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Neighborhood · Thurmont, MD

Whispering Pines Eviction Risk: Moderate

1 census tracts · pop 2,482 · pop-weighted Eviction Risk Score 5.9/10 · range 5.9–5.9

Whispering Pines is a one-tract neighborhood of Thurmont, MD and houses 2,482 people. Scored across those inputs it reaches 5.9/10, placing it in the Moderate tier. 63% are severely burdened, paying half their income or more in rent. That cohort has no absorption capacity for an unexpected bill, and it is where non-payment filings originate.

around two-thirds of renters here are cost-burdened at the 30% threshold, far above the Thurmont rate of 27.4%. The main counterweight is supply constraint, at 1/10. On the high side is rent-regulation exposure at 7.4/10.

Only 17% of units are renter-occupied. Rental comparables are thin here; price renewals off the nearest genuine rental sub-market rather than off surrounding sale prices. Against average income of $77,774, annual rent is only 14%, a wide affordability cushion. Average gross rent runs $886, close to the Thurmont average.

Because the boundary contains one tract, 5.9/10 is simultaneously the area figure and the address-level figure. The number is rebuilt whenever its ACS, court-record, or statutory inputs change.

Risk score
5.9
Moderate
1 tracts · population-weighted
Whispering Pines vs Thurmont How this neighborhood stacks against the citywide average
% of income on rent
68.4% +150%
Thurmont: 27.4%
Average gross rent
$886 -4%
Thurmont: $927
Average HH income
$77,774 -16%
Thurmont: $92,391
Poverty rate
13.7% +21%
Thurmont: 11.3%
Renter share
17.4% -35%
Thurmont: 26.7%
Peer neighborhoods

Neighborhoods with similar eviction risk

Same county, closest by Eviction Risk Score.

Geographic context

Risk heat across Whispering Pines and the region

Click any tract to drill in · 1 tracts span score 5.9–5.9

Why Whispering Pines scores 5.9

9 axes · pop-weighted · 1 = landlord-friendly
State political climate
legislature & governorship · Range 5.7–5.7 across tracts
5.7
Regional political climate
County-level mix · 2024 presidential margin · Range 5.5–5.5 across tracts
5.5
Local political climate
Parent city governance · Range 5.9–5.9 across tracts
5.9
Rent control risk
68% of income on rent · Range 7.4–7.4 across tracts
7.4
Eviction process difficulty
State notice requirements & court backlog · Range 5.4–5.4 across tracts
5.4
Tenant organizing strength
17% renter households · Range 5.6–5.6 across tracts
5.6
Housing court bias
County bench composition · Range 6.5–6.5 across tracts
6.5
Economic stress
13.7% below poverty line · Range 3.4–3.4 across tracts
3.4
Supply constraint
Rent-to-FMR gap & zoning friction · Range 1.0–1.0 across tracts
1.0
Risk score comparison

Whispering Pines vs. parent city, state, U.S.

Eviction Risk Score (0–10 scale).

Whispering Pines score vs. parent city, state, U.S.Whispering Pines: 5.95.9Whispering PinesNeighborhoodParent city: 4.54.5Parent cityhost cityState: 5.55.5Stateavg in stateU.S.: 5.15.1U.S.national avgU.S. avg = 5.0
Census tracts

1 tracts in Whispering Pines

Ranked highest-risk first. Click for per-tract detail.

Tract Score Pop % over 30% on rent Average rent
24021753002 5.9 2,482 68% $886
Social Vulnerability Index

CDC SVI percentile: 34

Pop-weighted across 1 tracts. Higher = more vulnerable to disaster, displacement, and rent shocks. Source: CDC/ATSDR SVI 2022.

Socioeconomic status 48%ile
Poverty, unemployment, no-HS-diploma, housing cost burden
Household characteristics 59%ile
Single-parent HH, disability, language barriers, age 17- / 65+
Racial/ethnic minority 12%ile
Hispanic + non-white share of population
Housing & transport 20%ile
Multi-unit structures, mobile homes, crowding, no vehicle
CDC PLACES 2023 · pop-weighted

Eviction-adjacent indicators in Whispering Pines

Average across all constituent tracts, population-weighted. Source: CDC PLACES (cwsq-ngmh) crude prevalence.

Frequently asked

About Whispering Pines

Q1

What is the eviction-risk score for Whispering Pines?

Whispering Pines scores 5.9/10 (Moderate tier) across 1 census tracts. The pop-weighted Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income and poverty signals.
Q2

How does Whispering Pines compare to Thurmont overall?

Whispering Pines scores 1.4 points higher than Thurmont overall (4.5/10). Renters spend 68% of income on rent vs 27% citywide. Average rent: $886 vs $927.
Q3

What is the average rent in Whispering Pines?

Average gross rent in Whispering Pines is $886/month (pop-weighted across 1 census tracts, ACS 5-year 2023). 68% of renter households are cost-burdened.
Q4

What percentage of Whispering Pines residents are renters?

17% of Whispering Pines households are renter-occupied (vs 27% in Thurmont). The neighborhood has 2,482 residents.
Q5

Is Whispering Pines a high social-vulnerability area?

Whispering Pines sits in the 34th percentile nationally on the CDC Social Vulnerability Index (less vulnerable). The index combines poverty, unemployment, household composition, racial/ethnic minority share, and housing/transportation factors across all US census tracts.
Q6

How safe is Whispering Pines for landlords?

Whispering Pines carries a moderate-tier eviction-risk profile for landlords (5.9/10). Pop-weighted across 1 constituent tracts, the score blends parent-city rent-control posture, county eviction-process timelines, and tract-specific rent-to-income / poverty signals. Compared to Thurmont as a whole (4.5/10), this neighborhood is higher-risk.
Q7

What is the demographic breakdown of Whispering Pines?

Whispering Pines has 2,443 residents. Top groups: White (non-Hispanic) (89.2%), Hispanic / Latino (6.7%), Other / Multiracial (2.7%). Source: ACS 5-year 2023, table B03002.
Nearby

Other neighborhoods near Whispering Pines

Sibling neighborhoods

Other neighborhoods inside Thurmont

Same parent city, ranked by score similarity to Whispering Pines.

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