International Marketplace Eviction Risk: Moderate

The severe-burden share is 26%. Those renters are past the 50% mark, and they miss rent for reasons that have nothing to do with willingness to pay. The strongest single driver of the headline number is tenant-organizing strength at 8.7/10.

Internally this is not one market. Tract scores span 3.2 to 5.4, so two buildings inside the same boundary can carry materially different risk. Well under the midpoint is eviction-process difficulty, at 2.1/10.

CDC survey data puts housing insecurity at 25.6% of adults, against 14.2% nationally. The poverty rate is 23%, which shows up in this model as reduced rent-recovery odds after a judgment.

19.1% of adults carry no health insurance against 11.3% nationally, a common route into sudden unpayable debt. That places it #27 of 76 neighborhoods in Indianapolis. Social vulnerability runs high at 8.3/10, concentrating the disaster- and displacement-exposure this model treats as a lagging risk input.

Average gross rent runs $1,126, close to the Indianapolis average. Annual rent works out to 21% of average household income of $63,855.

46% of occupied units are renter-occupied.

Underwrite the address, not the area: with 2.2 points between its best and worst tract, the per-tract table below is the operative number. Scores move when the ACS release, the court-record feed, or the statute ledger behind them moves.