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Neighborhood · Ranked #29,336 of 84,120 nationally

Mainstrasse Village Eviction Risk: Moderate , Covington

Tract 21117067000 · Kenton County, KY · pop 3,702 · neighborhood within 0.5 mi

With a score of 5.2/10, tract 21117067000 in the Mainstrasse Village area of Covington, KY reads moderate for landlord eviction risk. Pulling hardest the other way is rent-regulation exposure at 1/10.

Risk score
5.2
Moderate
Confidence 100% · 1–10 scale
Household mix · 100 hh
Burdened renters 37% Stable renters 39% Owners 24%
Tract context
Occupied units2,142
Renter share76.1%
SVI overall0.82
Poverty rate22.6%
Median income$67,143

Percentile rank

Higher percentile = riskier than more peers.
Within neighborhood
100 th percentile
Rank, 100th percentileLowHigh
#1 of 4 tracts In Mainstrasse Village
Very High
Within parent city
86 th percentile
Rank, 86th percentileLowHigh
#3 of 15 tracts In Covington
High
Within county
98 th percentile
Rank, 98th percentileLowHigh
#2 of 44 tracts In Kenton County
Very High
Within state
91 th percentile
Rank, 91st percentileLowHigh
#125 of 1,306 tracts In Kentucky
Very High
Geographic context

Risk heat across Covington and the region

Centroid at 39.0880, -84.5117 · click any tract to drill in

Why Mainstrasse Village scores 5.2

9 axes · 1 = landlord-friendly
Local political climate
Inherited from Covington
5.5
Regional political climate
2024 county presidential margin
4.0
State political climate
Kentucky legislature & governorship
2.1
Economic stress
22.6% poverty · this tract
5.7
Supply constraint
$1,152 rent vs county FMR
4.0
Rent control risk
Inherited from Covington
1.0
Eviction process difficulty
State law sets the calendar
3.5
Tenant organizing strength
Inherited from Covington
4.0
Housing court bias
Inherited from Covington
4.0

How Mainstrasse Village compares

Risk score vs. parent city, county, state.
Mainstrasse Village risk score vs. parent city / county / state5.2This tracttract 0670003.8Covingtonparent city3.8Countyavg tract in county3.9Stateavg tract in state
CDC Social Vulnerability Index

SVI percentile: 82

CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.

Historical context · 1930s redlining

HOLC grade: C: Definitely Declining

This tract sits within an area graded by the Home Owners' Loan Corporation in the 1930s. Grade C meant mixed-race / working-class neighborhoods rated as risky. These designations suppressed minority homeownership for generations and remain a documented predictor of present-day eviction filings and rent burden.

Source: Mapping Inequality (americanpanorama.org), 1935-1940 HOLC residential security maps, aggregated to 2020 census tracts by area share. CC BY-NC-SA 4.0.

Comparable tracts

Census tracts with similar eviction risk

Within Mainstrasse Village. Closest by Eviction Risk Score.

Analysis

What drives eviction risk in Mainstrasse Village

76% of occupied units are rented, so comparables are plentiful and vacancy risk is low, but a mispriced renewal loses the tenant to a building nearby. Sitting well above the midpoint, court filing pressure reads 8.7/10. Against Kenton County at 37.9%, 49% of renters here are cost-burdened.

Against the Kenton County average of 3.8, this tract reads riskier for landlords by 1.4 points. 15% are severely burdened past the 50% mark. That cohort absorbs no shock: one repair bill or one cut shift converts straight into arrears.

On the softer side, state political climate reads 2.1/10. The poverty rate is 23%, which in this model reads as reduced rent-recovery odds after a judgment. Average gross rent is $1,152, 15% above the Covington average.

This ground was mapped C ("Definitely Declining") on the 1930s HOLC security maps for Covington. That grading determined who could get a mortgage, and its imprint on tenure and rent burden is still visible in the ACS data above. On the national scale it lands near the 65th percentile of the 84,120 tracts scored. CDC social-vulnerability scoring puts the tract at 8.4/10.

Statewide the KY average is 3.9, so this tract runs 1.3 points hotter. Of its three components the housing type and transport measure is the most pressured.

These are ACS 5-year estimates; the score moves when the ACS, court-record, or statute inputs behind it move.

Frequently asked

About tract 21117067000

Q1

What is the eviction-risk score for census tract 21117067000?

Census tract 21117067000 in the Mainstrasse Village neighborhood scores 5.2/10 (Moderate tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.
Q2

What is the average rent in tract 21117067000?

Median gross rent is $1,152/month (ACS 5-year 2023, table B25064). 49% of renter households are cost-burdened.
Q3

What is the poverty rate in tract 21117067000?

22.6% of residents in tract 21117067000 live below the federal poverty line (ACS B17001, 2023). Population: 3,702.
Q4

How socially vulnerable is tract 21117067000?

CDC Social Vulnerability Index ranks this tract in the 82th percentile nationally. Sub-themes: socioeconomic 80th, household 30th, minority 31th, housing 99th.
Q5

Is tract 21117067000 considered part of Mainstrasse Village?

Yes. Per Census Bureau 2020 Block Assignment Files, the plurality of blocks in tract 21117067000 fall within Mainstrasse Village (neighborhood centroid within 0.5 miles, OSM data).
Q6

How does tract 21117067000 compare to Covington overall?

Tract 21117067000 scores 5.2/10, higher than the parent city of Covington at 3.8/10. City-scale signals (state law, local rent controls, court bias) are inherited from Covington eviction risk; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.
Q7

Was tract 21117067000 historically redlined?

Yes. This tract sits inside an area graded by the Home Owners' Loan Corporation in the 1930s, with a dominant grade of C. 16% of the tract's area was rated D ("Hazardous"), the redlined tier. HOLC redlining systematically denied mortgage credit to Black, immigrant, and working-class neighborhoods and remains a documented predictor of present-day eviction filings, rent burden, and homeownership gaps. Source: Mapping Inequality (americanpanorama.org), Robert K. Nelson et al.
Sibling tracts

Highest-risk tracts in Covington

Top eight tracts in Covington ranked by composite eviction-risk score.

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