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Neighborhood · Ranked #35,669 of 84,120 nationally

Latonia Eviction Risk: Moderate , Covington

Tract 21117061200 · Kenton County, KY · pop 2,354 · neighborhood within 0.9 mi

21117061200 is a census tract in the Latonia area of Covington, KY. It scores 4.8/10 for landlords. Population here is 2,354. 36% are severely burdened past the 50% mark. That cohort absorbs no shock: one repair bill or one cut shift converts straight into arrears.

Risk score
4.8
Moderate
Confidence 100% · 1–10 scale
Household mix · 100 hh
Burdened renters 12% Stable renters 13% Owners 75%
Tract context
Occupied units904
Renter share24.9%
SVI overall0.72
Poverty rate16.6%
Median income$61,827

Percentile rank

Higher percentile = riskier than more peers.
Within neighborhood
50 th percentile
Rank, 50th percentileLowHigh
#1 of 1 tracts In Latonia
Moderate
Within parent city
43 th percentile
Rank, 43rd percentileLowHigh
#9 of 15 tracts In Covington
Moderate
Within county
74 th percentile
Rank, 74th percentileLowHigh
#12 of 44 tracts In Kenton County
Elevated
Within state
81 th percentile
Rank, 81st percentileLowHigh
#244 of 1,306 tracts In Kentucky
High
Geographic context

Risk heat across Covington and the region

Centroid at 39.0395, -84.4901 · click any tract to drill in

Why Latonia scores 4.8

9 axes · 1 = landlord-friendly
Local political climate
Inherited from Covington
5.5
Regional political climate
2024 county presidential margin
4.0
State political climate
Kentucky legislature & governorship
2.1
Economic stress
16.6% poverty · this tract
4.2
Supply constraint
$1,243 rent vs county FMR
4.7
Rent control risk
Inherited from Covington
1.0
Eviction process difficulty
State law sets the calendar
3.5
Tenant organizing strength
Inherited from Covington
4.0
Housing court bias
Inherited from Covington
4.0

How Latonia compares

Risk score vs. parent city, county, state.
Latonia risk score vs. parent city / county / state4.8This tracttract 0612003.8Covingtonparent city3.8Countyavg tract in county3.9Stateavg tract in state
CDC Social Vulnerability Index

SVI percentile: 72

CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.

Historical context · 1930s redlining

HOLC grade: C: Definitely Declining

This tract sits within an area graded by the Home Owners' Loan Corporation in the 1930s. Grade C meant mixed-race / working-class neighborhoods rated as risky. These designations suppressed minority homeownership for generations and remain a documented predictor of present-day eviction filings and rent burden.

Source: Mapping Inequality (americanpanorama.org), 1935-1940 HOLC residential security maps, aggregated to 2020 census tracts by area share. CC BY-NC-SA 4.0.

Analysis

What drives eviction risk in Latonia

The clearest offset is rent-regulation exposure at 1/10. Sitting well above the midpoint, court filing pressure reads 8.7/10. 48% of renter households cross the 30%-of-income line, well above the Kenton County average of 37.9%.

At $1,243 a month, rents run 24% over what the rest of Covington commands. On the softer side, state political climate reads 2.1/10. Against the Kenton County average of 3.8, this tract reads riskier for landlords by 1.0 points.

This ground was mapped C ("Definitely Declining") on the 1930s HOLC security maps for Covington. That grading determined who could get a mortgage, and its imprint on tenure and rent burden is still visible in the ACS data above. Nationally it ranks #35,669 of 84,120 for landlord eviction difficulty.

At 25% renter-occupied this is predominantly owner territory, and comps have to be drawn from further out. On the CDC Social Vulnerability Index the tract reads 7.5/10, which tracks how hard a shock lands on the households already here. Statewide the KY average is 3.9, so this tract runs 0.9 points hotter.

Of its three components the socioeconomic standing measure is the most pressured.

Tract-level figures come from the ACS 5-year release and are rebuilt whenever that, the court-record feed, or the statutory ledger behind the score changes.

Frequently asked

About tract 21117061200

Q1

What is the eviction-risk score for census tract 21117061200?

Census tract 21117061200 in the Latonia neighborhood scores 4.8/10 (Moderate tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.
Q2

What is the average rent in tract 21117061200?

Median gross rent is $1,243/month (ACS 5-year 2023, table B25064). 48% of renter households are cost-burdened.
Q3

What is the poverty rate in tract 21117061200?

16.6% of residents in tract 21117061200 live below the federal poverty line (ACS B17001, 2023). Population: 2,354.
Q4

How socially vulnerable is tract 21117061200?

CDC Social Vulnerability Index ranks this tract in the 72th percentile nationally. Sub-themes: socioeconomic 87th, household 37th, minority 27th, housing 71th.
Q5

Is tract 21117061200 considered part of Latonia?

Yes. Per Census Bureau 2020 Block Assignment Files, the plurality of blocks in tract 21117061200 fall within Latonia (neighborhood centroid within 0.9 miles, OSM data).
Q6

How does tract 21117061200 compare to Covington overall?

Tract 21117061200 scores 4.8/10, higher than the parent city of Covington at 3.8/10. City-scale signals (state law, local rent controls, court bias) are inherited from Covington eviction risk; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.
Q7

Was tract 21117061200 historically redlined?

Yes. This tract sits inside an area graded by the Home Owners' Loan Corporation in the 1930s, with a dominant grade of C. 0% of the tract's area was rated D ("Hazardous"), the redlined tier. HOLC redlining systematically denied mortgage credit to Black, immigrant, and working-class neighborhoods and remains a documented predictor of present-day eviction filings, rent burden, and homeownership gaps. Source: Mapping Inequality (americanpanorama.org), Robert K. Nelson et al.
Sibling tracts

Highest-risk tracts in Covington

Top eight tracts in Covington ranked by composite eviction-risk score.

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