 filings (0.87× hist)2025-06-01: 2,190 filings (0.91× hist)2025-07-01: 2,296 filings (0.99× hist)2025-08-01: 2,164 filings (0.87× hist)2025-09-01: 2,099 filings (0.96× hist)2025-10-01: 2,097 filings (0.92× hist)2025-11-01: 1,716 filings (0.82× hist)2025-12-01: 1,988 filings (1.06× hist)2026-01-01: 2,280 filings (0.93× hist)2026-02-01: 1,917 filings (0.95× hist)2026-03-01: 1,745 filings (0.95× hist)2026-04-01: 1,798 filings (0.83× hist)
Filings dropped 14% over the past 12 months.
05FAQ

Frequently asked questions

Q1

Is there rent control in Indianapolis?

No, there is no rent control in Indianapolis city (balance) or anywhere else in Indiana. State law prohibits local governments from enacting rent control measures. This means you can generally set your own rent prices, but always be mindful of market rates and tenant retention. You can learn more about Indiana rent control rules.

Q2

What's the shortest notice I can give for non-payment of rent?

For non-payment of rent in Indianapolis, you must provide a 10-day pay-or-quit notice. The tenant has 10 full days to pay the overdue rent or move out. You cannot file for eviction before these 10 days have passed.

Q3

Can I keep a tenant's security deposit for normal wear and tear?

No, you cannot keep a security deposit for normal wear and tear. The deposit is for damages beyond normal wear and tear, unpaid rent, or cleaning costs if the property isn't left in a reasonably clean condition. Make sure to document the property's condition with photos or a move-in checklist before the tenant moves in.

Q4

Do I need a lawyer to evict a tenant in Indianapolis?

You are not legally required to have a lawyer for an eviction in Indiana. However, given the elevated housing court bias and tenant organizing strength in Indianapolis (sub-scores 6.8 and 8.7 respectively), hiring an experienced attorney is highly recommended, especially if the tenant contests the eviction or you are new to the process. A lawyer can help ensure you follow all procedures correctly and avoid costly mistakes.

Q5

What if the tenant abandons the property?

If you believe a tenant has abandoned the property, you must follow specific legal procedures before taking possession. Ind. Code § 32-31-4-2 outlines the steps, which typically involve sending a notice of abandonment and waiting a specified period. Improperly taking possession of an abandoned property can lead to legal issues, so consult with an attorney to ensure you comply with the law.

06Score

What this score means for landlords3

A 2.7/10 places Indianapolis in the 96th percentile of Indiana cities on the Eviction Risk Score index. The score is the average of the nine sub-axes, all calibrated on a national 1 to 10 scale where 1 is most landlord-friendly and 10 is most tenant-protective. The 50-year reconstruction shows this score has climbed steadily since 1976, a structural drift driven by court-calendar growth, rent-control adoption, and the rise of tenant-side legal aid. The trajectory matters more than the snapshot: the score is the climate, not the weather.