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Neighborhood · Bel Air South, MD

Oaks of Harford Eviction Risk: Lower

1 census tracts · pop 4,204 · pop-weighted Eviction Risk Score 3.4/10 · range 3.4–3.4

Oaks of Harford is a one-tract neighborhood of Bel Air South, MD and houses 4,204 people. It carries an Eviction Risk Score of 3.4/10, in the Lower tier. The main counterweight is economic stress, at 1/10.

roughly one in three of renters here are cost-burdened at the 30% threshold, higher than the Bel Air South rate of 27.2%. 18% are severely burdened, paying half their income or more in rent. That cohort has no absorption capacity for an unexpected bill, and it is where non-payment filings originate. Average gross rent is $1,994, 13% above the Bel Air South average of $1,757.

Among the 13 mapped neighborhoods of Bel Air South, it ranks #9 by risk, the lower third. Against average income of $124,682, annual rent is only 19%, a wide affordability cushion.

Poverty sits at 1%, low enough that arrears here usually reflect a specific shock rather than a structural income gap. 29% of occupied units are renter-occupied.

Because the boundary contains one tract, 3.4/10 is simultaneously the area figure and the address-level figure. Scores move when the ACS release, the court-record feed, or the statute ledger behind them moves.

Risk score
3.4
Lower
1 tracts · population-weighted
Oaks of Harford vs Bel Air South How this neighborhood stacks against the citywide average
% of income on rent
36.0% +32%
Bel Air South: 27.2%
Average gross rent
$1,994 +13%
Bel Air South: $1,757
Average HH income
$124,682 +3%
Bel Air South: $120,721
Poverty rate
0.7% -83%
Bel Air South: 4.2%
Renter share
29.4% +62%
Bel Air South: 18.1%
Peer neighborhoods

Neighborhoods with similar eviction risk

Same county, closest by Eviction Risk Score.

Geographic context

Risk heat across Oaks of Harford and the region

Click any tract to drill in · 1 tracts span score 3.4–3.4

Why Oaks of Harford scores 3.4

9 axes · pop-weighted · 1 = landlord-friendly
State political climate
legislature & governorship · Range 5.7–5.7 across tracts
5.7
Regional political climate
County-level mix · 2024 presidential margin · Range 4.4–4.4 across tracts
4.4
Local political climate
Parent city governance · Range 5.0–5.0 across tracts
5.0
Rent control risk
36% of income on rent · Range 5.5–5.5 across tracts
5.5
Eviction process difficulty
State notice requirements & court backlog · Range 5.0–5.0 across tracts
5.0
Tenant organizing strength
29% renter households · Range 4.1–4.1 across tracts
4.1
Housing court bias
County bench composition · Range 4.2–4.2 across tracts
4.2
Economic stress
0.7% below poverty line · Range 1.0–1.0 across tracts
1.0
Supply constraint
Rent-to-FMR gap & zoning friction · Range 5.1–5.1 across tracts
5.1
Risk score comparison

Oaks of Harford vs. parent city, state, U.S.

Eviction Risk Score (0–10 scale).

Oaks of Harford score vs. parent city, state, U.S.3.4Oaks of HarfordNeighborhood4.2Parent cityhost city5.5Stateavg in state5.1U.S.national avgU.S. avg = 5.0
Census tracts

1 tracts in Oaks of Harford

Ranked highest-risk first. Click for per-tract detail.

Tract↕ Score↕ Pop↕ % over 30% on rent↕ Average rent↕
24025301204 3.4 4,204 36% $1,994
Social Vulnerability Index

CDC SVI percentile: 9

Pop-weighted across 1 tracts. Higher = more vulnerable to disaster, displacement, and rent shocks. Source: CDC/ATSDR SVI 2022.

Socioeconomic status 15%ile
Poverty, unemployment, no-HS-diploma, housing cost burden
Household characteristics 4%ile
Single-parent HH, disability, language barriers, age 17- / 65+
Racial/ethnic minority 55%ile
Hispanic + non-white share of population
Housing & transport 25%ile
Multi-unit structures, mobile homes, crowding, no vehicle
CDC PLACES 2023 · pop-weighted

Eviction-adjacent indicators in Oaks of Harford

Average across all constituent tracts, population-weighted. Source: CDC PLACES (cwsq-ngmh) crude prevalence.

Frequently asked

About Oaks of Harford

Q1

What is the eviction-risk score for Oaks of Harford?

Oaks of Harford scores 3.4/10 (Lower tier) across 1 census tracts. The pop-weighted Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income and poverty signals.
Q2

How does Oaks of Harford compare to Bel Air South overall?

Oaks of Harford scores 0.8 points lower than Bel Air South overall (4.2/10). Renters spend 36% of income on rent vs 27% citywide. Average rent: $1,994 vs $1,757.
Q3

What is the average rent in Oaks of Harford?

Average gross rent in Oaks of Harford is $1,994/month (pop-weighted across 1 census tracts, ACS 5-year 2023). 36% of renter households are cost-burdened.
Q4

What percentage of Oaks of Harford residents are renters?

29% of Oaks of Harford households are renter-occupied (vs 18% in Bel Air South). The neighborhood has 4,204 residents.
Q5

Is Oaks of Harford a high social-vulnerability area?

Oaks of Harford sits in the 9th percentile nationally on the CDC Social Vulnerability Index (low vulnerability). The index combines poverty, unemployment, household composition, racial/ethnic minority share, and housing/transportation factors across all US census tracts.
Q6

How safe is Oaks of Harford for landlords?

Oaks of Harford carries a lower-tier eviction-risk profile for landlords (3.4/10). Pop-weighted across 1 constituent tracts, the score blends parent-city rent-control posture, county eviction-process timelines, and tract-specific rent-to-income / poverty signals. Compared to Bel Air South as a whole (4.2/10), this neighborhood is lower-risk.
Q7

What is the demographic breakdown of Oaks of Harford?

Oaks of Harford has 4,194 residents. Top groups: White (non-Hispanic) (64.1%), Black (non-Hispanic) (26.7%), Hispanic / Latino (4.7%). Source: ACS 5-year 2023, table B03002.
Nearby

Other neighborhoods near Oaks of Harford

Sibling neighborhoods

Other neighborhoods inside Bel Air South

Same parent city, ranked by score similarity to Oaks of Harford.

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