2 census tracts · pop 6,295 · pop-weighted Eviction Risk Score 4.2/10
· range 3.5–4.5
McKinley Terrace is a white (non-hispanic) neighborhood in Mishawaka with 2 census tracts and a population of 6,295 residents. The neighborhood's pop-weighted eviction-risk score of 4.2/10 (Moderate tier) blends state law, county-level filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty. 45% of renters here pay at least 30% of household income on rent, and 23% are severely cost-burdened (≥50% of income). Average gross rent of $920/month sits 14% lower than the Mishawaka citywide average ($1,070).
Risk score
4.2
Moderate
2 tracts · population-weighted
McKinley Terrace vs MishawakaHow this neighborhood stacks against the citywide average
Single-parent HH, disability, language barriers, age 17- / 65+
Racial/ethnic minority54%ile
Hispanic + non-white share of population
Housing & transport92%ile
Multi-unit structures, mobile homes, crowding, no vehicle
Eviction filings · Princeton Eviction Lab
Court-record eviction history in McKinley Terrace
Aggregated across 2 validated constituent tracts. Filing rate is filings per 100 renter households, pop-weighted.
Historic baseline (2000–2018)
191Total filings (sum)
8.95%Avg annual filing rate
10.5%Peak year (2015)
8.95%Latest filed (2015)
Pandemic-era tracking (2020–2021)
1,859Total filings 2020-21
14.7Avg monthly observed
8.4Pre-pandemic baseline
1.63×Ratio to baseline
Pandemic filings ran above baseline. Tracked under Eviction Lab Eviction Tracking System (Richmond, VA).
CDC PLACES 2023 · pop-weighted
Eviction-adjacent indicators in McKinley Terrace
Average across all constituent tracts, population-weighted. Source: CDC PLACES (cwsq-ngmh) crude prevalence.
16.7%Housing insecurity
13.0%Utility shutoff threat
22.3%Food insecurity
15.3%SNAP enrollment
10.6%No health insurance
37.5%Any disability
Frequently asked
About McKinley Terrace
Q1
What is the eviction-risk score for McKinley Terrace?
McKinley Terrace scores 4.2/10 (Moderate tier) across 2 census tracts. The pop-weighted Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income and poverty signals.
Q2
How does McKinley Terrace compare to Mishawaka overall?
McKinley Terrace scores 1.5 points higher than Mishawaka overall (2.7/10). Renters spend 45% of income on rent vs 29% citywide. Average rent: $920 vs $1,070.
Q3
What is the average rent in McKinley Terrace?
Average gross rent in McKinley Terrace is $920/month (pop-weighted across 2 census tracts, ACS 5-year 2023). 45% of renter households are cost-burdened.
Q4
What percentage of McKinley Terrace residents are renters?
76% of McKinley Terrace households are renter-occupied (vs 51% in Mishawaka). The neighborhood has 6,295 residents.
Q5
Is McKinley Terrace a high social-vulnerability area?
McKinley Terrace sits in the 85th percentile nationally on the CDC Social Vulnerability Index (highly vulnerable). The index combines poverty, unemployment, household composition, racial/ethnic minority share, and housing/transportation factors across all US census tracts.
Q6
Which tracts in McKinley Terrace have the highest eviction risk?
The highest-risk constituent tract in McKinley Terrace is census tract 18141011501 (score 4.5/10). Across the 2 tracts in this neighborhood the score ranges from 3.5 to 4.5, a spread of 1 points.
Q7
How safe is McKinley Terrace for landlords?
McKinley Terrace carries a moderate-tier eviction-risk profile for landlords (4.2/10). Pop-weighted across 2 constituent tracts, the score blends parent-city rent-control posture, county eviction-process timelines, and tract-specific rent-to-income / poverty signals. Compared to Mishawaka as a whole (2.7/10), this neighborhood is higher-risk.
Q8
What is the demographic breakdown of McKinley Terrace?
McKinley Terrace has 6,110 residents (White (non-Hispanic) Neighborhood). Top groups: White (non-Hispanic) (63.6%), Black (non-Hispanic) (19%), Other / Multiracial (7.4%). Source: ACS 5-year 2023, table B03002.
