Ellicott City Eviction Risk: Moderate

Well under the midpoint, economic stress reads 1/10. Against Howard County at 45.4%, 58% of renters here are cost-burdened. Severe burden reaches 18%. Those are renters paying half their income or more, and that is where non-payment filings originate.

Against the Howard County average of 5.3, this tract reads safer for landlords by 1.3 points. Sitting well above the midpoint, local political climate reads 7.5/10.

The voucher gap is 16.7%: households holding assistance that local rents will not absorb, which surfaces as churn rather than arrears. Housing insecurity runs 5.6% against 14.2% nationally. Average gross rent is $2,294, 11% above the Ellicott City average.

Inability to pay a utility bill runs 3.4% against 9.2% nationally. Utility arrears usually lead rent arrears by a month or two. On the national scale it lands near the 42nd percentile of the 84,120 tracts scored. Only 15% of units are renter-occupied. Rental comparables are thin; price a renewal off the nearest genuine rental sub-market rather than off surrounding sale prices.

These are ACS 5-year estimates; the score moves when the ACS, court-record, or statute inputs behind it move.