Ballard Eviction Risk: Moderate , Evansville

On the high side, court filing pressure reads 8.6/10. On the softer side, state political climate reads 2/10. The poverty rate is 23%. Judgments in high-poverty tracts are collectible far less often than filing counts suggest.

Inability to pay a utility bill runs 19.9% against 9.2% nationally. Utility arrears usually lead rent arrears by a month or two. 12% are severely burdened past the 50% mark. That cohort absorbs no shock: one repair bill or one cut shift converts straight into arrears.

Housing insecurity runs 22.9% against 14.2% nationally. The filing record is not thin: 631 evictions over 10 years of observation. Against the Vanderburgh County average of 3.7, this tract reads riskier for landlords by 0.9 points.

Filings peaked in 2005 at 28.0% of renter households. This ground was mapped B ("Still Desirable") on the 1930s HOLC security maps for Evansville. That grading determined who could get a mortgage, and its imprint on tenure and rent burden is still visible in the ACS data above.

In a typical year about 19.5% of renter households face a filing. That is riskier than roughly 53% of the 84,120 US census tracts in this model.

On the CDC Social Vulnerability Index the tract reads 8.9/10, which tracks how hard a shock lands on the households already here. Of its three components the household composition measure is the most pressured.

These are ACS 5-year estimates; the score moves when the ACS, court-record, or statute inputs behind it move.