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Neighborhood · Ames, IA

Somerset Eviction Risk: Moderate

3 census tracts · pop 9,679 · pop-weighted Eviction Risk Score 4.3/10 · range 3.6–4.9

Somerset takes in 3 census tracts of Ames, IA, population 9,679. The Eviction Risk Score is 4.3/10, in the Moderate tier. Against a Ames baseline of 30.1%, 58% of renters here cross the 30%-of-income line.

35% are severely burdened, paying half their income or more in rent. That cohort has no absorption capacity for an unexpected bill, and it is where non-payment filings originate. The strongest single driver of the headline number is tenant-organizing strength at 9.5/10.

Sitting well above the midpoint is housing-court posture at 8/10. The 3 tracts inside this boundary do not behave alike. Individual scores run 3.6 to 4.9, a 1.3-point gap wide enough that the area average misleads on any specific address.

On the softer side is eviction-process difficulty, at 2.4/10. CDC survey data puts housing insecurity at 6.0% of adults, against 14.2% nationally.

Court records for this tract carry 52 eviction filings. At $1,175 a month, rents sit 15% over what the rest of Ames commands.

Food insecurity affects 7.4% of adults, 10.4 points below the national rate. The worst year on record was 2005, when filings touched 2.5% of renter households.

The voucher gap is 11.2%: households holding assistance that local rents will not absorb, which shows up as churn rather than arrears.

Underwrite the address, not the area: with 1.3 points between its best and worst tract, the per-tract table below is the operative number. The number is rebuilt whenever its ACS, court-record, or statutory inputs change.

Risk score
4.3
Moderate
3 tracts · population-weighted
Somerset vs Ames How this neighborhood stacks against the citywide average
% of income on rent
58.0% +93%
Ames: 30.1%
Average gross rent
$1,175 +15%
Ames: $1,023
Average HH income
$87,280 +45%
Ames: $60,102
Poverty rate
10.9% -58%
Ames: 25.9%
Renter share
29.2% -50%
Ames: 57.9%
Peer neighborhoods

Neighborhoods with similar eviction risk

Same county, closest by Eviction Risk Score.

Geographic context

Risk heat across Somerset and the region

Click any tract to drill in · 3 tracts span score 3.6–4.9

Why Somerset scores 4.3

9 axes · pop-weighted · 1 = landlord-friendly
State political climate
legislature & governorship · Range 2.3–2.3 across tracts
2.3
Regional political climate
County-level mix · 2024 presidential margin · Range 5.9–5.9 across tracts
5.9
Local political climate
Parent city governance · Range 6.3–6.3 across tracts
6.3
Rent control risk
58% of income on rent · Range 7.2–7.2 across tracts
7.2
Eviction process difficulty
State notice requirements & court backlog · Range 2.4–2.4 across tracts
2.4
Tenant organizing strength
29% renter households · Range 9.5–9.5 across tracts
9.5
Housing court bias
County bench composition · Range 8.0–8.0 across tracts
8.0
Economic stress
10.9% below poverty line · Range 1.7–3.5 across tracts
2.8
Supply constraint
Rent-to-FMR gap & zoning friction · Range 2.6–9.8 across tracts
6.1
Risk score comparison

Somerset vs. parent city, state, U.S.

Eviction Risk Score (0–10 scale).

Somerset score vs. parent city, state, U.S.4.3SomersetNeighborhood5.0Parent cityhost city3.6Stateavg in state5.1U.S.national avgU.S. avg = 5.0
Variance across tracts

How uniformly does eviction risk play out in Somerset?

Left: distribution of constituent tract scores. Right: every tract as a heat square. Click any square to drill in.

Score distribution
0246810
Spread of 1.3 points from 3.6 to 4.9. Moderate variation across constituent tracts.
Tracts as heat grid
Each square = one census tract. Color tracks the same green→red ramp as the chloropleth map above.
Census tracts

3 tracts in Somerset

Ranked highest-risk first. Click for per-tract detail.

Tract Score Pop % over 30% on rent Average rent
19169000300 4.9 2,745 47% $801
19169000105 4.7 3,091 66% $1,026
19169000102 3.6 3,843 59% $1,561
Social Vulnerability Index

CDC SVI percentile: 29

Pop-weighted across 3 tracts. Higher = more vulnerable to disaster, displacement, and rent shocks. Source: CDC/ATSDR SVI 2022.

Socioeconomic status 23%ile
Poverty, unemployment, no-HS-diploma, housing cost burden
Household characteristics 50%ile
Single-parent HH, disability, language barriers, age 17- / 65+
Racial/ethnic minority 46%ile
Hispanic + non-white share of population
Housing & transport 31%ile
Multi-unit structures, mobile homes, crowding, no vehicle
Eviction filings · Princeton Eviction Lab

Court-record eviction history in Somerset

Aggregated across 1 validated constituent tract. Filing rate is filings per 100 renter households, pop-weighted.

Historic baseline (2000–2018)

  • 52Total filings (sum)
  • 1.04%Avg annual filing rate
  • 2.5%Peak year (2005)
  • 0.81%Latest filed (2015)
CDC PLACES 2023 · pop-weighted

Eviction-adjacent indicators in Somerset

Average across all constituent tracts, population-weighted. Source: CDC PLACES (cwsq-ngmh) crude prevalence.

Frequently asked

About Somerset

Q1

What is the eviction-risk score for Somerset?

Somerset scores 4.3/10 (Moderate tier) across 3 census tracts. The pop-weighted Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income and poverty signals.
Q2

How does Somerset compare to Ames overall?

Somerset scores 0.7 points lower than Ames overall (5/10). Renters spend 58% of income on rent vs 30% citywide. Average rent: $1,175 vs $1,023.
Q3

What is the average rent in Somerset?

Average gross rent in Somerset is $1,175/month (pop-weighted across 3 census tracts, ACS 5-year 2023). 58% of renter households are cost-burdened.
Q4

What percentage of Somerset residents are renters?

29% of Somerset households are renter-occupied (vs 58% in Ames). The neighborhood has 9,679 residents.
Q5

Is Somerset a high social-vulnerability area?

Somerset sits in the 29th percentile nationally on the CDC Social Vulnerability Index (less vulnerable). The index combines poverty, unemployment, household composition, racial/ethnic minority share, and housing/transportation factors across all US census tracts.
Q6

Which tracts in Somerset have the highest eviction risk?

The highest-risk constituent tract in Somerset is census tract 19169000300 (score 4.9/10). Across the 3 tracts in this neighborhood the score ranges from 3.6 to 4.9, a spread of 1.3 points.
Q7

How safe is Somerset for landlords?

Somerset carries a moderate-tier eviction-risk profile for landlords (4.3/10). Pop-weighted across 3 constituent tracts, the score blends parent-city rent-control posture, county eviction-process timelines, and tract-specific rent-to-income / poverty signals. Compared to Ames as a whole (5/10), this neighborhood is lower-risk.
Q8

What is the demographic breakdown of Somerset?

Somerset has 9,822 residents. Top groups: White (non-Hispanic) (72.1%), Asian (non-Hispanic) (14.2%), Hispanic / Latino (6.7%). Source: ACS 5-year 2023, table B03002.
Nearby

Other neighborhoods near Somerset

Sibling neighborhoods

Other neighborhoods inside Ames

Same parent city, ranked by score similarity to Somerset.

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