Gardner Eviction Risk: Lower

The clearest offset is economic stress at 1/10. At $1,701 a month, rents run 30% over what the rest of Gardner commands. The voucher gap is 26.4%: households holding assistance that local rents will not absorb, which surfaces as churn rather than arrears.

On the softer side, eviction-process difficulty reads 1.9/10. Running cool, state political climate reads 2/10. SNAP participation runs 4.1% against 15.2% nationally.

Food insecurity runs 8.4% against 17.8% nationally. Against Johnson County at 38.5%, 43% of renters here are cost-burdened.

Against the Johnson County average of 3.6, this tract reads safer for landlords by 0.6 points. Nationally it ranks #67,219 of 84,120 for landlord eviction difficulty. At 6% renter-occupied this is predominantly owner territory, and comps have to be drawn from further out.

On the CDC Social Vulnerability Index the tract reads 1.5/10, which tracks how hard a shock lands on the households already here. Rent consumes only 13% of average household income of $152,809, an unusually wide affordability cushion.

All figures here are ACS 5-year estimates for this tract, refreshed as the underlying releases land.