Erlanger Eviction Risk: Moderate

On the softer side, state political climate reads 2.1/10. 16% are severely burdened past the 50% mark. That cohort absorbs no shock: one repair bill or one cut shift converts straight into arrears. Running cool, eviction-process difficulty reads 2.4/10.

Against the Kenton County average of 3.8, this tract reads riskier for landlords by 1.0 points. In the 1930s the federal Home Owners' Loan Corporation graded this ground B ("Still Desirable"). Redlining cut off mortgage credit to whole blocks for decades, and the areas graded D still carry measurably lower ownership and higher rent burden today.

That is riskier than roughly 58% of the 84,120 US census tracts in this model. Social vulnerability reads 7.3/10 on the CDC index, a measure of exposure to housing and economic shocks. Statewide the KY average is 3.9, so this tract runs 0.9 points hotter.

Of its three components the housing type and transport measure is the most pressured. Rent takes 30% or more of income for 37% of renters. Average gross rent is $993, close to the Erlanger average.

These are ACS 5-year estimates; the score moves when the ACS, court-record, or statute inputs behind it move.