Freeman Grove Historic District Eviction Risk: Elevated

Pulling the other way is supply constraint, at 1.2/10. Scores across the 2 constituent tracts range from 5.2 to 7.8. A 2.6-point internal spread means block-level underwriting beats area-level here. 22% are severely burdened, paying half their income or more in rent. That cohort has no absorption capacity for an unexpected bill, and it is where non-payment filings originate.

Running hot is rent-regulation exposure at 7.7/10. Court records carry 309 eviction filings across its 2 observed tracts. Average gross rent is $920, 16% above the North Adams average of $793.

On the high side is tenant-organizing strength at 7.4/10. Filing activity peaked in 2015 at 8.1% of renter households. 5.3% of adults carry no health insurance against 11.3% nationally, a common route into sudden unpayable debt.

The most recent observed rate, 1.9% in 2016, is well off that peak. The closest comparables inside the same city are Church Street-Cady Hill Historic District and Blackinton Historic District. Rent takes 19% of average household income, comfortably inside the 30% line and unusually low for a rental sub-market.

For a specific building, read the per-tract breakdown below rather than the 7 headline, because the internal range is too wide to average safely. The number is rebuilt whenever its ACS, court-record, or statutory inputs change.