Within parent city
50
th percentile
Moderate
Census Tract · Ranked #29,578 of 84,120 nationally
Elsmere Eviction Risk: Moderate
Tract 21117065600 · Kenton County, KY · pop 6,241 · 58% of tract blocks fall in Elsmere
Census tract 21117065600 covers Elsmere, home to 6,241 residents. For landlords it grades 5.9/10, a moderate reading. On the national scale it ranks #23,654 of 84,120 for landlord eviction difficulty.
Rent eats 30% or more of income for 52% of renter households, a severe level, and 20% are severely burdened at 50% or more. The typical renter pays about $876 a month while the average household earns $65,625 a year, roughly 16% of income at the averages. Renters make up 37% of occupied homes.
Risk score
4.7
Moderate
Confidence 100% · 1–10 scale
Household mix · 100 hh
Burdened renters 19%
Stable renters 18%
Owners 63%
Tract context
Occupied units2,323
Renter share36.6%
SVI overall0.63
Poverty rate17.7%
Median income$65,625
Percentile rank
Higher percentile = riskier than more peers.Within county
72
th percentile
Elevated
Within state
59
th percentile
Elevated
National
65
th percentile
Elevated
Geographic context
Risk heat across Elsmere and the region
Centroid at 38.9993, -84.5933 · click any tract to drill in
Why Elsmere scores 4.7
9 axes · 1 = landlord-friendlyLocal political climate
Inherited from Elsmere
4.6
Regional political climate
2024 county presidential margin
4.0
State political climate
Kentucky legislature & governorship
2.1
Economic stress
17.7% poverty · this tract
4.4
Supply constraint
$876 rent vs county FMR
1.8
Rent control risk
Inherited from Elsmere
6.2
Eviction process difficulty
State law sets the calendar
1.8
Tenant organizing strength
Inherited from Elsmere
6.5
Housing court bias
Inherited from Elsmere
6.5
How Elsmere compares
Risk score vs. parent city, county, state.CDC Social Vulnerability Index
SVI percentile: 63
CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.
- 72%Socioeconomic
- 66%Household composition
- 32%Racial/ethnic minority
- 46%Housing & transportation
Historical context · 1930s redlining
HOLC grade: D: Hazardous (Redlined)
This tract sits within an area graded by the Home Owners' Loan Corporation in the 1930s. Grade D meant Black, immigrant, and poor neighborhoods systematically denied mortgage credit. These designations suppressed minority homeownership for generations and remain a documented predictor of present-day eviction filings and rent burden.
- 0%Grade A
- 4%Grade B
- 12%Grade C
- 22%Grade D · redlined
Source: Mapping Inequality (americanpanorama.org), 1935-1940 HOLC residential security maps, aggregated to 2020 census tracts by area share. CC BY-NC-SA 4.0.
Comparable tracts
Census tracts with similar eviction risk
Closest by Eviction Risk Score.
Analysis
What drives eviction risk in Elsmere
What moves this score most is housing court bias at 6.5/10. That part comes from the wider legal climate rather than the tract itself. Statewide and court-level factors such as eviction-process speed and rent-control exposure are inherited from Elsmere eviction risk, while the economic and supply signals are measured at the tract level.
Set against its neighbors, this tract scores above the Kenton County average of 5.0 and above the Kentucky statewide average of 4.7. Within its own county it reads on the riskier side for landlords.
This tract overlaps land the federal Home Owners' Loan Corporation redlined in the 1930s, a dominant grade of D ("Hazardous") across 22% of the tract. Redlining cut off mortgage credit to Black, immigrant, and working-class blocks, and those areas still tend to carry higher rent burden and eviction filings today.
The tract is predominantly White and ranks around the 63rd percentile nationally on the CDC Social Vulnerability Index, a measure of how exposed residents are to housing and economic shocks. That is a middle-of-the-pack reading for social vulnerability.
For a landlord, conditions here are middle-of-the-road. Standard screening and prompt, documented notices usually keep cases short.
Frequently asked
About tract 21117065600
Q1
What is the eviction-risk score for census tract 21117065600?
Census tract 21117065600 in Elsmere scores 4.7/10 (Moderate tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.
Q2
What is the average rent in tract 21117065600?
Median gross rent is $876/month (ACS 5-year 2023, table B25064). 52% of renter households are cost-burdened.
Q3
What is the poverty rate in tract 21117065600?
17.7% of residents in tract 21117065600 live below the federal poverty line (ACS B17001, 2023). Population: 6,241.
Q4
How socially vulnerable is tract 21117065600?
CDC Social Vulnerability Index ranks this tract in the 63th percentile nationally. Sub-themes: socioeconomic 72th, household 66th, minority 32th, housing 46th.
Q5
How does tract 21117065600 compare to Elsmere overall?
Tract 21117065600 scores 4.7/10, higher than the parent city of Elsmere at 2.6/10. City-scale signals (state law, local rent controls, court bias) are inherited from Elsmere eviction risk; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.
Q6
Was tract 21117065600 historically redlined?
Yes. This tract sits inside an area graded by the Home Owners' Loan Corporation in the 1930s, with a dominant grade of D. 22% of the tract's area was rated D ("Hazardous"), the redlined tier. HOLC redlining systematically denied mortgage credit to Black, immigrant, and working-class neighborhoods and remains a documented predictor of present-day eviction filings, rent burden, and homeownership gaps. Source: Mapping Inequality (americanpanorama.org), Robert K. Nelson et al.
Sibling tracts
Highest-risk tracts in Elsmere
Top eight tracts in Elsmere ranked by composite eviction-risk score.
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