Westbrook Eviction Risk: Lower , Frederick

On the softer side, economic stress reads 1/10. about half of renter households cross the 30%-of-income line, well above the Frederick County average of 39.1%.

Well under the midpoint, supply constraint reads 1/10. At $1,375 a month, rents run 22% under what the rest of Frederick commands. The severe-burden share is 14%, and it is the single best predictor in this model of a filing that actually reaches judgment.

Housing insecurity runs 6.4% against 14.2% nationally. Inability to pay a utility bill runs 4.1% against 9.2% nationally. Utility arrears usually lead rent arrears by a month or two.

That is riskier than roughly 38% of the 84,120 US census tracts in this model. Only 14% of units are renter-occupied. Rental comparables are thin; price a renewal off the nearest genuine rental sub-market rather than off surrounding sale prices.

Social vulnerability reads 2.2/10 on the CDC index, a measure of exposure to housing and economic shocks. Rent consumes only 12% of average household income of $135,875, an unusually wide affordability cushion. Statewide the MD average is 5.5, so this tract runs 1.7 points cooler.

Of its three components the household composition measure is the least pressured. Poverty sits at 3%, low enough that arrears here usually signal a specific shock rather than a structural income gap.

These are ACS 5-year estimates; the score moves when the ACS, court-record, or statute inputs behind it move.