Gardner Eviction Risk: Lower

Well under the midpoint, eviction-process difficulty reads 1.9/10. The severe-burden share is 17%, and it is the single best predictor in this model of a filing that actually reaches judgment. On the softer side, state political climate reads 2/10.

SNAP participation runs 4.5% against 15.2% nationally. Food insecurity runs 8.9% against 17.8% nationally. Cost burden runs 34% here against 38.5% across Johnson County.

Average gross rent is $1,168, 11% below the Gardner average. That is riskier than roughly 38% of the 84,120 US census tracts in this model. Only 19% of units are renter-occupied. Rental comparables are thin; price a renewal off the nearest genuine rental sub-market rather than off surrounding sale prices.

Social vulnerability reads 2.6/10 on the CDC index, a measure of exposure to housing and economic shocks. Rent consumes only 14% of average household income of $98,381, an unusually wide affordability cushion.

Of its three components the housing type and transport measure is the least pressured. Poverty sits at 4%, low enough that arrears here usually signal a specific shock rather than a structural income gap.

These are ACS 5-year estimates; the score moves when the ACS, court-record, or statute inputs behind it move.