Shelbyville Eviction Risk: Lower

Severe burden reaches 23%. Those are renters paying half their income or more, and that is where non-payment filings originate. around a third of renter households cross the 30%-of-income line, well above the Shelby County average of 24.1%.

Well under the midpoint, economic stress reads 1.6/10. Average gross rent is $1,322, 28% above the Shelbyville average.

Running cool, eviction-process difficulty reads 1.9/10. The filing record is not thin: 10 evictions over 2 years of observation. The voucher gap is 15.1%: households holding assistance that local rents will not absorb, which surfaces as churn rather than arrears.

The worst year on record was 2006, when 2.6% of renter households were served. In a typical year about 2.6% of renter households face a filing. Nationally it ranks #57,812 of 84,120 for landlord eviction difficulty.

Only 23% of units are renter-occupied. Rental comparables are thin; price a renewal off the nearest genuine rental sub-market rather than off surrounding sale prices. CDC social-vulnerability scoring puts the tract at 3.9/10. Rent consumes only 18% of average household income of $89,306, an unusually wide affordability cushion.

All figures here are ACS 5-year estimates for this tract, refreshed as the underlying releases land.