Neighborhood · Ranked #19,562 of 84,120 nationally

Mainstrasse Village Eviction Risk: Moderate , Covington

Tract 21117067000 · Kenton County, KY · pop 3,702 · neighborhood within 0.5 mi

In the Mainstrasse Village neighborhood of Covington, census tract 21117067000 scores 5.6/10 for eviction risk. It lands near the 61st percentile nationally for landlord eviction risk.

Rent eats 30% or more of income for 49% of renter households, a severe level, and 15% are severely burdened at 50% or more. Average gross rent is $1,152 monthly, set against $67,143 in average yearly household income, roughly 21% of income at the averages. About 76% of occupied units are renter-occupied, a renter-majority tract.

Risk score

5.4

Moderate

Confidence 100% · 1–10 scale

Household mix · 100 hh

Burdened renters 37% Stable renters 39% Owners 24%

Tract context

Occupied units2,142

Renter share76.1%

SVI overall0.82

Poverty rate22.6%

Median income$67,143

Percentile rank

Higher percentile = riskier than more peers.

Geographic context

Risk heat across Covington and the region

Centroid at 39.0880, -84.5117 · click any tract to drill in

Why Mainstrasse Village scores 5.4

9 axes · 1 = landlord-friendly

Local political climate

Inherited from Covington

5.5

Regional political climate

2024 county presidential margin

4.0

State political climate

Kentucky legislature & governorship

2.1

Economic stress

22.6% poverty · this tract

5.7

Supply constraint

$1,152 rent vs county FMR

4.0

Rent control risk

Inherited from Covington

1.0

Eviction process difficulty

State law sets the calendar

3.5

Tenant organizing strength

Inherited from Covington

4.0

Housing court bias

Inherited from Covington

4.0

How Mainstrasse Village compares

Risk score vs. parent city, county, state.

CDC Social Vulnerability Index

SVI percentile: 82

CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.

80%Socioeconomic
30%Household composition
31%Racial/ethnic minority
99%Housing & transportation

Historical context · 1930s redlining

HOLC grade: C: Definitely Declining

This tract sits within an area graded by the Home Owners' Loan Corporation in the 1930s. Grade C meant mixed-race / working-class neighborhoods rated as risky. These designations suppressed minority homeownership for generations and remain a documented predictor of present-day eviction filings and rent burden.

0%Grade A
0%Grade B
22%Grade C
16%Grade D · redlined

Source: Mapping Inequality (americanpanorama.org), 1935-1940 HOLC residential security maps, aggregated to 2020 census tracts by area share. CC BY-NC-SA 4.0.

Comparable tracts

Census tracts with similar eviction risk

Within Mainstrasse Village. Closest by Eviction Risk Score.

Analysis

What drives eviction risk in Mainstrasse Village

What moves this score most is economic stress at 5.7/10. That part is specific to this tract, computed from its own rent, income, and poverty figures. Statewide and court-level factors such as eviction-process speed and rent-control exposure are inherited from Covington eviction risk, while the economic and supply signals are measured at the tract level.

Set against its neighbors, this tract scores above the Kenton County average of 5.0 and above the Kentucky statewide average of 4.7. Within its own county it reads on the riskier side for landlords.

Part of this tract, about 16% of its area, sat in the redlined grade-D zone on 1930s HOLC maps, though its dominant grade was C ("Declining"). That lending history still correlates with present-day rent burden.

The tract is predominantly White and ranks around the 82nd percentile nationally on the CDC Social Vulnerability Index, a measure of how exposed residents are to housing and economic shocks. High vulnerability tends to track with higher eviction-filing rates when rents climb.

For a landlord, conditions here are middle-of-the-road. Standard screening and prompt, documented notices usually keep cases short.

Frequently asked

About tract 21117067000

What is the eviction-risk score for census tract 21117067000?

Census tract 21117067000 in the Mainstrasse Village neighborhood scores 5.4/10 (Moderate tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.

What is the average rent in tract 21117067000?

Median gross rent is $1,152/month (ACS 5-year 2023, table B25064). 49% of renter households are cost-burdened.

What is the poverty rate in tract 21117067000?

22.6% of residents in tract 21117067000 live below the federal poverty line (ACS B17001, 2023). Population: 3,702.

How socially vulnerable is tract 21117067000?

CDC Social Vulnerability Index ranks this tract in the 82th percentile nationally. Sub-themes: socioeconomic 80th, household 30th, minority 31th, housing 99th.

Is tract 21117067000 considered part of Mainstrasse Village?

Yes. Per Census Bureau 2020 Block Assignment Files, the plurality of blocks in tract 21117067000 fall within Mainstrasse Village (neighborhood centroid within 0.5 miles, OSM data).

How does tract 21117067000 compare to Covington overall?

Tract 21117067000 scores 5.4/10, higher than the parent city of Covington at 3.1/10. City-scale signals (state law, local rent controls, court bias) are inherited from Covington eviction risk; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.

Was tract 21117067000 historically redlined?

Yes. This tract sits inside an area graded by the Home Owners' Loan Corporation in the 1930s, with a dominant grade of C. 16% of the tract's area was rated D ("Hazardous"), the redlined tier. HOLC redlining systematically denied mortgage credit to Black, immigrant, and working-class neighborhoods and remains a documented predictor of present-day eviction filings, rent burden, and homeownership gaps. Source: Mapping Inequality (americanpanorama.org), Robert K. Nelson et al.

Sibling tracts

Highest-risk tracts in Covington

Top eight tracts in Covington ranked by composite eviction-risk score.