Better Waverly Eviction Risk: High , Baltimore

The dominant input is court filing pressure at 10/10. Inability to pay a utility bill runs 28.4% against 9.2% nationally. Utility arrears usually lead rent arrears by a month or two. On the softer side, supply constraint reads 1/10.

Annualized rent equals 35% of average household income of $37,335, past the 30% affordability line, which thins the margin any screening standard has to work with. Running hot, regional political climate reads 8.8/10. The poverty rate is 31%. Judgments in high-poverty tracts are collectible far less often than filing counts suggest.

This is renter territory: 69% of occupied units are tenant-occupied. Disability prevalence runs 44.7% against 31.5% nationally. Cost burden runs 58% here against 50.2% across Baltimore City.

Against the Baltimore City average of 6.8, this tract reads riskier for landlords by 1.2 points. At $1,104 a month, rents run 17% under what the rest of Baltimore commands.

This ground was mapped D ("Hazardous") on the 1930s HOLC security maps for Baltimore. That grading determined who could get a mortgage, and its imprint on tenure and rent burden is still visible in the ACS data above. Nationally it ranks #7,836 of 84,120 for landlord eviction difficulty.

CDC social-vulnerability scoring puts the tract at 7.4/10.

All figures here are ACS 5-year estimates for this tract, refreshed as the underlying releases land.