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Neighborhood · Ranked #56,048 of 84,120 nationally

Cottage Home Eviction Risk: Lower , Indianapolis

Tract 18097354400 · Marion County, IN · pop 1,410 · neighborhood within 0.2 mi

18097354400 is a census tract in the Cottage Home area of Indianapolis, IN. It scores 3.6/10 for landlords. The score leans hardest on tenant-organizing strength at 8.7/10.

Risk score
3.6
Lower
Confidence 85% · 1–10 scale
Household mix · 100 hh
Burdened renters 11% Stable renters 16% Owners 73%
Tract context
Occupied units699
Renter share26.3%
SVI overall0.31
Poverty rate10.0%
Median income$70,078

Percentile rank

Higher percentile = riskier than more peers.
Within neighborhood
50 th percentile
Rank, 50th percentileLowHigh
#1 of 1 tracts In Cottage Home
Moderate
Within parent city
36 th percentile
Rank, 36th percentileLowHigh
#148 of 231 tracts In Indianapolis
Low
Within county
36 th percentile
Rank, 36th percentileLowHigh
#163 of 253 tracts In Marion County
Low
Within state
53 th percentile
Rank, 53rd percentileLowHigh
#803 of 1,693 tracts In Indiana
Moderate
Geographic context

Risk heat across Indianapolis and the region

Centroid at 39.7742, -86.1370 · click any tract to drill in

Why Cottage Home scores 3.6

9 axes · 1 = landlord-friendly
Local political climate
Inherited from Indianapolis
6.8
Regional political climate
2024 county presidential margin
6.5
State political climate
Indiana legislature & governorship
2.0
Economic stress
10.0% poverty · this tract
2.5
Supply constraint
$986 rent vs county FMR
2.7
Rent control risk
Inherited from Indianapolis
6.6
Eviction process difficulty
State law sets the calendar
2.1
Tenant organizing strength
Inherited from Indianapolis
8.7
Housing court bias
Inherited from Indianapolis
6.8

How Cottage Home compares

Risk score vs. parent city, county, state.
Cottage Home risk score vs. parent city / county / state3.6This tracttract 3544004.0Indianapolisparent city4.2Countyavg tract in county3.9Stateavg tract in state
CDC Social Vulnerability Index

SVI percentile: 31

CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.

Historical context · 1930s redlining

HOLC grade: D: Hazardous (Redlined)

This tract sits within an area graded by the Home Owners' Loan Corporation in the 1930s. Grade D meant Black, immigrant, and poor neighborhoods systematically denied mortgage credit. These designations suppressed minority homeownership for generations and remain a documented predictor of present-day eviction filings and rent burden.

Source: Mapping Inequality (americanpanorama.org), 1935-1940 HOLC residential security maps, aggregated to 2020 census tracts by area share. CC BY-NC-SA 4.0.

Eviction filings

Court-record eviction history

Court-validated eviction filings collected from county clerks and consolidated by the Eviction Lab at Princeton University. Filing rate is filings per 100 renter households.1

Pandemic-era tracking (2020–2021)

  • 295Total filings 2020-21
  • 3.8Avg monthly (observed)
  • 5.9Pre-pandemic baseline
  • 0.65×Ratio to baseline
Monthly filings 2020–2021 2020-01-01 to 2026-05-01
Monthly eviction filings vs pre-pandemic baseline

Pandemic filings ran far below baseline (moratorium effect). Eviction Lab tracked Indianapolis, IN as part of its 34-metro Eviction Tracking System.

CDC PLACES 2023 · health & economic stress

Eviction-adjacent indicators

Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.

Analysis

What drives eviction risk in Cottage Home

20% are severely burdened past the 50% mark. That cohort absorbs no shock: one repair bill or one cut shift converts straight into arrears. Well under the midpoint, state political climate reads 2/10. On the softer side, eviction-process difficulty reads 2.1/10.

Cost burden runs 41% here against 46.3% across Marion County. SNAP participation runs 6.0% against 15.2% nationally. At $986 a month, rents run 15% under what the rest of Indianapolis commands.

Food insecurity runs 10.8% against 17.8% nationally. Against the Marion County average of 4.2, this tract reads safer for landlords by 0.6 points.

In the 1930s the federal Home Owners' Loan Corporation graded this ground D ("Hazardous"). Redlining cut off mortgage credit to whole blocks for decades, and the areas graded D still carry measurably lower ownership and higher rent burden today. Nationally it ranks #56,048 of 84,120 for landlord eviction difficulty. On the CDC Social Vulnerability Index the tract reads 3.8/10, which tracks how hard a shock lands on the households already here.

Rent consumes only 17% of average household income of $70,078, an unusually wide affordability cushion. Of its three components the household composition measure is the least pressured.

These are ACS 5-year estimates; the score moves when the ACS, court-record, or statute inputs behind it move.

Frequently asked

About tract 18097354400

Q1

What is the eviction-risk score for census tract 18097354400?

Census tract 18097354400 in the Cottage Home neighborhood scores 3.6/10 (Lower tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.
Q2

What is the average rent in tract 18097354400?

Median gross rent is $986/month (ACS 5-year 2023, table B25064). 41% of renter households are cost-burdened.
Q3

What is the poverty rate in tract 18097354400?

10.0% of residents in tract 18097354400 live below the federal poverty line (ACS B17001, 2023). Population: 1,410.
Q4

How socially vulnerable is tract 18097354400?

CDC Social Vulnerability Index ranks this tract in the 31th percentile nationally. Sub-themes: socioeconomic 48th, household 6th, minority 29th, housing 51th.
Q5

Is tract 18097354400 considered part of Cottage Home?

Yes. Per Census Bureau 2020 Block Assignment Files, the plurality of blocks in tract 18097354400 fall within Cottage Home (neighborhood centroid within 0.2 miles, OSM data).
Q6

Did eviction filings in tract 18097354400 drop during COVID?

Pandemic-era filings ran 0.65× the pre-COVID monthly baseline. Filings dropped sharply, likely a moratorium effect. Tracked by the Eviction Lab Eviction Tracking System (Indianapolis eviction risk, IN), 2020-2021.
Q7

What share of households in tract 18097354400 struggle to pay rent?

About 9.2% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 6.9% also reported utility shutoff threats, a frequent precursor to eviction filings.
Q8

How does tract 18097354400 compare to Indianapolis overall?

Tract 18097354400 scores 3.6/10, lower than the parent city of Indianapolis at 4/10. City-scale signals (state law, local rent controls, court bias) are inherited from Indianapolis eviction risk; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.
Q9

Was tract 18097354400 historically redlined?

Yes. This tract sits inside an area graded by the Home Owners' Loan Corporation in the 1930s, with a dominant grade of D. 79% of the tract's area was rated D ("Hazardous"), the redlined tier. HOLC redlining systematically denied mortgage credit to Black, immigrant, and working-class neighborhoods and remains a documented predictor of present-day eviction filings, rent burden, and homeownership gaps. Source: Mapping Inequality (americanpanorama.org), Robert K. Nelson et al.
Sibling tracts

Highest-risk tracts in Indianapolis

Top eight tracts in Indianapolis ranked by composite eviction-risk score.

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