Blackinton Historic District Eviction Risk: Elevated

Severe burden reaches 33%. A tenant at that level absorbs no shock: one cut shift or one repair bill converts directly into arrears. Pulling the other way is supply constraint, at 1/10. On the high side is tenant-organizing strength at 8.9/10.

Running hot is rent-regulation exposure at 8.4/10. At $650 a month, rents sit 18% under what the rest of North Adams commands.

The poverty rate is 20%, which shows up in this model as reduced rent-recovery odds after a judgment. The filing record is not thin: 336 evictions logged in this tract.

The worst year on record was 2014, when filings touched 9.0% of renter households. 5.3% of adults carry no health insurance against 11.3% nationally, a common route into sudden unpayable debt.

Recent filings have not receded much: 8.4% in 2016 against a 9.0% peak. Rent takes 14% of average household income, comfortably inside the 30% line and unusually low for a rental sub-market.

35% of occupied units are renter-occupied.

Because the boundary contains one tract, 7.8/10 is simultaneously the area figure and the address-level figure. The number is rebuilt whenever its ACS, court-record, or statutory inputs change.