Owensboro Eviction Risk: Moderate

Severe burden reaches 30%. Those are renters paying half their income or more, and that is where non-payment filings originate. Pulling hardest the other way is rent-regulation exposure at 1/10. The poverty rate is 34%, which in this model reads as reduced rent-recovery odds after a judgment.

Annualized rent equals 33% of average household income of $27,382, past the 30% affordability line, which thins the margin any screening standard has to work with. On the softer side, tenant-organizing strength reads 1.5/10. Running hot, economic stress reads 8.5/10.

It sits 1.0 points above the Daviess County average of 3.6. Average gross rent is $757, 16% below the Owensboro average.

On the national scale it lands near the 53rd percentile of the 84,120 tracts scored. Social vulnerability reads 9.5/10 on the CDC index, a measure of exposure to housing and economic shocks.

Of its three components the housing type and transport measure is the most pressured. 43% of occupied units are renter-occupied.

Tract-level figures come from the ACS 5-year release and are rebuilt whenever that, the court-record feed, or the statutory ledger behind the score changes.