2 census tracts · pop 6,295 · pop-weighted Eviction Risk Score 4.4/10
· range 3–5.1
McKinley Terrace is a 2-tract neighborhood of Mishawaka, IN and houses 6,295 people. The Eviction Risk Score is 4.4/10, in the Moderate tier. Cost burden runs 45% against 29.0% citywide, putting McKinley Terrace 15.6% over its own city.
76% of occupied units are rented, so comparables are plentiful and vacancy risk is low, but a mispriced renewal loses the tenant to a building two streets over. 23% are severely burdened, paying half their income or more in rent. That cohort has no absorption capacity for an unexpected bill, and it is where non-payment filings originate. Scores across the 2 constituent tracts range from 3 to 5.1. A 2.1-point internal spread means block-level underwriting beats area-level here.
The main counterweight is eviction-process difficulty, at 2.2/10. Sitting well above the midpoint is tenant-organizing strength at 7.2/10.
Filings are well documented here: 191 across 2 observed tracts. At $920 a month, rents sit 14% under what the rest of Mishawaka commands.
Filing activity peaked in 2015 at 10.5% of renter households. Judgments average 5.0% of renter households a year, the share of filings that actually convert to an order. Social vulnerability runs high at 8.6/10, concentrating the disaster- and displacement-exposure this model treats as a lagging risk input.
Annual rent works out to 24% of average household income of $45,276.
For a specific building, read the per-tract breakdown below rather than the 4.4 headline, because the internal range is too wide to average safely. The number is rebuilt whenever its ACS, court-record, or statutory inputs change.
Risk score
4.4
Moderate
2 tracts · population-weighted
McKinley Terrace vs MishawakaHow this neighborhood stacks against the citywide average
Single-parent HH, disability, language barriers, age 17- / 65+
Racial/ethnic minority54%ile
Hispanic + non-white share of population
Housing & transport92%ile
Multi-unit structures, mobile homes, crowding, no vehicle
Eviction filings · Princeton Eviction Lab
Court-record eviction history in McKinley Terrace
Aggregated across 2 validated constituent tracts. Filing rate is filings per 100 renter households, pop-weighted.
Historic baseline (2000–2018)
191Total filings (sum)
8.95%Avg annual filing rate
10.5%Peak year (2015)
8.95%Latest filed (2015)
Pandemic-era tracking (2020–2021)
1,859Total filings 2020-21
14.7Avg monthly observed
8.4Pre-pandemic baseline
1.63×Ratio to baseline
Pandemic filings ran above baseline. Tracked under Eviction Lab Eviction Tracking System (Richmond, VA).
CDC PLACES 2023 · pop-weighted
Eviction-adjacent indicators in McKinley Terrace
Average across all constituent tracts, population-weighted. Source: CDC PLACES (cwsq-ngmh) crude prevalence.
16.7%Housing insecurity
13.0%Utility shutoff threat
22.3%Food insecurity
15.3%SNAP enrollment
10.6%No health insurance
37.5%Any disability
Frequently asked
About McKinley Terrace
Q1
What is the eviction-risk score for McKinley Terrace?
McKinley Terrace scores 4.4/10 (Moderate tier) across 2 census tracts. The pop-weighted Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income and poverty signals.
Q2
How does McKinley Terrace compare to Mishawaka overall?
McKinley Terrace scores 0.2 points higher than Mishawaka overall (4.2/10). Renters spend 45% of income on rent vs 29% citywide. Average rent: $920 vs $1,070.
Q3
What is the average rent in McKinley Terrace?
Average gross rent in McKinley Terrace is $920/month (pop-weighted across 2 census tracts, ACS 5-year 2023). 45% of renter households are cost-burdened.
Q4
What percentage of McKinley Terrace residents are renters?
76% of McKinley Terrace households are renter-occupied (vs 51% in Mishawaka). The neighborhood has 6,295 residents.
Q5
Is McKinley Terrace a high social-vulnerability area?
McKinley Terrace sits in the 85th percentile nationally on the CDC Social Vulnerability Index (highly vulnerable). The index combines poverty, unemployment, household composition, racial/ethnic minority share, and housing/transportation factors across all US census tracts.
Q6
Which tracts in McKinley Terrace have the highest eviction risk?
The highest-risk constituent tract in McKinley Terrace is census tract 18141011501 (score 5.1/10). Across the 2 tracts in this neighborhood the score ranges from 3 to 5.1, a spread of 2.1 points.
Q7
How safe is McKinley Terrace for landlords?
McKinley Terrace carries a moderate-tier eviction-risk profile for landlords (4.4/10). Pop-weighted across 2 constituent tracts, the score blends parent-city rent-control posture, county eviction-process timelines, and tract-specific rent-to-income / poverty signals. Compared to Mishawaka as a whole (4.2/10), this neighborhood is in line with the citywide level.
Q8
What is the demographic breakdown of McKinley Terrace?
McKinley Terrace has 6,110 residents. Top groups: White (non-Hispanic) (63.6%), Black (non-Hispanic) (19%), Other / Multiracial (7.4%). Source: ACS 5-year 2023, table B03002.
