Within neighborhood
50
th percentile
Moderate
Neighborhood · Ranked #19,618 of 84,120 nationally
Whispering Pines Eviction Risk: Moderate , Thurmont
Tract 24021753002 · Frederick County, MD · pop 2,482 · neighborhood within 0.6 mi
Census tract 24021753002 covers part of the Whispering Pines area of Thurmont, MD, and scores 5.9/10 on landlord eviction risk. Population here is 2,482. The severe-burden share is 63%, and it is the single best predictor in this model of a filing that actually reaches judgment.
Risk score
5.9
Moderate
Confidence 100% · 1–10 scale
Household mix · 100 hh
Burdened renters 12%
Stable renters 6%
Owners 82%
Tract context
Occupied units981
Renter share17.4%
SVI overall0.34
Poverty rate13.7%
Median income$77,774
Percentile rank
Higher percentile = riskier than more peers.Within parent city
100
th percentile
Very High
Within county
83
th percentile
High
Within state
61
th percentile
Elevated
Geographic context
Risk heat across Thurmont and the region
Centroid at 39.6337, -77.3862 · click any tract to drill in
Why Whispering Pines scores 5.9
9 axes · 1 = landlord-friendlyLocal political climate
Inherited from Thurmont
5.9
Regional political climate
2024 county presidential margin
5.5
State political climate
Maryland legislature & governorship
5.7
Economic stress
13.7% poverty · this tract
3.4
Supply constraint
$886 rent vs county FMR
1.0
Rent control risk
Inherited from Thurmont
7.4
Eviction process difficulty
State law sets the calendar
5.4
Tenant organizing strength
Inherited from Thurmont
5.6
Housing court bias
Inherited from Thurmont
6.5
How Whispering Pines compares
Risk score vs. parent city, county, state.CDC Social Vulnerability Index
SVI percentile: 34
CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.
- 48%Socioeconomic
- 59%Household composition
- 12%Racial/ethnic minority
- 20%Housing & transportation
CDC PLACES 2023 · health & economic stress
Eviction-adjacent indicators
Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.
- 11.7%Housing insecurity
- 7.9%Utility-shutoff threat
- 14.2%Food insecurity
- 12.1%SNAP enrollment
- 7.6%Transit barriers
- 9.2%No health insurance
- 18.5%Frequent mental distress
- 30.5%Any disability
Analysis
What drives eviction risk in Whispering Pines
Cost burden runs 68% here against 39.1% across Frederick County. The dominant input is court filing pressure at 9.8/10. Well under the midpoint, supply constraint reads 1/10.
It sits 1.6 points above the Frederick County average of 4.3. On the high side, rent-regulation exposure reads 7.4/10. That is riskier than roughly 77% of the 84,120 US census tracts in this model.
At 17% renter-occupied this is predominantly owner territory, and comps have to be drawn from further out. Social vulnerability reads 4.1/10 on the CDC index, a measure of exposure to housing and economic shocks. Against average income of $77,774, annual rent is just 14%.
Of its three components the housing type and transport measure is the least pressured. Average gross rent is $886, close to the Thurmont average.
Tract-level figures come from the ACS 5-year release and are rebuilt whenever that, the court-record feed, or the statutory ledger behind the score changes.
Frequently asked
About tract 24021753002
Q1
What is the eviction-risk score for census tract 24021753002?
Census tract 24021753002 in the Whispering Pines neighborhood scores 5.9/10 (Moderate tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.
Q2
What is the average rent in tract 24021753002?
Median gross rent is $886/month (ACS 5-year 2023, table B25064). 68% of renter households are cost-burdened.
Q3
What is the poverty rate in tract 24021753002?
13.7% of residents in tract 24021753002 live below the federal poverty line (ACS B17001, 2023). Population: 2,482.
Q4
How socially vulnerable is tract 24021753002?
CDC Social Vulnerability Index ranks this tract in the 34th percentile nationally. Sub-themes: socioeconomic 48th, household 59th, minority 12th, housing 20th.
Q5
Is tract 24021753002 considered part of Whispering Pines?
Yes. Per Census Bureau 2020 Block Assignment Files, the plurality of blocks in tract 24021753002 fall within Whispering Pines (neighborhood centroid within 0.6 miles, OSM data).
Q6
What share of households in tract 24021753002 struggle to pay rent?
About 11.7% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 7.9% also reported utility shutoff threats, a frequent precursor to eviction filings.
Q7
How does tract 24021753002 compare to Thurmont overall?
Tract 24021753002 scores 5.9/10, higher than the parent city of Thurmont at 4.5/10. City-scale signals (state law, local rent controls, court bias) are inherited from Thurmont; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.
Sibling tracts
Highest-risk tracts in Thurmont
Top eight tracts in Thurmont ranked by composite eviction-risk score.
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