Schilletter-University Village Eviction Risk: Moderate

The strongest single driver of the headline number is tenant-organizing strength at 9.5/10. Running hot is housing-court posture at 8/10.

Well under the midpoint is economic stress, at 2.1/10. Court records for this tract carry 42 eviction filings. Average gross rent is $1,181, 15% above the Ames average of $1,023.

Severe burden reaches 11%. A tenant at that level absorbs no shock: one cut shift or one repair bill converts directly into arrears. Food insecurity affects 6.8% of adults, 11.0 points below the national rate. SNAP participation is 5.0% of households versus 15.2% nationally.

The voucher gap is 11.8%: households holding assistance that local rents will not absorb, which shows up as churn rather than arrears. The worst year on record was 2014, when filings touched 2.0% of renter households.

Recent filings have not receded much: 1.3% in 2015 against a 2.0% peak. Among the 6 mapped neighborhoods of Ames, it ranks #5 by risk, the lower third. Rent takes 20% of average household income, comfortably inside the 30% line and unusually low for a rental sub-market.

One tract means one number: 4.4/10 applies directly to any address inside the boundary. Scores move when the ACS release, the court-record feed, or the statute ledger behind them moves.