Neighborhood · Ranked #24,926 of 84,120 nationally

Latonia Eviction Risk: Moderate , Covington

Tract 21117061200 · Kenton County, KY · pop 2,354 · neighborhood within 0.9 mi

Eviction risk in Latonia in Covington centers on tract 21117061200, which scores 5.5/10 (Moderate tier) and is home to 2,354 residents. That is riskier than about 57% of US census tracts.

48% of renter households here spend at least 30% of income on rent, a severe level, and 36% are severely burdened at 50% or more. Average gross rent is $1,243 monthly, set against $61,827 in average yearly household income, roughly 24% of income at the averages. Renters make up 25% of occupied homes.

Risk score

Moderate

Confidence 100% · 1–10 scale

Household mix · 100 hh

Burdened renters 12% Stable renters 13% Owners 75%

Tract context

Occupied units904

Renter share24.9%

SVI overall0.72

Poverty rate16.6%

Median income$61,827

Percentile rank

Higher percentile = riskier than more peers.

Geographic context

Risk heat across Covington and the region

Centroid at 39.0395, -84.4901 · click any tract to drill in

Why Latonia scores 5

9 axes · 1 = landlord-friendly

Local political climate

Inherited from Covington

5.5

Regional political climate

2024 county presidential margin

4.0

State political climate

Kentucky legislature & governorship

2.1

Economic stress

16.6% poverty · this tract

4.2

Supply constraint

$1,243 rent vs county FMR

4.7

Rent control risk

Inherited from Covington

1.0

Eviction process difficulty

State law sets the calendar

3.5

Tenant organizing strength

Inherited from Covington

4.0

Housing court bias

Inherited from Covington

4.0

How Latonia compares

Risk score vs. parent city, county, state.

CDC Social Vulnerability Index

SVI percentile: 72

CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.

87%Socioeconomic
37%Household composition
27%Racial/ethnic minority
71%Housing & transportation

Historical context · 1930s redlining

HOLC grade: C: Definitely Declining

This tract sits within an area graded by the Home Owners' Loan Corporation in the 1930s. Grade C meant mixed-race / working-class neighborhoods rated as risky. These designations suppressed minority homeownership for generations and remain a documented predictor of present-day eviction filings and rent burden.

0%Grade A
4%Grade B
39%Grade C
0%Grade D · redlined

Source: Mapping Inequality (americanpanorama.org), 1935-1940 HOLC residential security maps, aggregated to 2020 census tracts by area share. CC BY-NC-SA 4.0.

Analysis

What drives eviction risk in Latonia

The heaviest input here is supply constraint at 4.7/10. That part is specific to this tract, computed from its own rent, income, and poverty figures. Statewide and court-level factors such as eviction-process speed and rent-control exposure are inherited from Covington eviction risk, while the economic and supply signals are measured at the tract level.

Set against its neighbors, this tract scores above the Kenton County average of 5.0 and above the Kentucky statewide average of 4.7. Within its own county it reads on the riskier side for landlords.

HOLC surveyors mapped this tract in the 1930s with a dominant grade of C ("Declining"), above the redlined D tier. The grading still shaped decades of lending and development in the surrounding area.

The tract is predominantly White and ranks around the 72nd percentile nationally on the CDC Social Vulnerability Index, a measure of how exposed residents are to housing and economic shocks. That is a middle-of-the-pack reading for social vulnerability.

For a landlord, conditions here are middle-of-the-road. Standard screening and prompt, documented notices usually keep cases short.

Frequently asked

About tract 21117061200

What is the eviction-risk score for census tract 21117061200?

Census tract 21117061200 in the Latonia neighborhood scores 5/10 (Moderate tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.

What is the average rent in tract 21117061200?

Median gross rent is $1,243/month (ACS 5-year 2023, table B25064). 48% of renter households are cost-burdened.

What is the poverty rate in tract 21117061200?

16.6% of residents in tract 21117061200 live below the federal poverty line (ACS B17001, 2023). Population: 2,354.

How socially vulnerable is tract 21117061200?

CDC Social Vulnerability Index ranks this tract in the 72th percentile nationally. Sub-themes: socioeconomic 87th, household 37th, minority 27th, housing 71th.

Is tract 21117061200 considered part of Latonia?

Yes. Per Census Bureau 2020 Block Assignment Files, the plurality of blocks in tract 21117061200 fall within Latonia (neighborhood centroid within 0.9 miles, OSM data).

How does tract 21117061200 compare to Covington overall?

Tract 21117061200 scores 5/10, higher than the parent city of Covington at 3.1/10. City-scale signals (state law, local rent controls, court bias) are inherited from Covington eviction risk; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.

Was tract 21117061200 historically redlined?

Yes. This tract sits inside an area graded by the Home Owners' Loan Corporation in the 1930s, with a dominant grade of C. 0% of the tract's area was rated D ("Hazardous"), the redlined tier. HOLC redlining systematically denied mortgage credit to Black, immigrant, and working-class neighborhoods and remains a documented predictor of present-day eviction filings, rent burden, and homeownership gaps. Source: Mapping Inequality (americanpanorama.org), Robert K. Nelson et al.

Sibling tracts

Highest-risk tracts in Covington

Top eight tracts in Covington ranked by composite eviction-risk score.