Indianapolis Eviction Risk: Moderate

Set annual rent against average income of $44,543 and the ratio lands at 47%, above the conventional 30% ceiling. The voucher gap is 36.1%: households holding assistance that local rents will not absorb, which surfaces as churn rather than arrears.

The score leans hardest on tenant-organizing strength at 8.7/10. 25% are severely burdened past the 50% mark. That cohort absorbs no shock: one repair bill or one cut shift converts straight into arrears.

On the high side, supply constraint reads 8.6/10. Running cool, state political climate reads 2/10. Inability to pay a utility bill runs 21.5% against 9.2% nationally. Utility arrears usually lead rent arrears by a month or two.

Housing insecurity runs 26.1% against 14.2% nationally. The poverty rate is 22%, which in this model reads as reduced rent-recovery odds after a judgment. It sits 1.2 points above the Marion County average of 4.2.

Cost burden runs 41% here against 46.3% across Marion County. Nationally it ranks #24,859 of 84,120 for landlord eviction difficulty.

At 20% renter-occupied this is predominantly owner territory, and comps have to be drawn from further out.

Tract-level figures come from the ACS 5-year release and are rebuilt whenever that, the court-record feed, or the statutory ledger behind the score changes.