Irish Hill Eviction Risk: Moderate

Severe burden reaches 33%. A tenant at that level absorbs no shock: one cut shift or one repair bill converts directly into arrears. The dominant input is tenant-organizing strength at 8.7/10. The poverty rate is 28%. Judgments in high-poverty tracts are collectible far less often than the filing statistics suggest.

On the softer side is eviction-process difficulty, at 2.1/10. Average gross rent is $974, 16% below the Indianapolis average of $1,156.

Running cool is supply constraint, at 2.6/10. 15.0% of adults report being unable to pay a utility bill, against a 9.2% national figure. Utility arrears usually lead rent arrears by a month or two. 18.9% of adults carry no health insurance against 11.3% nationally, a common route into sudden unpayable debt.

That places it #1 of 76 neighborhoods in Indianapolis. The closest comparables inside the same city are Historic Ransom Place and North Indianapolis.

Social vulnerability runs high at 9.1/10, concentrating the disaster- and displacement-exposure this model treats as a lagging risk input.

One tract means one number: 5.4/10 applies directly to any address inside the boundary. Scores move when the ACS release, the court-record feed, or the statute ledger behind them moves.